IB or ESA with working partners

delluver

Will IB/ESA really be taken away from those with working partners from next year? Anyone got any links to information on this? This is a massive cut on income!

epitome

I don't think it applies to those on IB, but eventually all those on IB will migrate onto ESA which they will not then be eligible for.

The ESA conts will be stopping from April this year (next month) don't know what date...maybe April 21st for those who have had it for more than 12 months.

The 12 month rule does not apply to those in the support group they continue to get ESA Conts after 12 months

epitome

Can anyone confirm, those who have been on IB for more than say 3 years...will not have paid enough NI contributions in the last 3 years to qualify for ESA Conts....so does this mean that they will not get any ESA Conts at all?
Or will they automatically qualify for 12 months of ESA Conts regardless of how long since they have worked?

rogerblack

epitome wrote: »

Can anyone confirm, those who have been on IB for more than say 3 years...?

If you've been on IB for the last 3 years, and are now migrated over onto ESA, you are treated as if you have been in work from a contributions point of view.

So, someone transferring from IB to ESA is treated as someone who has been working, and makes a fresh claim for ESA (though without the waiting period)

The limit is:
If you have been in the work-related group of ESA for a total of 356 days this April, your payment of ESA-C stops immediately.
If during the claim for ESA, you add up to a total of 365 days in the work-related group, your ESA-C payment stops.
Your claim is either converted over onto an income-based claim, or no payment is made.

Importantly however, you continue to have an underlying entitlement to ESA(C) - even if not paid. This means that you are given NI credits, and if you become iller, and are put into the support group, payment resumes.

In any case - if you have no other household income or savings - you will be entitled to ESA-income based.

delluver

This is mind boggling stuff! I've been on IB for 7 years, so when I change over to ESA, what happens in layman's terms? All this talk about support groups is new to me

nannytone_2

IF YOU STR PUT ONTO THE WORK RELATED GROUP ( YJSYD MODT PEOPLE) THEN YOU RECEIVE esa c FOR 12 MONTHS. IF AFTER THAT TIME YOU ARE ENTITLED TO INCOME BASED ... YOUR PAYMENTS CONTINUE. IF YOUR HOUSEHOLF INCOME IS DEEMED SUFFICIRMY, THEN esa WILKL CEASE

excuse the caos ... didnt notice til too late

epitome

delluver wrote: »

This is mind boggling stuff! I've been on IB for 7 years, so when I change over to ESA, what happens in layman's terms? All this talk about support groups is new to me

As far as I know

You will attend a medical and be asked to supply a Doctors Fit note valid from a given date. You will then have to supply Drs notes upon expiry of the preceeding fit note for the rest of the life of the claim.

The medical will determine if you are in the support group or the WRAG group Work Related Activity (I think) i.e. the group where they expect you to look towards going back to work. Or you may fail the medical and be told you are not eligible for ESA (which you may appeal).

The Support Group is for serious illnesses and terminal illnesses.

Cpt.Scarlet

rogerblack wrote: »

If you've been on IB for the last 3 years, and are now migrated over onto ESA, you are treated as if you have been in work from a contributions point of view.

Roger

Sorry to pick you up on this, but this is technically inaccurate.

Whilst receiving IB/ESA, claimants receive NI Credits, which can satisfy the second Contribution condition, however, to satisfy the first condition you need NI Contributions which can only be acquired through paid employment (Class 1) or registered self-employment (Class 2).

There are other ways to satisfy the first condition, but in terms of NI records NI Credits are insufficient.

delluver

I am hoping Schizoaffective Disorder is a serious illness. When I try to work, I get really ill and end up trying to commit suicide... How do they do a medical test for that? It seems so unfair to stop benefits because a partner is working. We have a mortgage to pay and an Autistic child to support for the rest of his life

rogerblack

Cpt.Scarlet wrote: »

Roger

Sorry to pick you up on this, but this is technically inaccurate.

Whilst receiving IB/ESA, claimants receive NI Credits, which can satisfy the second Contribution condition, however, to satisfy the first condition you need NI Contributions which can only be acquired through paid employment (Class 1) or registered self-employment (Class 2).

There are other ways to satisfy the first condition, but in terms of NI records NI Credits are insufficient.

I'm referring to clause 51 and 52 of the welfare reform act.
http://www.legislation.gov.uk/ukpga/2012/5/section/51/enacted
http://www.legislation.gov.uk/ukpga/2012/5/section/52/enacted

I'm not saying the above is incorrect - but where?
Does it only come into play for claimants with a break in their ESA claim who go back to work for a year?

I need to read through the contribution conditions a few times tomorrow, to try to understand them fully.

Chrissiew

http://www.dwp.gov.uk/adviser/updates/changes-to-contribution/

I found this easier to understand as it doesnt have a lot of jargon.