PPI Reclaiming Discussion Part 5

carpyness

hello can someone help me can I claim ppi for my parents who have both passed away

dunstonh

I have sent off the letters to each of these companies but the accounts/cards had all been closed years ago in default when I was made redundant.

So, even if they did find something to pay out on, they could keep the money to offset the debt you failed to repay.

Is this right?

I'm not sure how people on the internet can tell you that as we have no access to your records.

morganron

I used Resolver to claim on two PPI that I had turned down in 2013 one was Satander and one was Capital One. My complaint was sent in last week and today 10 days later I have had a response from Capital one, they still hold their original decision on the PPI but agree to the high commission part of it and are offering me £1179.79.
Have heard nothing from Satander.

[Deleted User]

morganron wrote: »

My complaint was sent in last week and today 10 days later I have had a response from Capital one, they still hold their original decision on the PPI but agree to the high commission part of it and are offering me £1179.79.

That's the first Plevin success I've seen reported on the forum. Quite a hefty sum too. Well done.

JoiPatel82

In 2005 and 2007 i took out a loan with with Vauxhall and Mercedes to buy a car, however neither are listed as lenders in resolver. How do i submit a claim?

Regards,

dunstonh

JoiPatel82 wrote: »

In 2005 and 2007 i took out a loan with with Vauxhall and Mercedes to buy a car, however neither are listed as lenders in resolver. How do i submit a claim?

Regards,

You complain to the car dealers that sold it.

JoiPatel82

Thanks - is there a free way of doing this?

[Deleted User]

JoiPatel82 wrote: »

Thanks - is there a free way of doing this?

It'll likely cost you the price of a stamp or a local -rate phone call. You can also ask for the lender to be added to the E-Mail template on this site.

consumers_revenge

JoiPatel82 wrote: »

Thanks - is there a free way of doing this?

As above.


I may have had PPI but cannot recall. IS there any company that will check for you without charge and then will either pursue for a fee or let you deal with it yourself with charging you anything.


Really sorry if its been asked before but there looks like loads to read and it might not be clear cut.


Thanks.

[Deleted User]

consumers_revenge wrote: »

I may have had PPI but cannot recall. IS there any company that will check for you without charge and then will either pursue for a fee or let you deal with it yourself with charging you anything.

There seem to be quite a few claim companies offering this "service".

All they do is write to the lenders (which the customer identifies) simply enquiring whether there was any PPI. The customer is then "encouraged" to sign a Letter Of Authority for that company to represent them in potential PPI complaints.

Why involve any third party to do this, though?