Don't Stop Thinking About Tomorrow...

claire0788

Well ! Factoring bill has been arrived. They are so good at sending out bills to suckerpunch my plans ! £260. So no change to overdraft this month, I just don't have the money for it.

claire0788

One of those weeks ! I had a fall and I have sprained my ankle. I've been signed off work for at least 1 week No overtime to rack up for at least 2 weeks so next months wage won't be the best.

claire0788

Statement in for the double glazing. I owe £1 less than I thought, signature updated accordingly

claire0788

No motivation this month. I don't have any credit card payments to make, the loan and double glazing aren't due until the beginning of next month and I have no extra money for the overdraft.

Feel like I'm in limbo until my next payday.

claire0788

12th of October cannot come quick enough ! I can't wait for payday to make more payments.

Extra will be going to the double glazing, not by much but the overpayment of £10/15 I pay a month is starting to add up. Also paying that little bit extra a month is probably the only way I'll ever see the balance go down.

I won't have gas, electric or factoring fees to pay next month, so I can work out how much I can take off the overdraft once I find out next months wage.

claire0788

Payment made to double glazing with an overpayment too Balance is still barely coming down but nothing else for it but paying that little extra every month.

abba1772

well done on the overpayments you're doing really well....keep it up xxxxx

claire0788

Loan payment made today. Balance updated accordingly. The next payment should take it under 1000

claire0788

Payday is only a few days away ! It'll not be the best wage as I missed nearly 2 weeks of work so I'll only get my basic wage for those weeks.

I think I have done quite well considering the factoring bill and had the gas and electric to pay. Currently have around £100 left.

I have opened a savings account today, I have never actively saved money before so this is a positive step I liked that she was able to add a feature that when I use my bank card they'll round it to the nearest £ and put it into my new savings account for me. Genius idea !
I'm going to use it for saving up for a car and for saving money to clear my overdraft. Added a new part for this to my signature.

claire0788

I have put another £11 into my savings account to round my current account to £60

A little often worked for my credit card so hopefully it will work for the savings too. Then I can pay it back to my current account and pay off the overdraft !