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Non-coupon related Drivel Thread 7
Comments
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Hi Bully,
my query was to answer your question that IS and Doc gave some feedback to.
To my mind wombling doesn't even enter the equation - although I spend relatively little time doing it.
10 to 15 minutes three or four times a week usually when I'm already at A doing the shopping. I reckon it pays about £40 an hour tax free on average. I'm a bit limited on what exercise I can do because of an accident about 35 years ago and more recently due to back problems ultimately caused by these old injuries, but walking is beneficial in all respects to my health - so a bit of perambulating with my Uncle is good from both aspects.
No the reason I asked was two-fold.
Firstly the savings made by shopping at A rather than T - they really are the cheapest by far never mind the 10% APG.
OK, if there isn't one close by then travel time & costs factor in but it does have to be really significant before ruling them out.
The average cost of an annual shop for us at T would be 20% higher than it would be at A - that's a minimum of £1000 - that's without the 10% APG. By buying at the right time, and APG covering S, M & W, that's worth another £500 at the very least. Wombling is a pure bonus
Secondly the clubcard & holiday discount side.
I've looked into this and have tried it on more than one occasion and found it to be mostly pointless (and worthless) from a saving point of view, at least for any holiday that we wanted. The restriction of how and where they had to be redeemed, prices quoted (usually full brochure price) just negated any perceived advantage.
For instance, I'm going to Sri Lanka in September for 3 weeks and we went down the clubcard route (we do actually have quite a few vouchers) to see what was on offer for the holiday we wanted - best was £4550 which was basically brochure price
We tried elsewhere, changed tour company but flying on the same date from the same airport on the same plane going to the same hotel - £3700
Booking it online gave an immediate 10% saving making it £3330.
They had a promo code valid for that month (like most months) giving an extra £250 per couple off so that was £3080 and then they had a one day only "leap year" offer if you booked it on 29th Feb of an additional £29 per person discount - so final total was £3022
Except of course I went through QUIDCO and they gave me £276 cashback as well. Which was £76 more than the £200 deposit I had paid and was in my bank account almost 3 months before I paid the outstanding balance. Final holiday cost £2746
That's a lot of clubcard points required at ZERO cost to save £1804 off the same holiday to make it the same price.
Oh I nearly forgot - 10kilos extra luggage included in the cheaper price
So whilst they can be redeemed against a holiday, I consider them to be very poor value and definitely not free.
I love the way you are so good at working out the mathematical detail and whether something is really good value. Most people are not including myself:(You can't live a perfect day without doing something for someone who will never be able to repay you. ~John Wooden 154/06/2700 -
Best_price wrote: »I feel like this too sometimes. I love the savings but all the couponing and wombling takes up a a lot of time. I can't imagine going to Asda and not using APGs;)
Called in tonight as I passed on the way back from my Dad's
1Kg Bran Flakes and 15 eggs
I had to get some money out of my pocket :eek:
3p :rotfl:
Picked up 3 bits of litter on my way into the store and 4 bits on the way back to the car
There are 10 types of people in the world. ‹(•¿•)›(11)A104.28S94.98O112.46N86.73D101.02(12)J130.63F126.76M134.38A200.98M156.30J95.56J102.85A175.93
‹(•¿•)› Those that understand binary and those that do not!
Veni, Vidi, VISA ! ................. I came, I saw, I PURCHASED
S LOWER CASE OMEGA;6.59 so far ..0 -
Called in tonight as I passed on the way back from my Dad's
1Kg Bran Flakes and 15 eggs
I had to get some money out of my pocket :eek:
3p :rotfl:
Picked up 3 bits of litter on my way into the store and 4 bits on the way back to the car
I have the appropriate gift card to pay the pennies for my shopping seeing as I sometimes go without my lady in waiting with her purse:cool:Be thankful for what you have because it could all be taken away tomorrow.;)
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Best_price wrote: »I love the way you are so good at working out the mathematical detail and whether something is really good value. Most people are not including myself:(
Yes I do as well. We are hoping to go back to Gambia next year depending on the cost, think I'll pass the dates and hotel onto quoia so I can get a VERY good price (hopefully). Fab deal you got.
I also think that clubcard points are rubbish, especially since they reduced them to one point per £1, It takes a very long time and a lot of shopping to get any decent points.
I detest Tesco and their staffs attitude and it is really nice to shop in Asda (well as nice as any food shopping is) who are so friendly even when producing a lot of coupons. No matter how busy they are if you ask them where something is they immediately drop what they are doing and take you there, in Tesco it's a shrug of the shoulders or somewhere over there is pointed out.Be thankful for what you have because it could all be taken away tomorrow.;)
0 -
Hi Bully,
my query was to answer your question that IS and Doc gave some feedback to.
