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New Dmp Mutal Support Thread

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  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Morning everyone!!

    Hope you are all well.

    I meant to log in again last night and catch up wiyh everyone but was sooooo shattered after my gardening marathon yesterday that after having a bath I really needed my bed!!

    Was fast asleep by 9.30pm (wot a lightweight!!)

    Joek - Sorry I keep missing you, glad you are ok, hope you're not working too hard :rotfl:

    Anyway no news here today, I can't believe how quiet it has been, When i had my LBM I was expecting all kinds of hassle from my creditors but it hasn't happened!!! Guess I'm just lucky.
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • hopefull!
    hopefull! Posts: 17 Forumite
    Hi everyone

    Hope you all ok

    I have at last recieved my welcome pack now its official. Payment starts in May I will be relieved to start paying now. No phone calls as yet:confused:
    Budget also going well so far. Have resisted tea and cake at the local tea shop and thats a milestone for me I can tell you:j
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    hopeful - Great news about your DMP.:T

    I havent received any nasty letters from anyone (I've just made my second payment to CCCS) Hopefully your experience will be the same!!
    I'm keeping my fingers crossed for you.:o
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • hopefull!
    hopefull! Posts: 17 Forumite
    thanks teecee That makes me feel better. Its actually great to feel in control of my finances for a change. There is definatly much less stress in my house now!!
  • Morning all
    Back on the ancient computer so unable to thank you all for the entertaining posts - I love out "nostalgia" moments!!

    Well done hopeful on your budget, its good when the welcome back arrives isn't it, 'cause it makes it all official.

    YM and smile I remember "Only when I Laugh" those were the days when if you went into hospital you stayed in forever (or atleast until you were completely well!!) and hospitals were clean (!) and had a matron who ruled with a fist of steel!!!

    Talking of remembering grandparents my fondest memories of having Sunday lunch and tea at my grandma's was Shirley Temple films in the afternoon, Wurzel Gummidge and the Muppets at teatime and then the Top 20 on the radio - those were the debtfree (freudian slip)/days!!

    No post here yet. Chat later. Love to you all.
    xx
    PS: Ancient computer won't even let me use coloured font for names (sob)!!
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    I know exactly what you mean , it's a great relief isn't it!!!
    I don't worry half as much now I know it's being sorted out and I'm so much happier.

    The best thing for me is being able to sleep at night without my head constantly full of figures!!
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Hope everyone has a great day, popping out now !!

    be back later

    teecee xx
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • Just checked online bank and surprise, surprise the 2 loan payments they paid out yesterday have now been returned and they've charged me £50 for the privelage - don't you just love HSBC!!!!!
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • 95kelly
    95kelly Posts: 178 Forumite
    Morning everyone, i actually have the morning off till 1, but then i have to work till 8pm!! And its raining here too!!!
    How is everyone???
    Ive had my post and nothing again today!!! I realised April will be my fourth month without using credit!! its actually not too diffucult really!!!
    IDA.. Yes i really love HSBC too, i think they must be the most stupid bank ever!! And considering there the ones that started me on the loans and credit cards at when i only just turned 18, it makes me laugh that i actually thought they were a good bank and they were helping me, up until January and then i realised it was quite the opposite, now they are the only ones who are causing me hassel!!
    Although i do get the feeling that they will accept eventually!!!
    Hope you all feeling ok this morning.
    Love to you all
    Kelly x
    PROUND TO BE DELAING WITH MY DEBTS:D
    Official DFW Nerd Club Member no. 326
    DFD 2016 :eek: Debt at 1-2-2007 £21128:eek:
    Debt at 224-02-2008 £17000 (about):j
    Official DMP MUTUAL SUPPORT CLUB MEMBER no 1:grouphug:

    Debt at 12-2011 £10000
  • Morning All:)
    Hope everyone is well today. Not planning on going out today I am not
    feeling so well.
    Postman has been no nasty letters for me today!

    Well done 95kelly on not using credit for four months that's brilliant!
    Have a good day.
    luv ally xx
    Official DMP Mutual Support Club Member No 30
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