The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

SpagBol

FREEZ wrote: »

Another payment for me please; as it's payday Monday and there's enough left in my bank account to take me to 50% paid:j


#191 £2000/£4000 50% :j:j:j:j:j

Woo hoo 50% and not even in June!! Well done!! :T That must feel good :j:j:j

choclover

Taken me most of the morning but I have finally completed all the banking as it's hubby's pay day today and can update you folks here.

Not much to report as most dd come out next friday, it's going to be a bit of tight month as I'm due just over a week AND car tax has to be paid, I'm now on SMP, but hopefully we should be able to pay off DH's capitol 1 card (again!).

However, we have been able to cope with £200 a month drop in tax credits so far, still waiting to receive our renewal pack, so no doubt it will drop further still , but on the bright side once baby is born it should jump back up round about to where it was 2 months ago and seeing as we've been able to manage without it can go straight to paying more off our debts! :j:j:j

Also, had a sneaky peak at this months figures and although our food budget is £220, we only went over by £108 this month, compared to £240 over last month, so that's a big step in the right direction

Anway, here's my new total:

#304 £1,676.22/ £5,210.12 (32.17%)

I'm hoping this month to be over 40% and over £2k paid, so fingers crossed to see if we can do it!

choclover

Oooh totally forgot to mention that hubby has still been doing some ebaying and has been stashing away the cash in his paypal account. He's been able to buy the washable nappies that I wanted and a buggy board and he's still got over £200 lurking around somewhere that he says is to pay off some debts, but at the moment he's a bit reluctant to transfer it to his bank account, anyway I certainly can't complain as he's curbed his spending amazingly and at least he's starting to think like me too - he just needs to take the final step!

Better go and buy the car tax!

Barbeduk

Just popping by for a catch up. Great to hear the news about your OH's mum Fallen, that must be a huge relief.

Well, there was me all happy cus I managed to put some money in the new shiny savings account, and one trip to the dentist later I'm now going to have to save for a new crown, darn it, and not even the bejeweled shiny one you wear on your head!

Well done on all the payments, payday's round the corner, yippee!:j

lemonpopsicle

Payday today so dd to cc gone that makes

No 069 £4201/ £7719 = 54.42%

:j:j:j:j:j:j:j:j

Avogirly

Quickie from me as I'm at work.....


#340 £2465.39/£6534.22 37.7%:D

lemonpopsicle

jakes-mum wrote: »

I rarely venture out onto the main board as I get a bit deflated by the amount of 'omg how can you be so stupid' type responses to some peoples threads

Much prefer to cosy up here with my supportive mates

We're just a much nicer bunch of peeps :A

Katiec950

Hi all

Hope you are all enjoying the sun!

Just a quick update from me (it's payday) so my new total (with the interest added back on) is:

£9,303.86/ £10,678.72

Only £1,374.86 to go!

I intend to start saving for a deposit once this is cleared but like many of you I don't want to go on another board :eek:

Anyway - Hugs for all :A

Fallen - so glad to hear about OH's mum! Great news!

jakes-mum

Another £50 payment as ive just had DH's CC bill come through had a slight problem when I locked meself out of the online account, but all sorted now :rotfl:

#16 £4276.62/£8806.89 48.56% :j:j

MFWannabe

Katiec950 wrote: »

Hi all

Hope you are all enjoying the sun!

Just a quick update from me (it's payday) so my new total (with the interest added back on) is:

£9,303.86/ £10,678.72

Only £1,374.86 to go!

I intend to start saving for a deposit once this is cleared but like many of you I don't want to go on another board :eek:

Anyway - Hugs for all :A

Fallen - so glad to hear about OH's mum! Great news!

Wow 87.13% :j:j:j:j
You don't have to leave us when you've cleared the debt, i think Jemma will change it to savings for you so you can keep track of all your lovely money you will be saving:D