Nationwide Flexclusive ISA - 4.25%, instant access

tunde10

horngkai wrote: »

isn't the guarantee of 1.5% above BoE rate until January 2014 only? The rate can plummet after that?

I'm not sure, i didn't know that was the case. I don't see the point of guaranteeing 1.5% above base rate for 3/4months. If thats true, then its quite silly.

moi

horngkai wrote: »

isn't the guarantee of 1.5% above BoE rate until January 2014 only? The rate can plummet after that?

tunde10 wrote: »

..I don't see the point of guaranteeing 1.5% above base rate for 3/4months. If thats true, then its quite silly.

Yes January, but not even 3 months of guarantee, it's only til 1st Jan:


" ☑ A variable rate of 4.25% AER tax-free including an introductory fixed rate bonus of 2.25% until 31 October 2013

☑ Includes the reassurance of a Rate Promise to pay at least 1.50% above the Bank of England Base Rate until 1 January 2014 and will track changes in the Base Rate. Any changes will be made within one month of a BoE announcement. "

lolly5648

I have a Nationwide ISA which matured today and the rate has dropped to 0.25%. I wanted to transfer it to my Flexclusive ISA but it doesn't show up in the dropdown list of accounts so I can't do it. Can't get to my branch until next week to get a consolidation form by which time they will probably changed the rules again!

niro_111

if i was you, i would ring them and tell them what you want to do,the nationwide isa team told me to to go into the nationwide and fill the form out, and not to move it on line,

someone

I've sent my form off this morning by 1st Class.

As far as I know any T&C change requires at least 1 months notice if it is going to have an adverse impact on the account holder.

le_loup

They can't change the T&Cs when they feel like it and indeed, they have not changed the T&Cs for this account. They are as they were at the beginning. The difference is that they are now following their own T&Cs!

someone

le_loup wrote: »

They can't change the T&Cs when they feel like it

Banks do (and I get a lot of pointless letters about it)

veryintrigued

someone wrote: »

Banks do (and I get a lot of pointless letters about it)

Absolutely right. Of course organisations can change their T&Cs - there may be repercussions however which is what this le loup has failed to highlight.

Originally Posted by le loup
They can't change the T&Cs when they feel like it

myth123

Handed a consolidation form into branch yesterday, money has been moved from online ISA to Flexclusive today. Nice.

rexel

Moved nationwide online isa to flexusive is at 4.25 checked my account all done . Now all money paying 4.25