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New Dmp Mutal Support Thread

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  • Hi
    I really appreciate all your advice. :A
    Been dead organised today went through income & expenditure online with CCCS, realised things may not be that bad after all. Contacted egg, who majority of debt with and they've agreed to 3 mth pymt hol whilst on mat leave, I have opened a new bank a/c that I'm going to transfer all my dd's to and only use for bills, so know EXACTLY what is left at the end of the month, and listed loads of rubbish sorry treasures on ebay, I'm thinking of innotive (BUT LEGAL) ways to make money .

    Know that I may just be prolonging things but at least will know I have tried to sort out before doing DMP, If all fails and still can't manage then you guys have made me realise not end of world. If I can still be part of the dmp support thread without a dmp I'll let you know how get on.

    Which leads me onto another question, I had bad charges on a cc from Alliance and Leicester that I havn't had a balance on for about a yr, but is still open, I want to try and reclaim charges but were about 2 yrs ago- will they charge me for old statements as don't think I have?

    ps funniest thing of all about all this is that about 6 yrs ago I used to work in Abbey's debt managment dept for mortgages!!- although I promise I was never judgemental & tried to help where possible (although not all my collegues were and think thats what scared me)!.
    t
  • Joek_2
    Joek_2 Posts: 315 Forumite
    Hey, we're all here to help if we can! It's what this place is for!
    Chuffed to be member 11 on the DMP mutual support thread.

    Unanimously voted 'Quotation King' by members of the club. Woo-Hoo:D

    Lost my 2 star virginity to smilealot and teecee. And no other two could have been better!
  • Joek_2
    Joek_2 Posts: 315 Forumite
    deep breath


    Almost there?
    Chuffed to be member 11 on the DMP mutual support thread.

    Unanimously voted 'Quotation King' by members of the club. Woo-Hoo:D

    Lost my 2 star virginity to smilealot and teecee. And no other two could have been better!
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well done alfredsmum :j You've made a great start. Of course you can remain a member - you just got your number tonight, you may as well use it!

    Please so let us know how you get on.

    Take care,

    smilealot :rolleyes2
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    One last push.... go for it!
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • Joek_2
    Joek_2 Posts: 315 Forumite
    I don't think it's gonna happen!
    Chuffed to be member 11 on the DMP mutual support thread.

    Unanimously voted 'Quotation King' by members of the club. Woo-Hoo:D

    Lost my 2 star virginity to smilealot and teecee. And no other two could have been better!
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    NNNNNNNNOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO!!!! Where is it??!!! Gutted.
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I didn't even get a chance to read your post there!
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
  • Joek_2
    Joek_2 Posts: 315 Forumite
    Well, it'll come soon (I've got the 'special post' safely stored for when it happen :D )
    Chuffed to be member 11 on the DMP mutual support thread.

    Unanimously voted 'Quotation King' by members of the club. Woo-Hoo:D

    Lost my 2 star virginity to smilealot and teecee. And no other two could have been better!
  • smilealot
    smilealot Posts: 586 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Where is Martin - we have a complaint to make. Is the star maker on holiday? Is he or she ill?! Boo hoo.

    I've just reached my 200th... nothing for that either!
    Member #4 of the DMP Mutual Support Club - DFW Nerd #335
    Debt at March 2007: £26,728.32
    Current debt: £0
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