To my mind wombling doesn't even enter the equation - although I spend relatively little time doing it.
10 to 15 minutes three or four times a week usually when I'm already at A doing the shopping. I reckon it pays about £40 an hour tax free on average. I'm a bit limited on what exercise I can do because of an accident about 35 years ago and more recently due to back problems ultimately caused by these old injuries, but walking is beneficial in all respects to my health - so a bit of perambulating with my Uncle is good from both aspects.
No the reason I asked was two-fold.
Firstly the savings made by shopping at A rather than T - they really are the cheapest by far never mind the 10% APG.
OK, if there isn't one close by then travel time & costs factor in but it does have to be really significant before ruling them out.
The average cost of an annual shop for us at T would be 20% higher than it would be at A - that's a minimum of £1000 - that's without the 10% APG. By buying at the right time, and APG covering S, M & W, that's worth another £500 at the very least. Wombling is a pure bonus
Secondly the clubcard & holiday discount side.
I've looked into this and have tried it on more than one occasion and found it to be mostly pointless (and worthless) from a saving point of view, at least for any holiday that we wanted. The restriction of how and where they had to be redeemed, prices quoted (usually full brochure price) just negated any perceived advantage.
For instance, I'm going to Sri Lanka in September for 3 weeks and we went down the clubcard route (we do actually have quite a few vouchers) to see what was on offer for the holiday we wanted - best was £4550 which was basically brochure price
We tried elsewhere, changed tour company but flying on the same date from the same airport on the same plane going to the same hotel - £3700
Booking it online gave an immediate 10% saving making it £3330.
They had a promo code valid for that month (like most months) giving an extra £250 per couple off so that was £3080 and then they had a one day only "leap year" offer if you booked it on 29th Feb of an additional £29 per person discount - so final total was £3022
Except of course I went through QUIDCO and they gave me £276 cashback as well. Which was £76 more than the £200 deposit I had paid and was in my bank account almost 3 months before I paid the outstanding balance. Final holiday cost £2746
That's a lot of clubcard points required at ZERO cost to save £1804 off the same holiday to make it the same price.
Oh I nearly forgot - 10kilos extra luggage included in the cheaper price
So whilst they can be redeemed against a holiday, I consider them to be very poor value and definitely not free.
Fab post Quoia :T:T:T
I love reading your "in depth" posts, you are so wise and explain things very well2014 Swagbucks goal - £50/ £300 - 16/01/2014
£100/£300 - 26/02/2014
Sealed Pot #3110 -
I have the appropriate gift card to pay the pennies for my shopping seeing as I sometimes go without my lady in waiting with her purse:cool:
Blue..........................yay you are here tonight :T:T
Are you having a bluey?2014 Swagbucks goal - £50/ £300 - 16/01/2014
£100/£300 - 26/02/2014
Sealed Pot #3110 -
I have the appropriate gift card to pay the pennies for my shopping seeing as I sometimes go without my lady in waiting with her purse:cool:
Just remembered :rotfl:
There was "Roadkill" a few feet from the car - a 5p piece
so I left with my goodies AND TWO PENCE more than I started with :j
There are 10 types of people in the world. ‹(•¿•)›(11)A104.28S94.98O112.46N86.73D101.02(12)J130.63F126.76M134.38A200.98M156.30J95.56J102.85A175.93
‹(•¿•)› Those that understand binary and those that do not!
Veni, Vidi, VISA ! ................. I came, I saw, I PURCHASED
S LOWER CASE OMEGA;6.59 so far ..0 -
-
Called in tonight as I passed on the way back from my Dad's
1Kg Bran Flakes and 15 eggs
I had to get some money out of my pocket :eek:
3p :rotfl:
Picked up 3 bits of litter on my way into the store and 4 bits on the way back to the car
Litter only worth £2.38
There are 10 types of people in the world. ‹(•¿•)›(11)A104.28S94.98O112.46N86.73D101.02(12)J130.63F126.76M134.38A200.98M156.30J95.56J102.85A175.93
‹(•¿•)› Those that understand binary and those that do not!
Veni, Vidi, VISA ! ................. I came, I saw, I PURCHASED
S LOWER CASE OMEGA;6.59 so far ..0 -
Blue..........................yay you are here tonight :T:T
Are you having a bluey?
Hi FV. Nope no blue tonight as I have a complicated email to send to Tesco as I got a lot of hassle in a store yesterday using some vouchers.:( PLus I got a busy day tomorrow unfortunately, otherwise I would be in the pub now:D
I just hope the weather reports are wrong as they have forecast more rain for the weekend.
How are you FV, what are you planning for the megga kids holsBe thankful for what you have because it could all be taken away tomorrow.;)
0
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