My journey to Mortgage-freedom

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  • unhappy_shopper
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    gallygirl wrote: »
    If you're interested, drop me a PM ;).

    Sorry to hijack US :D.

    GG, you can get £5 for referring greent, go for it :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • unhappy_shopper
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    Not a very :money:week; but money well-spent on clothing for the men in my household in Marks@Sparks sales. Fortunately, their clothing sizes are the one usually left in the sales when the final reductions kick off - skinny, 2 inch. longer stuff :p Also used a few vouchers - both reward and conditional spend ones to stock up on the dine-in stuff and Nescafe (my local has stocked up on some of the brands that I regularly buy; so the current £5 off wys £25 coupons come in handy).

    Have a good weekend, fellow MFWs :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • edinburgher
    edinburgher Posts: 13,469 Forumite
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    I've been doing the opposite of you this week US - the cheeky swine at M&S cancelled my order for work shirts in the sale :rotfl:
  • unhappy_shopper
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    Morning fellow MFWs,

    I am coming out of lurkdom here :-) Glad to hear about Mr.T finding a new job and MrsT making a good progress healthwise, Mr. E making progress on the baby front, GG explaining the recent pension reforms, Froggy's second interview and ... I cannot possibly list out everything I read today morn, but it was nice catching up with my MFW friends :-)

    From my side, we bought another house (nearer my place of work this time), hence the gigantic mortgage. DS2 has offers to study at his favourite Unis come Sep/Oct. All that remains is for us to tackle the mortgages - we'll do it little-by-little as the biggest financial priority so far (DS's Uni & school fees) will be rather small at the beginning of next academic year.

    I have had a few spendy days and some NSDs so far this week. Have been buying fruit trees and planting them at our new place in the hope of gathering plenty of fruits in the years to come :-) Have a good day, everyone!
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    First Anniversary Combo Breaker
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    Welcome back US, very impressive mortgage figure :D

    Congrats on the new house and on DS getting his favourie Uni place, bet you were all delighted

    You've blitzed mortgages before and we know you can do it again so look forward to reading about it

    There's some covert ground clearance going on a place about a mile away from me, local rumour is that it's going to be a new small housing development but can't seem to find out much about it. If rumour proves to be true i'd be very interested so could be joining you in the increasing mortgage club :o

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Name Dropper First Anniversary First Post Mortgage-free Glee!
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    Mar. 2014 £392,212.73

    :eek: I suppose at least it doesn't start with a 4 :D.

    Good to see you back :T.

    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
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    Hi US, glad to hear your news.

    Mortgage may be large but you'll soon make inroads.

    Good to hear about your DS - that's really lovely and you must all be delighted.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
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    Hi friends :wave:

    Made my first OP towards the new mortgage:) I am trying to be :A spending-wise but then one foray into the Grabbit board spoilt everything, but then I have added a few more pieces to my Portmeirion seconds collection!

    Looking forward to sunny weather over the holiday weekend so that I can do some weeding and gardening. 10 courgette seedlings are waiting to be planted out; As I bought these seeds from a 99p store (4 seed packets for 99p) I thought only 2 or 3 might sprout, but then all of them have germinated. Fortunately, I gave half the packet to a colleague.
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
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    My 10 courgette plants going strong, yes 10 of them :eek: So, in the coming weeks courgettes for breakfast, lunch and dinner! and some to share with neighbours and colleagues.

    So very chuffed today as I bought a KR casserole pan in very good condition for just a quid from a bootsale - have been looking for one for quite sometime. Also got a set of 4 Prestige lifetime copper bottomed pans with teak handles for £2. So, I have put away some of my well-used and still clean saucepans for the CS.

    The weather has been good today, so have done a bit of gardening - putting up supports for the peonies and planting the last of the dahlia and lily bulbs. GYO this year is bare minimal as most of my tomato, chilli and cucumber plants did not survive the recent wet weather - so only courgettes, peas and beans.

    Have a good and relaxing Sunday everyone. :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • greent
    greent Posts: 10,671 Forumite
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    lol re the courgettes! :) They freeze ok - I grate them and use them in lasagne, Bolognese and chilli. I also freeze some in chunks for use in ratatouille and chilli :)


    Brill news re house - exciting stuff! And yeay re UNi for DS - would he be able to make use of any of your kitchen things? x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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