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Debate House Prices


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Whinging.

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Comments

  • shortchanged_2
    shortchanged_2 Posts: 5,546 Forumite
    ess0two wrote: »
    Thats the trouble with you bears,you throw the towel in before you've even started.

    HSBC have no real interest in issuing these mortgages, they are merely window dressing.
    Why are we here?......................because we are not all there.
  • ess0two
    ess0two Posts: 3,606 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    shortchanged wrote: »
    HSBC have no real interest in issuing these mortgages, they are merely window dressing.

    Fact or personal opinion??
    Official MR B fan club,dont go............................
  • wotsthat
    wotsthat Posts: 11,325 Forumite
    shortchanged wrote: »
    And the chances of getting it even with a good credit history.................about as likely as winning the lottery jackpot.

    Maybe we'll get an update from Graham as he was looking for alternatives to the Halifax SVR and didn't think there were any.

    Someone must be getting these rates. I would have thought someone remortgaging with a sound history of repayments is a better bet than an FTB?
  • RUN_RABBIT_RUN
    RUN_RABBIT_RUN Posts: 426 Forumite
    ess0two wrote: »
    Thats the trouble with you bears,you throw the towel in before you've even started.

    yep, its laughably pathetic, but completely as expected

    the point about the lack of these mortgages has been answered and nobody can 'bear' to admit that they were wrong.....
    'Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.'
    GALATIANS 6: 7 (KJV)
  • RUN_RABBIT_RUN
    RUN_RABBIT_RUN Posts: 426 Forumite
    wotsthat wrote: »
    Maybe we'll get an update from Graham as he was looking for alternatives to the Halifax SVR and didn't think there were any.

    i doubt it, its the last we'll hear of it from him i expect
    wotsthat wrote: »
    Someone must be getting these rates. I would have thought someone remortgaging with a sound history of repayments is a better bet than an FTB?

    of course they are, but for some people round here the glass is perpetually half-empty!
    'Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.'
    GALATIANS 6: 7 (KJV)
  • shortchanged_2
    shortchanged_2 Posts: 5,546 Forumite
    ess0two wrote: »
    Fact or personal opinion??

    Most definately fact.
    Why are we here?......................because we are not all there.
  • pwllbwdr
    pwllbwdr Posts: 443 Forumite
    Part of the Furniture Xmas Saver!
    So you know for certain that HSBC have not and will not grant any of these mortgages?
  • Emy1501
    Emy1501 Posts: 1,798 Forumite
    Family member of mine is a Premier Account holder with HSBC. he has a mrtgage with them already and recently tried to take out a new mortgage for a new house with them and it was 3 weeks before they even wanted to consider the application.

    Their process is very slow as far as I'm aware and I think you have to use their own very small pool of solicitors.

    I suspect that if one is prepared to wait for ages and pass their very strict lending criteria then a mortgage is possible with HSBC. Their rates are the best and therefore they can pick and choose who they want and take as long as they want to arrange the mortgage.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    RUN_RABBIT_RUN wrote: »

    never mind....

    It's not an accusation. I'm saying hello chucky.

    Never mind is exactly what chucky would have said when caught out to end a post.

    I'm not accusing you. I'm stating you are chucky. Shame you felt you had discredited yourself so much under your old name you had to reinvent yourself...

    Should have tried harder my son ;)
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    wotsthat wrote: »
    Maybe we'll get an update from Graham as he was looking for alternatives to the Halifax SVR and didn't think there were any.

    I wasn't.

    You were looking on my behalf. I've not stated anywhere I wish to switch to an alternative.

    Making things up? ;) At least you got chuckles back to join in.
This discussion has been closed.
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