My journey to Mortgage-freedom

unhappy_shopper

My to-do list:

1. OP into mortgage-2 ONGOING - £1150 so far.
2. Declutter the freezer - nothing in, gammon out
3. Look whether moving to a different energy provider brings some cashback to boost the OP - see whether CoOp offer is good.
4. added bank account details to the household diary
5. Fruit bowl is empty - replenish it.
6. Declutter one shelf (of the wardrobe in DSs' rooms) atleast - then, may be by the end of Jan, there will be space to put in the ironed clothes. Started yesterday and found unused shirts still in their original packaging, so moved them to the top of pile so that it will get used sooner.
7. Missed out on (free) listing some more things on fleabay as was too tired last night. Wait for next FL weekend.
8. Take the coin box to B@rclays to be paid into the current account/MOP.
9. Look at the S&S portfolio to see whether any reshuffling needed.

unhappy_shopper

My to-do list:

1. OP into mortgage-2 ONGOING - another £3k in.
2. Declutter the freezer - nothing in, raspberries and beans (from GYO last year) out
3. [STRIKE]Look whether moving to a different energy provider brings some cashback to boost the OP[/STRIKE] - Moved to f1rst utility through cheap energy club - £30 CB awaited
4. add telephone details to the household diary
5. [STRIKE]Fruit bowl is empty[/STRIKE] - £4.68 spent
6. Declutter one wardrobe over the weekend.
7. Get ready things for selling on fleabay; Wait for next FL weekend.
8. Take the coin box to B@rclays to be paid into the current account/MOP.
9.[STRIKE] Reevaluate S&S portfolio [/STRIKE]- nothing needs immediate attention. look out for trainline IPO.
10. In the garden - Sort out seeds for summer growing, prune goose/raspberry bushes.

unhappy_shopper

My to-do list:

1. OP into mortgage-2 ONGOING - £99.xx from TCB redirected to this pot.
2. Declutter the freezer - nothing in, beef for today's lunch/dinner out
3. add mortgage details to the household diary
4. milk etc. needed
5. Declutter one wardrobe over the weekend - halfway through this.
6. Get ready things for selling on fleabay; Wait for next FL weekend.
7. Take the coin box to B@rclays to be paid into the current account/MOP. - asked OH to do it :-)
8. Reevaluate S&S portfolio - nothing needs immediate attention. look out for trainline IPO.
10. In the garden - Sort out seeds for summer growing, [STRIKE]prune goose/raspberry bushes[/STRIKE]. pruning done amid the gales.

unhappy_shopper

My to-do list:

1. OP into mortgage-2 ONGOING - added £27.32 from amaz0n trade-in.
2. Declutter the freezer - nothing in, nothing out
3. add utility details to the household diary
4. Declutter - lots of shredded paper moved to recycling
5. Get ready things for selling on fleabay; Wait for next FL weekend.
6. compare trade-in prices at momox/ziffit/am@zon

unhappy_shopper

My to-do list:

1. OP into mortgage-2 ONGOING - added £27.32 from amaz0n trade-in.
2. Declutter the freezer - nothing in, roast chicken out
3. add utility details to the household diary - landline done.
4. Declutter - nothing done today
5. Get ready things for selling on fleabay; Wait for next FL weekend.
6. compare trade-in prices at momox/ziffit/am@zon- another £14.39 coming from momox
7. Ironing to be done - the pile is slowing becoming a mountain :eek:

unhappy_shopper

Lots of things to do and am inching my way through them.
A bit of a spendy day today - bought a few necessities for DS2.
Capitalised on the upswing in the markets to reshuffle my ISA portfolio; reflected in my siggy :-)

My to-do list:

1. OP into mortgage-2 ONGOING
2. Declutter the freezer - nothing in, nothing out
3. update household diary - ONGOING
4. Declutter wardrobes/bookshelves- nothing done today
5. Get ready things for selling on fleabay; Wait for next FL weekend.
6. Discontinue the magazine subscriptions - Time, Gardener's world
7. Ironing pile is growing
8. Bed&ISA the employee shares

unhappy_shopper

A week has passed since I posted last One of my NY resolutions is to find time to come to MFW thread often. So, should come more often.

My to-do list is going longer and longer as I am continually adding items to the list; must be an indicator that I want to be rid of my mortgages at the earliest. No chance of that unless I get a PB win. You have to be in it to win; so I opened my first and only PB account today with a modest deposit of £100 Seeing all green in my S&S portfolio, I was tempted to cash in on one of them, but restrained myself. Only last week did I do the reshuffle Note to myself: it is an ISA, not a trading account.

edinburgher

Seeing all green in my S&S portfolio, I was tempted to cash in on one of them, but restrained myself.

That's the spirit - don't cash in until they're all green and higher than your mortgage balance

unhappy_shopper

edinburgher wrote: »

That's the spirit - don't cash in until they're all green and higher than your mortgage balance

No chance of my S&S reaching my mortgage balance in the near/medium/long term; unless the shares I hold go 100x I have only started building my S&S stash since May/June last and I intend to open a SIPP this year (to position myself to take advantage of the relief & recent announcements on lump sum), so no more funding the ISA this financial year.

unhappy_shopper

Delurking after a prolonged absence. Good news is that I have added quite a bit to the OP kitty. Bad news is that I seem to be gaining lbs at an alarming rate.