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What have I done....

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  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    well sort of keeping the spending at bay!!!! you are doing so well knocking the mortage on the head , well done you!!!!

    Sorta keeping it at bay is well better than spend spend spend!! :D
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo wrote: »
    Lol glad u found it! Thanks very much. I reckon 50 quid is a great over payment. It's amazing how quickly it all adds up (and then u get the bug!!!)
    Best of luck.. U got a thread?

    Hey there - no, no thread for me just yet, just enjoying browsing and picking up some ideas on how to throw money at the mortgage each month. For the time being, I'm gonna stick to the £50 per month as a minimum OP, and I've also decided that whatever I've got left in the bank at the start of each payday (however big or small), that's going towards it too. I'm also emptying my purse of any shrapnel which is going into a pot and will go towards OP each month too. Small steps and all that. Feel pretty chuffed with myself anyway, this is my 5th NSD on the trot :D!
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    this is my 5th NSD on the trot :D![/QUOTE]

    That is really good going! I have to get petrol every 5 days or so, so 5 days is really only ever my limit!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Shopping done for the next 2 weeks... 43 quid so not bad! Had a £7 discount voucher for spend over £50... Got to £48.89 so had to make everyone in the queue wait whilst I spend £1.11!! Wasn't gonna lose my discount!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Jan OP in, including my £50 cash back from top cback
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • You are doing so well LauraJo.:T
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • Laurajo you are doing AMAZEBALLS!!!! tee hee , you will be MF in no time - i'll try hard to catch up but never going to catch!
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Thanks kp :)
    Lol mc!! You are def having more fun than me tho! Another sat nite in front of the tv!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Laurajo, i am no way exciting , its all work and no play i am afraid.....
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Omg sold some shares I had from my works share save scheme yesterday... Today they shot up 16%!!!! How annoying! Oh well... U win some u lose some. (Should find out tomo how that reduces the total)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
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