PPI Reclaiming Discussion Part 5

cappo

Moneyineptitude wrote: »

He's our 18 year old Burmese!:)

We have 7 ragdolls and two foster cats in our cattery at the moment, lovely girls.

[Deleted User]

cappo wrote: »

We have 7 ragdolls and two foster cats in our cattery at the moment, lovely girls.

Cat lovers all!:)

Chef1980uk

Moneyineptitude wrote: »

They have eight weeks to respond fully to your complaint. You should, however, receive confirmation of receipt and a further letter informing you of "ongoing investigations".
Don't waste time and money on calls during this period.

Thanks. Its been 9 days since i posted the Questionnaire back. My fear is I foolishly did so via normal post and not recorded delivery Am I likely to see my letter mysteriously vanish?

[Deleted User]

Chef1980uk wrote: »

Thanks. Its been 9 days since i posted the Questionnaire back. My fear is I foolishly did so via normal post and not recorded delivery Am I likely to see my letter mysteriously vanish?

Naw, they aren't THAT bad. But do ensure you keep copies of all correspondence.

di3004

manama wrote: »

Lovely thanks for that Di. Will call them in the morning.

Good luck, please keep us posted, cheers.;)

rambo128

Hi Everyone,

Sent off the PPI Letters last week. Sent the following:

1. PPI Claim to Santander Loans
2. PPI Claim to AA (RBS)
3. PPI Claim to Marks and Spencers (Credit card)
4. Cahoot letter r.e unfair charges (Interest rate)

Fingers crossed!!!

di3004

rambo128 wrote: »

Hi Everyone,

Sent off the PPI Letters last week. Sent the following:

1. PPI Claim to Santander Loans
2. PPI Claim to AA (RBS)
3. PPI Claim to Marks and Spencers (Credit card)
4. Cahoot letter r.e unfair charges (Interest rate)

Fingers crossed!!!

Hi and welcome

All crossed here for you.;)

wendyhouse1968

Hi, here is a quick query. I January I found loan paperwork for Dell and DFS where the papers were ticked for PPI even though I hadn't requested it. As I had the relevant docs I read the MSE Q&As and thought it would be a case of sending off the FSA form with a copy of the agreements to Dell and DFS, which I did. To date I haven't had any kind of acknowledgment from either of them. As 12 weeks are up would my next step be a complaint to the FSA? I would appreciate your advice.

Thanks

Wendy

amersall

sarymclary wrote: »

Thank you for the prompt, and very good advice.

Amersall, I did have an idea in the back of my mind that they only usually pay out for a maximum of 12 months on a PPI, and presumed it wouldn't be more than their offer, but wasn't sure if they were intending to add it on, or not... that would have been nice if so

Anyway, I'm just satisfied that they are paying back all the unnecessary insurance and interest... it's a shame they didn't pay it at 13.9% like I did, and not the 8%, but it's a a welcome windfall, and I desperately need it to be honest, so I'm a happy bunny.

To anyone in doubt of claiming, I'd say go for it, you've nothing to lose, and everything to gain, and all for the price of a recorded delivery letter!

I don't think you would have received anymore, unless the claim was worth more than the mis sell then you would have got the difference.

The interest you paid is included in the redress payments, they gave you back the ppi you paid to date with interest plus 8%, a nice amount, enjoy spending xxx.

amersall

wendyhouse1968 wrote: »

Hi, here is a quick query. I January I found loan paperwork for Dell and DFS where the papers were ticked for PPI even though I hadn't requested it. As I had the relevant docs I read the MSE Q&As and thought it would be a case of sending off the FSA form with a copy of the agreements to Dell and DFS, which I did. To date I haven't had any kind of acknowledgment from either of them. As 12 weeks are up would my next step be a complaint to the FSA? I would appreciate your advice.

Thanks

Wendy

What address did you send them to?.