IB or ESA with working partners

delluver

Thank you peeps xx

HB58

As I understand it, people who have been on IB will be classed as having enough contributions to get (C)ESA at switch-over. This seems to be an exception to the general rule that NI paid whilst claiming benefit only entitles someone to their pension, not to any other contributary benefit.

Cpt.Scarlet

Roger

I'm being very specific with regard to your use of the words "work" and "contributions" with regard to IB and ESA.

The transfer to ESA is considered a continuation of an existing IB or SDA claim, so there is no requirement to re-qualify for a contribution based benefit.

However, a claimant subject to the time limit may well want to know when they might be able to start a new claim for ESA(CB). It is at this point that the wording becomes important.

screamer

Could someone clarify this for me then as it's not really making sense.

My partner works full time and I am on IB and DLA. I am in no doubt that I can and will be found unfit for work in some aspects. From what I can gather, if you're claiming Cont Based IB you won't lose whatever benefit you may be entitled to if you have a partner and if you're on income based and have a patner who works, you're likely to not be accepted. Have I got this right?

I've been on IB for quite a while and really don't understand any of these new changes. Nothing is really explained very clearly anywhere :-(

HB58

Screamer, everyone on IB will be switched over to ESA at some stage. Those not in the support (higher) group will be entitled to 365 days benefit irrespective of income or savings. After that time they will be assessed for income-related benefit. This will depend on savings less than £16000 savings but also on household income. Anyone with a partner who works more than 24 hours a week and/or earns more than aprox £150 per week is unlikely to qualify.

Dunroamin

screamer wrote: »

Could someone clarify this for me then as it's not really making sense.

My partner works full time and I am on IB and DLA. I am in no doubt that I can and will be found unfit for work in some aspects. From what I can gather, if you're claiming Cont Based IB you won't lose whatever benefit you may be entitled to if you have a partner and if you're on income based and have a patner who works, you're likely to not be accepted. Have I got this right?

I've been on IB for quite a while and really don't understand any of these new changes. Nothing is really explained very clearly anywhere :-(

All IB is contributions based, there's no such thing as income based IB.

anguk

HB58 wrote: »

Screamer, everyone on IB will be switched over to ESA at some stage. Those not in the support (higher) group will be entitled to 365 days benefit irrespective of income or savings. After that time they will be assessed for income-related benefit. This will depend on savings less than £16000 savings but also on household income. Anyone with a partner who works more than 24 hours a week and/or earns more than aprox £150 per week is unlikely to qualify.

One thing that's confusing me is this whole partner/husband/wife business! As you say if you have a partner or husband or wife who works you're unlikely to get income based ESA. But if your partner, husband or wife doesn't work you could get income based ESA.

The bit that bamboozles me is if you are married (and your other half doesn't work) you could get income based ESA and an additional amount for them. But if you're not married to your partner you can't get any extra money for them!

It's like they have two rules when it comes to married and unmarried couples. When it comes to giving you income based ESA they'll take into account a partners income whether you're married or not, but if your partner doesn't work they'll only give you extra money for them if you're married!

epitome

screamer wrote: »

Could someone clarify this for me then as it's not really making sense.

My partner works full time and I am on IB and DLA. I am in no doubt that I can and will be found unfit for work in some aspects. From what I can gather, if you're claiming Cont Based IB you won't lose whatever benefit you may be entitled to if you have a partner and if you're on income based and have a patner who works, you're likely to not be accepted. Have I got this right?

I've been on IB for quite a while and really don't understand any of these new changes. Nothing is really explained very clearly anywhere :-(

Bottom line.....
If you pass the medical you will get ESA C for 12 months
If you are in the suport grp (serious illness) you will continue to get it after 12 months
If you are in the WRAG grp after 12months you will be assessed for ESA IB,
You will not get ESA IB if you have a partner working 24 hours or more, or have savings more than £16000

epitome

anguk wrote: »

One thing that's confusing me is this whole partner/husband/wife business! As you say if you have a partner or husband or wife who works you're unlikely to get income based ESA. But if your partner, husband or wife doesn't work you could get income based ESA.

The bit that bamboozles me is if you are married (and your other half doesn't work) you could get income based ESA and an additional amount for them. But if you're not married to your partner you can't get any extra money for them!

It's like they have two rules when it comes to married and unmarried couples. When it comes to giving you income based ESA they'll take into account a partners income whether you're married or not, but if your partner doesn't work they'll only give you extra money for them if you're married!

You are mistaken, a partner is a partner/husband or wife whether married or not, whether civil partnersship or not, a partner is anyone you are living with "as a couple".

Partners earnings, savings and working hours are taken into account for Income based assessment

If you are eligible for Income Based claim.....you WILL get the couples rate IRRESPECTIVE or whether you are married/unmarried/civil partners

rogerblack

epitome wrote: »

If you are eligible for Income Based claim.....you WILL get the couples rate IRRESPECTIVE or whether you are married/unmarried/civil partners

There are even provisions for polygamous households!
Though I haven't read them, as I'm not even up to one partner yet.