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AA Internet Access ISA (Issue 3) - 3.5%

AirlieBird
Posts: 1,046 Forumite
The AA has joined the war for new ISA money with a 3.50% easy access ISA. Is this going to be the best this year?
There is a minimum deposit of £2,500 and as with previous issues transfers in are not accepted.
http://www.theaa.com/savings/access-isa.html
My decision of where to put next year's ISA is getting quite difficult. :think:
There is a minimum deposit of £2,500 and as with previous issues transfers in are not accepted.
http://www.theaa.com/savings/access-isa.html
My decision of where to put next year's ISA is getting quite difficult. :think:
Did you really mean to put loose?
Lose: no longer possess, not to retain, unable to find
Loose: not firmly or tightly fixed in place
Lose: no longer possess, not to retain, unable to find
Loose: not firmly or tightly fixed in place
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Comments
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I've not held an account with the AA before. If nothing better comes along before the new financial year, I might plump for this, rather than a fixed rate. However, there's a couple of things putting me off this, I think BM's application process is a bit archaic (ie they say apply online, but what they really mean is enter all your details and they'll send you a pre-filled in application form which you have send back with a cheque) so I assume that the AAs will be the same (don't know though). Also, with this AA ISA you only start to earn interest from the day after the cheque's cleared.
Can anyone tell me, please, if they've opened one of the AA's cash ISAs before, was it completed relatively quickly?0 -
Opened one for my wife last year - everything proceeded quite quickly,certainly in 2-3 weeks....just need to find a home for it early May when the bonus comes off!!!0
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brewerdave wrote: »Opened one for my wife last year - everything proceeded quite quickly,certainly in 2-3 weeks....just need to find a home for it early May when the bonus comes off!!!
Then post back!!0 -
brewerdave wrote: »Opened one for my wife last year - everything proceeded quite quickly,certainly in 2-3 weeks....just need to find a home for it early May when the bonus comes off!!!
I was hoping that it would be less than 2-3 weeks. If the funds don't start to earn interest until 1 day after the cheque's cleared (which obviously happen until the cheque's banked), and if it's sitting in a back log, the lost interest adds up.0 -
opinions4u wrote: »Might be worth ringing them to see if they'll move your exiting ISA over to the new rate.
Then post back!!
Going completely off topic, I've just noticed you've changed your signature strip. I can't get Layla out of my head now!0 -
I was hoping that it would be less than 2-3 weeks. If the funds don't start to earn interest until 1 day after the cheque's cleared (which obviously happen until the cheque's banked), and if it's sitting in a back log, the lost interest adds up.0
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opinions4u wrote: »Might be worth ringing them to see if they'll move your exiting ISA over to the new rate.
Then post back!!
...definitely worth a call -I'll try on Tuesday when my wife is home, otherwise I'll run into the dreaded "data protection issues":rotfl:0 -
brewerdave wrote: »...definitely worth a call -I'll try on Tuesday when my wife is home, otherwise I'll run into the dreaded "data protection issues":rotfl:0
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brewerdave wrote: »he actually then suggested that we closed account, and then reinvested the same money for the new tax year!!!!!:rotfl:
Really bad advice!!!
Far better I would have thought to open the ISA and not subscribe any new money until after the 5th April which I believe you can do. No need to withdraw the money, though of cause you could do a transfer as well to get a better rate on any previous year ISAs to someone that accepts them as AA don't.
Fill in the new providers transfer form to do this though.0 -
I only want to stick £1500 in an ISA but i've noticed this is a minimum £2500...so if i stick £2500 in can i just withdraw 1k after a week or so or am i not allowed to go below £2500??0
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