📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPI Reclaiming Discussion Part 5

Options
11281291311331341103

Comments

  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If you are correct ;)

    Send the complaint to FOS, download the form and enclose a copy of the offer from the bank.

    Put on the FOS form that you do not think the offer you have received for the last loan is a true redress for the amount of PPI and interest that you paid, put that this PPI was front loaded, this was not explained to you the true cost and your Hubby claimed 2 months of PPI on this loan and the bank are saying they cannot give you anymore redress as you claimed on this PPI.
  • gilldee
    gilldee Posts: 21 Forumite
    thanks amersall will do. they have said they are going to send us a copy of the agreements...fingers crossed they will. xx
  • hi amersall
    i sent you pm
    halifax loan ppi win £1607.15 :D
    Halifax cc. Ppi win. £2.851.62 :)
    everyones equal some more than others :D
  • Happy days - received £3,000 from Barclays into bank account.:j:j
    Can anyone advise how to claim PPI from Abbey national as no longer around, when I google it, claim handlers are there - boo.
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    hi amersall
    i sent you pm

    Hi :D have answered it :p:p:rotfl:
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    sheisme wrote: »
    Happy days - received £3,000 from Barclays into bank account.:j:j
    Can anyone advise how to claim PPI from Abbey national as no longer around, when I google it, claim handlers are there - boo.

    http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1210607166846&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateA2

    Here you go, they do this over phone too, just have reasons for mis sell ready.
  • derek3882
    derek3882 Posts: 9 Forumite
    Hi all could you help me understand a part of my latest email as follows

    £2612.14 however we will not pay the PPIpremiums on this case, the Personal Loan Service Centre will refund this at the end of restructuring your loan. We will therefore pay you £716.62 which is the interest at 8%

    does this mean there now not paying us £2612.14 and only £716.62?

    we had letter saying they where paying £2612.14 and now this so i am confused

    are they allowed to go back on there orignal offer?
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gilldee wrote: »
    thanks amersall will do. they have said they are going to send us a copy of the agreements...fingers crossed they will. xx

    Wait for these, then send copy of the large loan to FOS, with your letter.
  • dolphingazer
    dolphingazer Posts: 416 Forumite
    PPI Party Pooper
    Thanks amersall,
    I will ring them tomorrow:)
  • cappo wrote: »
    So here we are guys restarting on this thread this post will just give you a post or two to latch on to.

    Took out ppi with mortgage 8 years ago when I was self employed but adviser said they would put me down as employed as it saved them paper work and did not tell me terms and conditions Is this mis sold
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.