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PPI Reclaiming Discussion Part 5
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I got my cheque from Mbna this morning, along with another claim upheld letter...just over 3k this one so am pleased with that. My question is...tax has been deducted on both of the claims, I don't pay tax as I'm a part time worker (16 hrs) and don't earn enough, will I get this tax back automatically at the end of the year or will I have to claim it myself?
Just waiting now on Halifax and Dorothy Perkins replies.
LOL Do you really think the taxman will give you anything without a fight?!
No you need to submit a claim to them for a refund of the tax
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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ha, I guess he wouldn't just send me a refund then...do I need to wait till after the 1st April then or just send a claim when the cheque is banked?0
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ha, I guess he wouldn't just send me a refund then...do I need to wait till after the 1st April then or just send a claim when the cheque is banked?
You can claim it back now (not sure when you'd be paid, probably after the new tax year), the form is R40
https://www.gov.uk/government/publications/income-tax-claim-for-repayment-of-tax-deducted-from-savings-and-investments-r40Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Thank you very much, I guess I better leave it till my other claims are resolved, Dorothy Perkins and Halifax still need to reply.0
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Thank you very much, I guess I better leave it till my other claims are resolved, Dorothy Perkins and Halifax still need to reply.
No reason not to do two lots and get one in before the financial year ends. DP will probably go for the "pre-regulation" unless it was after 2005 which leads to a fight with the underwriter (Genworth/Santander/New Day) and Halifax are flip a coin on whether they auto-pay or defendSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Ive only just joined this forum but been meaning to look into PPI for ages. I have had a loan and credit card with Barclays approx. 14 years ago. Now both paid off/expired and I have no paperwork. I don't bank with Barclays anymore, have moved house 3 times and got married so different name...do I give up before I begin?! TIA0
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The odds are certainly stacked against you. Do you know for certain if you even had PPI?I have had a loan and credit card with Barclays approx. 14 years ago. Now both paid off/expired and I have no paperwork. I don't bank with Barclays anymore, have moved house 3 times and got married so different name...do I give up before I begin?!0 -
In my recent dealing with Barclay's the only information I was able to provide them was name, date of birth, my address at the time and an approx date (2000) that I took out the loan. Not only did they acknowledge a second loan I had with them that I had forgotten about, I was refunded in about 2 weeks from start to finish.0
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no, not for sure just a suspicion. was mostly looking into it due to relentless pressure from my dad who has recently successfully claimed!0
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Hello everyone!
I'd be grateful for advice regarding my PPI claim please.
Basically I've received a cheque from MBNA for £297.89 for the £179.05 I'd paid in 2006.
I have no experience in these matters and would appreciate some guidance on whether this is correct remittance.
After reading that people often turn down the first offer, I'm unsure whether this is correct route to follow.
Many thanks for your time0
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