New Dmp Mutal Support Thread

Scottishmummy

Sea78 wrote: »

Scottishmummy - you're also at the top of my page 51!!

Oh woo hoo for that too. Two significants in one evening - won't be able to better that.

Don't worry about the debt going up to begin with it will come down very soon.

Night Teecee, 'see' you tomorrow

neith

Hi Guys,

I know you are all off to bed, sleep tight everyone.

Sea- We all love you and just remember Men are from Mars!!

Had a good day today so am very sorry to see so many of my new friends have a rough one, maybe tomorrow will be better.

I found out that my council tax band is going to be reduced and the council owe me 10 years worth of over payments!! Its about £1000::j :j :j :j :j :j

I will pay some to cccs but put some away for emergencies, of which I seem to have loads:eek:

Night all,

Nxx

Scottishmummy

Great news on the Council Tax Neith.

Thought I was the last one on here so just popped across to read some of the other threads

neith

Hi scottish mummy,

No you are not the last, I can't sleep!! All these bl.... debts and now when I may have a bit of money coming in I worry about what to do with it!! Typical.

Both my kids are home this week (by kids I mean uni students) my fridge is under constant attack and I have so much washing I could start a laundry!!:rolleyes:

Oh well bless them they do keep me on my toes.

Nxx

neith

Just realised I have a star FAB:D

Scottishmummy

neith wrote: »

Just realised I have a star FAB:D

Congrats:T :T

I am going to head off now for an early night. Believe me midnight is an early night for me, I'm usually up until 2.00. Got to be up early tomorrow though as away out for the day with kids. Spending morning with one friend and her DS then as we will only be half an hour away from another friend I think we will pop in on her for the afternoon - she doesn't know it yet though. Will give her a call in the morning.

So night night all.

welshjojo

im new to this site can i be member no 50 !!!
hoping tobe debt free in 10 years!
welshjojo

smilealot

Hi welshjojo, welcome to our thread. I'm not sure if 50 has been taken. Kelly is our brilliant baptist!

Have you started the DMP ball rolling yet? Are you getting help from a 3rd party or are you doing it DIY?

Whichever route you're following, there will be someone on here who will be able to offer advice and the rest of us will be there to give support when you need it.

Good luck,

smilealot :rolleyes2

in_debt_again_but_dealing_with_it

Morning all
my some of you had a late night, I'm back on the "good" computer so will be going mad with the smilies!!! :T :j :T :j

Welcome welshjojo you're in the right place for support and a bit of a laugh!!:rotfl: :rotfl: The people on here are all :A :A .

Congratulation Neith on the refund, no what you mean about worrying when you haven't got money and still worrying when you have!! Well done on the star too. :T

Sea hope you had a nicer night and the chat went well.

Here's to a good day for all. Taking no1 son and dd off to drs now so speak soon. Love and hugs.
IDA
xx

in_debt_again_but_dealing_with_it

Sea78 wrote: »

Right - my head is a bit back in the whole DMP mode now - what should I do about HSBC - they day it'll be another 5 months before they do anything and they have rejected my DMP anyway. I( don't want to wait this long!! The interest is already included int he loan so it won't go up or down due to that. The loan repayment is going into my current account as well -grrr - anyone else having this?

Sea xx

Sea - I think HSBC should be the first financial institution that Joek fires!!! Really unhappy with how they are being with me too - unlike you I am not brave enough to speak to them. They took 2 payments out of my current acc for the loan and then returned them (as I knew they would :rolleyes: ) then charged my current acc £50 for the privelage!! All my debt is with them so it will be interesting to see how it goes. Put my letter in to reclaim bank charges too, over £2,000 so that will please them, although its all going back to them anyway :rotfl: :rotfl: . Anyway hope you have a good day, let us know how you get on.
IDA
xx