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Low paid employment

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Comments

  • karltin
    karltin Posts: 28 Forumite
    FBaby wrote: »
    I can only make assumptions from what you are writing here. You are considering not going for a job because you potentially might not be better off for a few months than you currently are on benefits. That's taking the position that being on benefit is a choice rather than a consequence.

    If I got this wrong, then I'll happily review my assumptions.

    FBaby, I will not argue with you. You are wrong with your assumptions and it is as simple as that.

    Like I said, good luck.
  • Orville
    Orville Posts: 1,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    karltin wrote: »
    FBaby, I will not argue with you. You are wrong with your assumptions and it is as simple as that.

    Like I said, good luck.

    What is the job you are going for?.

    Is there any scope for progression?.

    And personaly i'd tell the wife to jack the volunteer work in and get a job herself to help out.
  • karltin
    karltin Posts: 28 Forumite
    cte1111 wrote: »
    The calculators don't take into account the £10,000 disregard.

    2012-3 tax credits (all figures are annual)
    Working Tax Credit
    Basic element £1920
    Couple element £1950
    30 hour element £790
    Child Tax Credit
    Family element £545
    Child element £2690
    Total tax credits £7895, which is £150 per week

    Check out Table 1.F from http://cdn.hm-treasury.gov.uk/as2011_rates_and_thresholds_201213.pdf

    Not sure why I'm bothering really as it seems you are going to attack anyone who doesn't immediately agree with you but hope I'm wrong.

    Thanks for the breakdown cte1111 but on all the other calculation websites I have tried it reads a very different story.

    As for you comment regarding attacking others, I think this is very unfair. Just because I disagree with there comments I am not attacking them. I have simply pointed out certain comments and addressed them with a valid personal reply.

    Anyway, as I said, for £423 per week take home I would jump at the chance.
  • I am a single Mum and I know money wise I am not much "better off" financially working. But I would go stir crazy sat at home all day. I know what your saying about travel costs etc but be honest, do you sit at home all day and never go anywhere? Probably not, if I'm working, I'm not spending. I am learning and improving myself all the time, so I'm hopefully not destined for a life on benefits. I think you should definately take the job, you will feel good earning your own money again. I think that time and time again when you see people on these boards in dire straights cause there benefit money has been stopped in error or whatever, I don't have these worries as I always have a wage coming in, I am not totally reliant on the state?
  • karltin
    karltin Posts: 28 Forumite
    Orville wrote: »
    What is the job you are going for?.

    Is there any scope for progression?.

    And personaly i'd tell the wife to jack the volunteer work in and get a job herself to help out.

    The job is Manufacturing/Production and there is only limited progression from what I know after the initial interview. Lets put it this way, the starting pay is £285 per week moving up to £300 after a successful 3 months. The limited progression I mention is an example I was given by the interviewer that their main guy of 20 years with the company was on £350 per week. Hardly much to shout from the roof tops but progression all the same if somewhat limited.

    As for the wife and here volunteer work. Giving it up is a lot harder than some would think. She works in the local community, well known, very respected and a kingpin working with other less fortunate than most. To leave all this and others involved would cause a great void. Outsiders who are not familiar with the work will not understand.
  • Orville
    Orville Posts: 1,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    karltin wrote: »
    The job is Manufacturing/Production and there is only limited progression from what I know after the initial interview. Lets put it this way, the starting pay is £285 per week moving up to £300 after a successful 3 months. The limited progression I mention is an example I was given by the interviewer that their main guy of 20 years with the company was on £350 per week. Hardly much to shout from the roof tops but progression all the same if somewhat limited.

    As for the wife and here volunteer work. Giving it up is a lot harder than some would think. She works in the local community, well known, very respected and a kingpin working with other less fortunate than most. To leave all this and others involved would cause a great void. Outsiders who are not familiar with the work will not understand.

    No but you have to make a decision. What is more important your immediate families well being or your wife's voluntry work and your lack of progression within a job.

    You could take the job. Your wife could get a job and you'd be twice as well off as you would be on benefits. If travelling is causing problems move nearer.

    Do you both claim JSA..? If so i am guessing she would have to show she is looking for work. By the sounds of it though she isn't?. So what gives.?.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Why not take the job and continue to look for better opportunities. It's not because you work that you have to give up job hunting.

    And no need to insist on wishing me good luck, I don't need luck, I'm doing fine :)
  • karltin
    karltin Posts: 28 Forumite
    edited 20 March 2012 at 7:29PM
    Orville wrote: »
    If travelling is causing problems move nearer.

    Oh, why didn't I think of that! Such a simple swift inexpensive exercise to solve everything. Do you have anymore easy problem solvers?
    Orville wrote: »
    Do you both claim JSA..? If so i am guessing she would have to show she is looking for work. By the sounds of it though she isn't?. So what gives.?.

    I claim as a couple and JC is fully aware of the wife's voluntary work which they are happy about. In fact she was at an interview with them a few weeks ago and the interviewer said he was sorry to waste her time keeping her from her volunteer work but rules state she must attend.
  • karltin
    karltin Posts: 28 Forumite
    FBaby wrote: »
    And no need to insist on wishing me good luck, I don't need luck, I'm doing fine :)

    I am just being polite and you do need good luck. Good luck in your decision making instead of complaining that you do not spend enough time with your family due to your work commitments and criticising other for wanting to spend more time with their family.

    If it meant that much to you and affected you so much you would change it. You might regret it when it too late and they have all grown up.

    Like I said, good luck ;)
  • Orville
    Orville Posts: 1,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    karltin wrote: »
    Oh, why didn't I think of that! Such a simple swift inexpensive exercise to solve everything. Do you have anymore easy problem solvers?

    Yeah get better educated so you can get a better job earning more money. But if your happy with a life of benefits, i am sure your child will applaud you for the example you are setting.



    I claim as a couple and JC is fully aware of the wife's voluntary work which they are happy about. In fact she was at an interview with them a few weeks ago and the interviewer said he was sorry to waste her time keeping her from her volunteer work but rules state she must attend.


    Really?. What JC do you claim at?, and please give me the advisors name. I didn't know the goverment paid them to let people do voluntry work. I thought the job role was to help people find work. I am sure people higher up would have something to say about that.




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