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Looking for £7,000 loan.

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Comments

  • Caz3121
    Caz3121 Posts: 15,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JoshBee25 wrote: »
    I live withy my dad so don't pay rent....
    and with a loan you will probably still be living with your dad at 24 (hoping that he doesn't charge you rent!)
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    At the end of the day I know I probably won't get the figure I want, my mam was going to pens me the money but she's locked it away until 2015 as she's going travelling.
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000
    Amount Payed - £100
    Amount Left - £3440
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    I'll keep you updated when the bank replays.
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000
    Amount Payed - £100
    Amount Left - £3440
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why not just save up for it ? Over 3, 4 or even 5 months you could save enough for a car plus pay for insurance.
  • Googlewhacker
    Googlewhacker Posts: 3,887 Forumite
    JoshBee25 wrote: »
    I'll keep you updated when the bank replays.

    Replays? What the FA Cup 1/4 final from 2003? :)
    The Googlewhacker referance is to Dave Gorman and not to my opinion of the search engine!

    If I give you advice it is only a view and always always take professional advice before acting!!!

    4 people on the ignore list....Bliss!
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    £7.500 - 60 months, £9024 ... £150.


    I can't get what?
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000
    Amount Payed - £100
    Amount Left - £3440
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JoshBee25 wrote: »
    £7.500 - 60 months, £9024 ... £150.


    I can't get what?
    Are you saying you've been accepted at 7.5% APR?

    Or you've seen a loan advertised at that rate?
  • 19lottie82
    19lottie82 Posts: 6,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    JoshBee25 wrote: »
    £7.500 - 60 months, £9024 ... £150.


    I can't get what?

    That's a lenders BEST rate, the one they will offer to applicants with the VERY best credit rating / circumstances. You are not one of these people.
    I already described my circumstances and I couldn't get that rate. So if I can't you certainly won't.
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    Considering the rate is 6.1% & I got that... Set my dd details up etc.
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000
    Amount Payed - £100
    Amount Left - £3440
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    19lottie82 wrote: »
    That's a lenders BEST rate, the one they will offer to applicants with the VERY best credit rating / circumstances. You are not one of these people.
    I already described my circumstances and I couldn't get that rate. So if I can't you certainly won't.

    Also just because you can't get a loan doesnt mean I can't with them rates.

    I can tell you were I got mine from try there?
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000
    Amount Payed - £100
    Amount Left - £3440
This discussion has been closed.
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