Low paid employment

karltin

McKneff wrote: »

Re the text in bold. If you wouldnt lower yourself, then what you are saying you would be quite happy on benefits then, which is even lower than £1.75 an hour so even more financial hardship. It doesnt make sense.

It does make sense if you consider the options. Simply put the choice is take the benefits offered of live on nothing at all. It does not take a genius to work out what is for the best and I am sure even you can work that out if you put your mind to it.

McKneff wrote: »

Anyway, it isnt £1.75 an hour, it's an extra 1.75 an hour x 40

This has already been established, please re-read post 4.58pm and 5.30pm by me.

McKneff wrote: »

I'm 62, Ive done some crap jobs to feed my family over the years, never gave a thought as to how much the difference was in regards to benefit, just got on with the job, never claimed benefits in my life, apart from now and that's only 60% of my state pension. Nothing else.

Given that you have "never claimed benefits in my life" maybe you are not the best person to be giving advice and you may like to take into account that times have changed a lot, including inflation, the economic climate and the introduction of dog poor wages country wide.

Thank yourself lucky that you have survived feeding your family over the years but you may like to open your eyes and see that many have and are falling by the wayside.

karltin

FBaby wrote: »

So are you saying that others should continue to be slaves so that YOU can continue to rely on benefits to feed your family...

Please re-read the facts. I have worked my entire working life (23 years in fact) and was made redundant. I have been out of work just over 1 year and I have paid enough contributions to support myself during this temporary spell of unemployment. I have too been a slave to support this country's rising can't work won't work population so do not dare tie me with the same brush.

FBaby wrote: »

I'm confused, you say you are married, does it mean that your partner doesn't work either? If that is the case, than your child will be in the same situation than millions, seeing one parent before/after school, and the other an hour or so in the evening... oh wait, that's even better than my children who only get to see both of us for a couple of hours a day whilst we slave away...

The wife does volunteer work 22 hours a week supporting the local community and its many hopeless cases. Besides, I will be the one to determine how long I want to spend with my son and no one else. If you are unhappy only spending "a couple of hours a day" with your children then change it because if it mattered that much you would.

FBaby wrote: »

In any case, you should wider your horizon...it is not just about what that job means for you tomorrow, but what it will mean in many more tomorrows. You have to start somewhere, and if it means not making much more working than whilst on benefits, than so be it, but hopefully, it means that in a few years time, you WILL be better off. Or are you saying that you intend on remaining on benefits for however long until you are somehow offered a well paid job...knowing that if after a year this offer is all you've managed to get, your chances of a better job whilst staying longer on benefits will get lower and lower.

I would be grateful if you refrain from telling me what I should and shouldn't do. Have you ever considered being a mind reader because you have got it exactly right when you state "remaining on benefits for however long until you are somehow offered a well paid job". I "started somewhere" in my teen years when I became employed so please do not lecture me about the road of progression. When something comes up that suits me I will jump at the chance, not something which is hours away, prevent me from seeing my family and leave me in worse financial position than I am now

FBaby

I think we just have a very different attitude to work and benefits. I consider benefits to be there for circumstances where I have absolutely no choice but to rely on tax payers to support me temporarly.

You seem to think that benefits are there as an alternative to what YOU want to do when it suits you.

You do indeed what you want, ruin your second interview if you so wish. Good luck to you. You might find the job centre not so amicable to your suitability attitude though.

iluvmarmite

Why the hell would someone go out to work just to be worse off?? Of course working is better than being on benefits but not to the detrement of your family, if someone wants to wait untill a better paid job is offered then thats up the that person, if he/she wants to be able to see their kids then they have every right to do so, after all, why have kids if they are practicaly brought up by someone else, or put into a nursery where they have to share the need for attention with lots of other kids?

The same old sentences are displayed on here all the time, "Why should I have to slave away just to keep you on benefits" Well believe it or not, quite a high number of people on benefits have worked for years and years, paying into the pot themselves, they are not all young lazy good for nothings who are too lazy to get a job, they have every right to get some help when they need it, they have every right to want to choose a good job over a poor job that leaves them in poverty.

cte1111

Let's presume you get past the probation period and go up to £300 per week.

