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Nationwide Flexclusive ISA - 4.25%, instant access

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Comments

  • Wammer
    Wammer Posts: 1,060 Forumite
    Tenth Anniversary
    Thanks for the reply.

    It looks like my best option at the moment unless anyone has other suggestions?
  • le_loup
    le_loup Posts: 4,047 Forumite
    Wammer wrote: »
    Will I be able to transfer these ISAs to the Flexclusive ISA on maturity seeing as I will probably miss the boat of any decent rates?
    You will but you will need to obtain a consolidation form for each maturity to effect the transfer,
  • Wammer
    Wammer Posts: 1,060 Forumite
    Tenth Anniversary
    Thanks.

    Maybe that's what I was getting confused about, that I can't just transfer direct from the FRISA to the Flexclusive.
  • le_loup
    le_loup Posts: 4,047 Forumite
    Just before your FRISAs mature, you will get a form from NW offering various ISAs into which you can transfer the proceeds on maturity. That will NOT include an option to put it into the Flexclusive ISA. Therefor, you need to ignore that and get a consolidation form which does give you that opportunity.
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    le_loup wrote: »
    No.
    Unless you already have a Flexclusive ISA, you have missed the boat. But 3.1% ain't bad in this environment.
    Summer01 wrote: »
    I'm currently on the online ISA issue 4 at 3.10%. Am I able to move to another ISA with nationwide quite easily that pays a better rate please?
    Hominu wrote: »
    Depends if you can find a better rate. Most will now be less than 3% unless you opened them last year (such as the 4.25% offer).

    Thank you for your replies. I missed out on the 4.25% ISA with Nationwide. If I can maybe my best option is to transfer the 2013/14 ISA allowance straight into this by using their online login service? Like you say this looks to be a good rate right now. I'm amusing you can add into it.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Summer01 wrote: »
    I'm currently on the online ISA issue 4 at 3.10%. Am I able to move to another ISA with nationwide quite easily that pays a better rate please?
    Hominu wrote: »
    Depends if you can find a better rate. Most will now be less than 3% unless you opened them last year (such as the 4.25% offer).
    le_loup wrote: »
    No.
    Unless you already have a Flexclusive ISA, you have missed the boat. But 3.1% ain't bad in this environment.


    Thank you for your replies. I missed out on the 4.25% ISA with Nationwide last year. Maybe my best option is to transfer the 2013/14 ISA allowance straight into my existing Issue 4 by using their online login service? Like you say this looks to be a good rate right now. I'm amusing you can add into it.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • rexel
    rexel Posts: 602 Forumite
    Part of the Furniture 100 Posts
    i have a isa matures with marks & spenser on start of april can i transfer it into flexclusive isa which i have at 4.25%
  • KTF
    KTF Posts: 4,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes. Just request a transfer form.
  • mollycat
    mollycat Posts: 1,475 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    KTF wrote: »
    Yes. Just request a transfer form.

    hi. not sure this is correct advice at all.

    can someone who knows for sure please claify for this poster?
  • Hooloovoo
    Hooloovoo Posts: 1,281 Forumite
    mollycat wrote: »
    hi. not sure this is correct advice at all.

    can someone who knows for sure please claify for this poster?

    Yes, it is correct. Why do you think it is not?
This discussion has been closed.
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