Nationwide Flexclusive ISA - 4.25%, instant access

DragonQ

Filled out my transfer forms, will go to the branch later to give them in.

System

I'm currently on the online ISA issue 4 at 3.10%. Am I able to move to another ISA with nationwide quite easily that pays a better rate please?

Hominu

Summer01 wrote: »

I'm currently on the online ISA issue 4 at 3.10%. Am I able to move to another ISA with nationwide quite easily that pays a better rate please?

Depends if you can find a better rate. Most will now be less than 3% unless you opened them last year (such as the 4.25% offer).

le_loup

Summer01 wrote: »

Am I able to move to another ISA with nationwide quite easily that pays a better rate please?

No.
Unless you already have a Flexclusive ISA, you have missed the boat. But 3.1% ain't bad in this environment.

veryintrigued

Have set up the internal transfer from Flexdirect C/A for £5760 for the 6th April. Not enough funds in this Flexdirect yet (I'll transfer from a non NW account at a later time) but doing it this way ensures that I dont have to worry about the £1000 monthly Flexdirect payment for April.

badger09

Summer01 wrote: »

I'm currently on the online ISA issue 4 at 3.10%. Am I able to move to another ISA with nationwide quite easily

Yes
And in fact Nationwide are one of the few providers who allow you to split your ISA subscription over several of their ISA products, and to move cash between their online ISAs.

Summer01 wrote: »

that pays a better rate please?

No
Because unless you already have their Flexclusive ISA from last year - there isn't one with a rate better than 3.1%

JoeA81

Can I pay my 2013-2014 allowance into the Flexclusive ISA after April 5th?

If not, I guess I could pay it into my old Virgin ISA and then transfer that to the Flexclusive?

DragonQ

JoeA81 wrote: »

Can I pay my 2013-2014 allowance into the Flexclusive ISA after April 5th?

Yes you can.

Wammer

I have the Flexclusive 4.25% ISA. I also have 3 FRISAs with Nationwide which mature at the end of April, May and in July so too late for any good rates pre 6 April.

Will I be able to transfer these ISAs to the Flexclusive ISA on maturity seeing as I will probably miss the boat of any decent rates?

I have been reading this thread for a few months, but have managed to get confused as I got it into my head that you could only transfer from an online instant access ISA already with the Nationwide and these are fixed rate.

I realise I will only get the 4.25% until 31 October, but this is still probably better than any other offerings at the moment.

Then the problems start again on 1 November when we are all looking for another ISA outwith the ISA season.

KTF

Yes, you will be able to transfer them in to the flexclusive isa.