proof of working

fogartyblue.

hmc wrote: »

ok, so i rang them up today. she said to get an invoice book,fill it in for the dates they require.
stating name and address of who i work for and how much i earn
i said to her that i was under the impression that i shouldnt disclose clients names and addresses because of client confidentiality. she said i had to for their records .this is all for the in work credit.tax office seem happy with what im doing
im already paying my stamp even though i am exempt with having a child under 12 and earning a low wage
there is no other income coming into the house
i use the car for all 16 hrs of work
so i guess i need to tell all my clients they might get a phone call?

You are joking???
I would have got lynched if I had to do that then. My clients placed their trust in me and what went on between us was totally private.
For me to divulge just the names and addresses would have meant the loss of £1000's.

Then on top of that my client's getting a phone call from the DWP asking questions about relationships, money transactions etc !!!

I would love the DWP to tell a solicitor that he must disclose that level of information about his clients.

hmc

im really dont want to do it as im sure its not right!

jetplane

The return to work grant is ignored completely by everyone, it is not taxable, it is not introduced as capital, it is not means tested.

You need to keep books for this business, it will make your tax return much easier, so take this as an early warning. You must have basic accounts eg a record of outgoings and receipts for cleaning equipment and allowable expenses. You must have a record of how much income you have been paid. You will need these figures for tax credits any other benefits you claim.

The DWP do need to know how much you are earning as you can not earn more than £15k to receive the grant. They need to know how many hours you work to ensure it is at least 16 hours a week, however this 16 hours can include time doing your books, planning etc. Return to work credit is assessed every 3 months to ensure continuing eligibility.

You do not need to break confidentiality as the DWP are bound by data pretection but you should have a record of your customers. I would think that your diary PLUS your quarterly accounts should be enough.

The Inland Revenue run excellent courses about basic business accounts, tax returns, book keeping etc. You need to keep simple records so that you can produce these stats easily, this will be less stressfull for yourself in the long run.

jetplane

fogartyblue. wrote: »

I would love the DWP to tell a solicitor that he must disclose that level of information about his clients.

I think if the solicitor was claiming benefits he would have to provide whatever the DWP deemed necessary. An unlikely scenario though

NoBS_2

HMRC have every right to ask for the names and addresses of clients a worker attends. Claiming client confidentiality when it comes to money being provided by them (WTC) would fall on deaf ears. Again anyone could write down any name and the times they visited and submit as proof (not that you'd do this OP).

Every self employed person would have to provide this if asked about who they provide services to for tax or credits purposes.

To answer your question hmc, no you shouldn't have to forewarn your clients although that is your choice. They I am sure will be glad that you are doing everything 'above board' . HMRC do have the right to check details with them as they do with Childcare providers.

HappyMJ

NoBS wrote: »

HMRC have every right to ask for the names and addresses of clients a worker attends. Claiming client confidentiality when it comes to money being provided by them (WTC) would fall on deaf ears. Again anyone could write down any name and the times they visited and submit as proof (not that you'd do this OP).

Every self employed person would have to provide this if asked about who they provide services to for tax or credits purposes.

To answer your question hmc, no you shouldn't have to forewarn your clients although that is your choice. They I am sure will be glad that you are doing everything 'above board' . HMRC do have the right to check details with them as they do with Childcare providers.

The HMRC have every right to ask. They can ask for a lot of things but whether they get an answer is up to the individual they do not have to provide name's and addresses of clients if they do not want to. If the income is being declared then that's all they want. The HMRC will require receipts for most expenses claimed. Generally no receipt = no claim. If OP was cleaning a small office then the small business owner would definitely require a receipt but generally most people do not require invoices or receipts it's all just written down as one line in the cash book. i.e Received £30 cleaning for Mrs Smith. At least the OP is declaring it...some people wouldn't bother declaring cash income at all.... A small cash payment here and there will never be found in an audit so some would wonder why they should declare it.

fogartyblue.

I am nor aware of any regulation that entitles HMRC to require any business proprietor to provide personal details of his or her customers. In a case of tax fraud, this information will probably be obtained by siezure of the trading records. But in ordinary cases they are only entitled to sufficient information to establish income and expenditure.

Take a case of a prostitute or even a 'second hand dealer' both trade in an illegal manner, the first contravenes the Sexual Offences Act and the second is probably likely to be dealing in stolen goods.
Both are required to submit accounts and pay tax.
Certainly they will not reveal who they trade with as effectively they will be incriminating themselves!

HappyMJ

fogartyblue. wrote: »

I am nor aware of any regulation that entitles HMRC to require any business proprietor to provide personal details of his or her customers. In a case of tax fraud, this information will probably be obtained by siezure of the trading records. But in ordinary cases they are only entitled to sufficient information to establish income and expenditure.

Take a case of a prostitute or even a 'second hand dealer' both trade in an illegal manner, the first contravenes the Sexual Offences Act and the second is probably likely to be dealing in stolen goods.
Both are required to submit accounts and pay tax.
Certainly they will not reveal who they trade with as effectively they will be incriminating themselves!

It is not illegal to receive payment for sexual services nor is it illegal to trade in second hand goods. What gives you the idea they are trading in an illegal manner? Are the scrappies screaming out for spare iron driving around my estate at 8am in the morning acting illegally? Or is that when they take without asking making the whole second hand trade illegal?

jetplane

fogartyblue. wrote: »

I am nor aware of any regulation that entitles HMRC to require any business proprietor to provide personal details of his or her customers. In a case of tax fraud, this information will probably be obtained by siezure of the trading records. But in ordinary cases they are only entitled to sufficient information to establish income and expenditure.

I think self assessment for the HMRC differs from tax credits or the DWP, who monitor the return to work credit, and if you claim benefit you need to provide evidence. In tax credit claims HMRC will ask for customer details and will contact those customers whether they are business or domestic if they want to verify that the client is actually self employed. If the client does not comply then no benefit award is made. The OP is being asked to provide evidence for benefit not SA.

hmc

thankyou, lots of differing views
so summing it all up
when my books go into tax office it dosnt need to state names but the invoices to jobcentre for the inwork credit proof,does. so invoices stating date,hrs worked and name and address(does it have to be in full ie could i just put mrs smith s!!!!horpe?) and i have to put what i earn. what is the likely hood of them being contacted as some of them wouldnt be best pleased i know