We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Ecoelle's MFW Diary

Options
1404143454655

Comments

  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    ecoelle wrote: »
    Done a quick look around the kitchen cupboards and am slowly coming up with a meal plan for this week so far i have

    Cod fillets / Vege burger, peas and chips

    Vege chilli, Rice and salad

    Falafel, cous cous and salad

    Some form of risotto...not entirely sure what form it will take yet...but will involve rice:)

    Yum sounds good! We tried those carrot and bean burgers yesterday that u can apparently make for 9p (I didn't count it but it was blinking cheap!) if u veggie or like veggie food I can highly recommend them... We're both meat eaters and even my bloke liked them and didn't moan :D
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Elle..v pleased you have a plan. Sorry haven't been popping by as rarely on the forums these days..to much going on in RL! Burgers sound good..am trying them myself this weekend! :-)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ey up me ducks! Been ages hasn't it. Sorry. Forgiven? Trying to get back on the whole MF thing. With now working full time i am having less time to organise the finances and have been really struggling to get on top of things. But i am determined this weekend to get organised. x
  • nattypants
    nattypants Posts: 2,577 Forumite
    Heeeeyyyyy ecoelle:j Everyone is returning, and it's GREAT to see you back!!!

    NP:D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ecoelle wrote: »
    But i am determined this weekend to get organised. x
    Well, as the forum is down that's great timing :j. Alteratively you could do that 'having a life' thingy but not sure how to do that :think:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well,hubbies wages went in today and with his commission i think we'll be ok this month. Hoping that we can break even this month and still manage to pay some off the credit cards. We have managed to pay £125 as an OP hoping that we can increase this over the next few months once the CC are paid off. Hope you guys are all well and happy in money saving land x
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all, been neglecting my money saving ways and it shows. My bank balance is low, my stress levels are high and I'm jumping back on the wagon. I have a beautiful little girl who i'm struggling to see because i'm always working. We need money but we need to spend time together as a family more. I am looking at cutting my hours which the company i work for are being really rubbish about. They will let me cut hours, but not necessarily days so i could end up spending the same on petrol as i do now and earn less money. The hours have also changed. I used to do 6-2 now it's all sorts of shifts and I can't sort the childcare out around mine and hubby's jobs. So plan is...

    Find a new job, 3-4 days a week, either school hours, early hours, or, if 3 days then i can do 9-5.

    Sort budget and get rid of waste...contact lenses might have to go

    Sort menu and food bill. I seem to be spending more and more on food and still don't know what to cook.

    Right,off out for last day of family fun before back to work Monday
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Good to see you back and well done on posting and recognising its all looking a bit fragile. Sympathise I really do, juggling used to be my middle name and whilst its different now, as kids are older, family has different needs eg. support with homework, or getting to places there are still a lot of plates in the air!

    Posting regularly has got me through..and to being DF..hope it does the same for you and you get to be MF soon :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all, well this was this morning...

    1. Chased up HMRC for a refund of about £80 they owe me.
    2. Switched gas and electric to e-on to save about £11 a month.
    3. Husband wanted to go to town and buy a new game so made him sort out some DVD's to trade in against the cost.
    4. Checked my mobile bill and realised how much i'm spending really, thought it was about £15 a month, but actually nearer £22, so I've switched off my answerphone as at was costing 30p a time to check it and am hoping now i'm a bit more aware i'll be more careful with my free minutes.
    5. Did two lots of washing and put out to dry.
    6. Hoovered downstairs.
    7. Washed pots.

    Not too bad at all, think if I can bring the mobile bill down by £7 a month, and save the £11 on the gas and electric that's £18 a month or £216 a year. With the refund from HMRC i feel like i'vesaved £300 this morning!

    Now sitting drinking a coffee and watching tv til hubby comes home with little one, think i've earned it :)
  • ecoelle
    ecoelle Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    8. Rang up and suspended my contact lense payments for 6 months, i have a tonne to use up a only wear them occasionally. So that's another £27 a month saved. That's £162 over the next 6 months so total of over £450 saved this morning! On it Big style!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.