After tax and NI, you will receive £252.72 net per week.
You will continue to receive child benefit of £20.30.
You will also receive tax credits of about £150 per week (because of the £10,000 disregard and you will have earnt nothing this year).

So that's £423 per week. I don't think that's too bad. I know you will be slightly worse off for the first 3 months but surely it's worth a try at least? It's much easier to get a job when you are in a job, plus if you turn down a job, then you are no longer entitled to JSA.

karltin

FBaby wrote: »

I think we just have a very different attitude to work and benefits. I consider benefits to be there for circumstances where I have absolutely no choice but to rely on tax payers to support me temporarly.

You seem to think that benefits are there as an alternative to what YOU want to do when it suits you.

You do indeed what you want, ruin your second interview if you so wish. Good luck to you. You might find the job centre not so amicable to your suitability attitude though.

Your assumptions could not be any further from the truth FBaby but good luck also.

karltin

cte1111 wrote: »

Let's presume you get past the probation period and go up to £300 per week.

After tax and NI, you will receive £252.72 net per week.
You will continue to receive child benefit of £20.30.
You will also receive tax credits of about £150 per week (because of the £10,000 disregard and you will have earnt nothing this year).

So that's £423 per week. I don't think that's too bad. I know you will be slightly worse off for the first 3 months but surely it's worth a try at least? It's much easier to get a job when you are in a job, plus if you turn down a job, then you are no longer entitled to JSA.

I have been through all the calculators provided by others here and none of the informed me I would "receive tax credits of about £150 per week".

If we are to take your figure of "£423 per week" which I assume is "take home" then I will be banging on the doors begging for the job

Would love to see the breakdown.

FBaby

if someone wants to wait untill a better paid job is offered then thats up the that person

Ummm, no it isn't....if you refuse to take on an offer, see what JSA you receive the following week....

if he/she wants to be able to see their kids then they have every right to do so

Wrong again...no one has a RIGHT to spend as much time with their children as they wish, not even having children in the first place is a right...

after all, why have kids if they are practicaly brought up by someone else, or put into a nursery where they have to share the need for attention with lots of other kids?

Are you keeping your children from school then, because at 8, they would be expected to be at school for most of the day. Oh, and if mum isn't working either, doesn't sound like they are suffering from parental abandonment.

The same old sentences are displayed on here all the time, "Why should I have to slave away just to keep you on benefits" Well believe it or not, quite a high number of people on benefits have worked for years and years, paying into the pot themselves, they are not all young lazy good for nothings who are too lazy to get a job, they have every right to get some help when they need it, they have every right to want to choose a good job over a poor job that leaves them in poverty.

That same sentence again and again, people have paid in so they are entitled to benefits way before retirement time...even though all what they might have paid so far will be fast absorb in their pension, let alone how much they will cost the NHS and social care in their last years of life...

FBaby

karltin wrote: »

Your assumptions could not be any further from the truth FBaby but good luck also.

I can only make assumptions from what you are writing here. You are considering not going for a job because you potentially might not be better off for a few months than you currently are on benefits. That's taking the position that being on benefit is a choice rather than a consequence.

If I got this wrong, then I'll happily review my assumptions.

cte1111

karltin wrote: »

I have been through all the calculators provided by others here and none of the informed me I would "receive tax credits of about £150 per week".

If we are to take your figure of "£423 per week" which I assume is "take home" then I will be banging on the doors begging for the job

Would love to see the breakdown.

The calculators don't take into account the £10,000 disregard.

2012-3 tax credits (all figures are annual)
Working Tax Credit
Basic element £1920
Couple element £1950
30 hour element £790
Child Tax Credit
Family element £545
Child element £2690
Total tax credits £7895, which is £150 per week

Check out Table 1.F from http://cdn.hm-treasury.gov.uk/as2011_rates_and_thresholds_201213.pdf

Not sure why I'm bothering really as it seems you are going to attack anyone who doesn't immediately agree with you but hope I'm wrong.