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My journey to Mortgage-freedom

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  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Luckily - when I had to send a load of stuff to the accountants I could guess the Mortgage interest for the BTL - and when I tried to ring the W00lie ones they put me round in circles and never called back/never sent me the proper numbers... so must remember to chase them more diligently next year...
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • BookWorm
    BookWorm Posts: 2,504 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi US

    Just stopped by to say hello and let you know that I've had an email saying I've been accepeted to PC - so thank you very much! Just need my first survey to arrive now :)

    BW
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    I never though to have a spare SIM with me for emergencies like O2 outages....a great idea thanks US!
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Hi everyone,

    @ BookWorm - glad you got accepted to PC. It is only £3 a month, but even that helps.:)

    NSD today. Yesterday MrT's delivery came in - all the points intact (1054 in all) with the £10 discount taken off, TCB has tracked and CC cheese was substituted with 6 individual packs at no extra price. Yay! :D

    Received a £10 AGC from L'oreal Board of Beauty.
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • edinburgher
    edinburgher Posts: 13,871 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @ BookWorm - glad you got accepted to PC. It is only £3 a month, but even that helps.

    Absolutely - £3/mth off our mortgage would save 3 months over the term :T

    Maybe I should try and join?
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Yet another FLW on fleabay this weekend, fellow MFWs :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    :cool:
    unhappy_shopper wrote: »
    Yet another FLW on fleabay this weekend, fellow MFWs :)

    Be able to relist everything doesnt sell tomoz then! :rotfl:
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • BookWorm
    BookWorm Posts: 2,504 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 October 2012 at 9:21PM
    unhappy_shopper wrote: »

    @ BookWorm - glad you got accepted to PC. It is only £3 a month, but even that helps.:)

    Received a £10 AGC from L'oreal Board of Beauty.

    Hi US

    Yes indeed - if I've learnt anything from hanging around in this corner of the MSE world - it's that all the small things add up!

    WTG on your AGC from the Loreal board - that's great. What do you have to do for that? Is it surveys or something else? Just curious
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    edited 20 October 2012 at 9:27AM
    Good Morning MFWs,

    I have listed a few of the unsold items from last week on fleabay. Fingers crossed that they get sold.
    BookWorm wrote: »
    WTG on your AGC from the Loreal board - that's great. What do you have to do for that? Is it surveys or something else? Just curious

    Just post a few comments in there. Sometimes you get a product to test (they are not stingy :D) and have to fill up a questionnaire. Worth it, IMHO.

    I have looked into my household accounts and reckon this month I would have about £200 to OP, all small droplets from fleabay, vouchers, surveys, cashback etc. I'm now thinking of applying to this CC to get the £50 reward vouchers.

    Have a good weekend, everyone!
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Hi everyone, I didn't update my diary for the last 5 days as I did not have much to report. But today for me has been an extraordinarily good day, work-wise. With the next payday approaching, I am hoping that I'll be able to make an OP in November.

    Just a small tip, for those with Amex cards, smartphone and 4square app, there is another free £25 for Harvey Nichols. Enjoy!
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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