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What have I done....

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  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Thanks floppy, yep some cash to tide me over :)
    Pony is erm....interesting! Some good times, plenty of falls and stresses!! Did our first pub visit this week tho which was well funny!! (Less funny when he knocked my wine over!) turns out I'm a better rider after wine tho!
    So how is everyone else and horses/ shares/ loan searching?!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Goldiegirl wrote: »
    Redundancy can be very traumatic, especially if you've been there a long time.

    BUT, it is a catalyst for change, and many my former colleagues and I agree that our lives changed for the better after redundancy, once all the dust settled.

    As you've been there for a long time, hopefully there'll be a reasonable redundancy package.

    Hiya!
    I'm finding it bizarrely stressful even though I'm in a much better situation than most. Very emotional....weird!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    When we were all made redundant, it was a surreal time.

    It was announced in the June, and our office closed in the November.

    So, over those 5 months, people gradually left, the number in the office gradually dwindling.

    We all became very tactile. I had worked with some people for more than 20 years, and had never even touched them, yet by the end we were all hugging each other on a daily basis!

    I only cried twice, once when my best friend left early in the process, and on the very last day, when everybody came back and we literally took over the local pub for the afternoon.

    But it was a stressful time, even though it wouldn't have been a disaster if I didn't find a new job immediately.

    Good luck, I'm sure it'll pan out just fine, it's just getting to 'the other side' that can be painful
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Oh gosh ny life is squillions better post redundancy. The future is bright and all that!

    Tell horse to behave though...

    I wonder if my horse had anything to do with new found singleness but I am very confident I have been left with the better 'man' ;) They might test us but it wouldn't be life without them!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    FloppyDisk wrote: »
    Oh gosh ny life is squillions better post redundancy. The future is bright and all that!

    Tell horse to behave though...

    I wonder if my horse had anything to do with new found singleness but I am very confident I have been left with the better 'man' ;) They might test us but it wouldn't be life without them!

    Good to know :)
    I think that a man needs to be very supportive for those of us with horses. We need constant food (yep, anyone wanting to lose weight, get a horse!), constant assistance round the yard, patience when dealing with our obsession and be prepared to be a groom all weekend (and when its dark and cold and we just can't face it!!)
    Mine is getting trained :rotfl:
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Muser1
    Muser1 Posts: 795 Forumite
    How's it going Laura?
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Over the past week I've managed to slowly read your diary from "cover to cover", and what a good read it has been!

    It's amazing what you have achieved, and to echo a lot of other commenters what really shines through is your positive can do attitude :) Paying off 90k in one year - I'm pretty amazed with that, well done!

    Oh, and thanks for posting so much detail on the horse stuff... I now know that if want to avoid losing all my money and / or time to them they should be avoided at all costs, so I think the warning / cautionary tale is priceless :rotfl:
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Laura!
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    Laura buy a bigger house and come back!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • Laura Jo-another lovely user recommended that I read your diary as its quite similar to mine. It's incredibly similar. A very optimistic target only achievable by sheer dedication and creativity. I'm still on track even though many said it was unachievable. cn I ask your earnings in relation to the monthly payments you managed to make? I hope that's not a cheeky question-it would just put the payments into perspective. I think I manage to put a LOT of my income into payments so interested to see the %age!

    What's the plan now? Buy a bigger house? Do you miss the challenge?

    Well done!!!
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