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Finally I have a mortgage I can start to pay off!

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  • That's very difficult MV.  Hopefully mum will get used to the idea soon.  Negativity can be a way of trying to slow things down and control the change.  Would it help to schedule some provisional visits now or make a plan for Christmas so mum has something positive to focus on?

    My family were also a bit worried about our move.  Now they love that we are here and come to stay with us for their annual holidays 😲

    Fortune x

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm pleased at all the good news in your posts - and there *is* a lot there, especially about your buyers :) but so sorry about your mum's attitude.  90 minutes each way is perfectly do-able, you're absolutely right, and Norfolk is a brilliant county.  I hadn't been there until about ten years ago (uh oh, I probably already wrote that on your thread, sorry!) You've found such a lovely property - DIY from your dad might be the worst problem you have :):):) 
    2023: the year I get to buy a car
  • South_coast
    South_coast Posts: 5,884 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    themadvix said:
    I think she’d be more likely to move down to the south coast if she moved though! She’ll be joining you instead! 😂
    One unexpected Mother is enough, thank you 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 8,772 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 17 August 2021 at 11:04AM
    Morning all,

    Thanks Karma - I don't think you'd mentioned how much you like Norfolk, but feel free to mention away! And thanks I think SC?! I suppose if you reject her she'll have fewer choices of where to go! 

    We're not taking niece to an NT place as the weather is pretty miserable here and niece has decided she wants to stay with her cousins who are visiting for a bit longer. We'll go for a walk instead - and hopefully we can sort things out a bit.

    In the meantime I've picked up a small platform job as I didn't have any other work arrive overnight. I also did another platform job yesterday evening, which has already been approved by the client. As DH was away, it seemed like a good opportunity to earn (especially as I spent a lot of yesterday doing not a lot and reading the forums). My debtor client has paid the last of the recent invoices, so it's just waiting for her to pay off the debt and then we'll be square. I think I said that there's more work arriving from her tomorrow and with any luck the big regular project for the American client will arrive on Thursday as scheduled (I'll believe it when I see it). It's feeling like hard work at the moment to get money in... but that's self-employment sometimes and at least I know how to deal with it.

    In good news, our mortgage has been underwritten without having to provide any other docs - just the valuation to complete and we'll have a mortgage offer (AIP has come through, but it's kind of irrelevant now). As a pre-application valuation was put in by our mortgage advisor due to the nature of the property, hopefully the valuation should come back fine. I went and dropped off all our paperwork yesterday afternoon. Just waiting on a savings statement DH has ordered and the Building Control certificate for our 2017-installed boiler, which we never received - I've spoken to the plumber this morning and he's going to look into it for me. A bit bizarre at the solicitor's - they're still not letting anyone in, so I stood on the threshold in a draughty passageway with my mask on and handed the stuff over at a door with tape across it (and then had the door shut on me while she copied my ID docs and returned them!).

    MS things:
    * Clicks done, no win on the HW today though
    * Resurrected 1P - £2.70 in there, so a way off of claiming!
    * @£9.26 on Qmee
    * PA painfully slow as the academic world is on holiday, but I should at least reach £5 this month.
    * Another small Ebay sale (one less thing to move, a few pounds more for the moving fund)
    * DH has renegotiated with V0dafone for our broadband - they were looking to put our price up but as DH pointed out we could have just ended the contract when we moved and got a new customer deal. He's got it put back to £22/month (it was £23.81 or something) but managed to double the speeds we can get - which will work at the new address, so that's really helpful - we'll be relying on a good connection even more when we're out in the countryside! (New router has just arrived as I've been typing)
    * £1 Populous survey just done - at £11 already :smile:

    Gratitudes:
    * Phoning the plumber wasn't as scary as I expected (I hate phoning tradesmen because I know they're in the middle of stuff and they're not always easy to talk to!)
    * Lunch and a walk with mum later (pity about niece, but can't blame her for wanting more playtime!
    * Just had a text to say mortgage valuation survey will be tomorrow! 

    Have a good day all!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    What wonderful and exciting news i am so pleased for you ..You will be joining me too living here in Norfolk and depending on where you are in Norfolk you also have beautiful Suffolk not far away
  • Suffolk_lass
    Suffolk_lass Posts: 10,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What wonderful and exciting news i am so pleased for you ..You will be joining me too living here in Norfolk and depending on where you are in Norfolk you also have beautiful Suffolk not far away
    Yes, it's not bad here either!

    Re your Mum, it reminds me of that TV programme where a couple/family go to Australia or NZ and compare lifestyles, costs, employment, education - and then they get the messages from home. So often they suck the pleasure out of the opportunity and the couple don't go because of what amounts to emotional blackmail. I'm sure your Mum would be appalled if she really thought through how she is being
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
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