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Whinging.
Comments
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Aren't you on a Halifax SVR? If so there's an option to switch even if your LTV is 125%. It's a 2 year fix at 4.49% with no fees. There's no new underwriting so even if you've got arrears etc. you can still move.
http://www.halifax.co.uk/mortgages/existing-customers/switch-to-a-new-deal/
*tumbleweed*'Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.'
GALATIANS 6: 7 (KJV)0 -
RUN_RABBIT_RUN wrote: »*tumbleweed*
What's the point in responding to wotsthat when I already pointed out before him what he was pointing out to me?Graham_Devon wrote: »Name some then.
Name some for someone with 85%+ LTVs.
Halifax have indeed offered an alternative. But it cost's more than the SVR, and only lasts 2 years.0 -
Graham_Devon wrote: »What's the point in responding to wotsthat when I already pointed out before him what he was pointing out to me?
Well a thanks would have been nice after I dug out the full details for you.
At least you're not overburdened with options when deciding whether to change from the SVR.0 -
Graham_Devon wrote: »What's the point in responding to wotsthat when I already pointed out before him what he was pointing out to me?
i dunno, politeness?
still, there's another option for you, hsbc are doing a 3.84% discount rate for 2 years at 90% ltv with.......no fees
https://mortgages.hsbc.co.uk/product/A008000599008000600008000601-2-year-discount-special-fee-free
boom.
headshot.
halifax svr obliterated.'Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.'
GALATIANS 6: 7 (KJV)0 -
no? no good?
maybe it's the 2 year thing again. tell you what, here's an 85% ltv lifetime tracker at 3.79% then, another svr-killer -
https://mortgages.hsbc.co.uk/product/A001002405001002406001002407-lifetime-tracker-special-fee-free
or if you can scrape together enough to do an 80% ltv mortgage, hinckley and rugby are doing a 5 year fix at 3.95% -
http://www.godirect.co.uk/mortgages/best-remortgages/best-5-year-fixed.php'Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.'
GALATIANS 6: 7 (KJV)0 -
Hi chucky.
How you doing?0 -
ahhh we're back to the accusations of me being another user again i see
it is a very nice fallback when you don't have anything else to respond with, although a thanks for and acknowledgement of the 85% ltv mortgage options you claimed didn't exist would probably have been more appropriate
never mind....'Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.'
GALATIANS 6: 7 (KJV)0 -
RUN_RABBIT_RUN wrote: »i dunno, politeness?
still, there's another option for you, hsbc are doing a 3.84% discount rate for 2 years at 90% ltv with.......no fees
https://mortgages.hsbc.co.uk/product/A008000599008000600008000601-2-year-discount-special-fee-free
boom.
headshot.
halifax svr obliterated.
Outstanding deal.Official MR B fan club,dont go............................0 -
Outstanding deal.
And the chances of getting it even with a good credit history.................about as likely as winning the lottery jackpot.0 -
shortchanged wrote: »And the chances of getting it even with a good credit history.................about as likely as winning the lottery jackpot.
Thats the trouble with you bears,you throw the towel in before you've even started.Official MR B fan club,dont go............................0
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