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PPI Reclaiming Discussion Part 5

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  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    lamarsi wrote: »
    Hi wondering if my Halifax claim will be rejected due to the fact that I thought they were auto paying but when I rang about mine they told me it's being investigated is this normal?

    If they have stopped auto upholding as they have cleared the back log, then if you were mis sold you will win, if you were not then you won't.

    They could just be saying that to you so that you do not keep phoning them ;)
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Does anyone know of homeowners that have had their lofts sprayed by WARMRROF SYSTEMS?? if so e.mail roof-in-sure@hotmail.co.uk we are currently getting old customers up to 80%of their money back.:T

    Please press the spam button people :D:p
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    shellnpaul wrote: »
    Hi all, I rang lloyds today for an update on my cc ppi claim and the lady I spoke to said that I should be receiving a letter soon but could not see on the system wether a decision had been made or what it was, I am a bit confused surely the system would have shown what the letter would say. Has any one else had this experience and do you think it is possibly a negative result as she could not tell me(or so she says), any advice would be grateful, thanks Michelle x
    You will have to wait and see :D might be good news :T
  • lamarsi
    lamarsi Posts: 805 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Thank you ... although I have only called once ;)
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan! :T
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 2 April 2012 at 6:53PM
    lamarsi wrote: »
    Thank you ... although I have only called once ;)

    Was not suggesting that you kept on phoning them :D:D
    Hopefully it will be a win :D
    On Friday last, they were still auto upholding, so fingers crossed.
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gilldee wrote: »
    hi amersall thanks for your recent advice, the loan for £7000/£199.84mth,ppi payed on it £1418.85, was takin out in 2001 and finished in 2007, that wasnt finished early it was the other 2 before that because we consolidated them. we foned blackhorse again today and they are still not changing there offer of £240, they said because my husband claimed on the ppi for a few mths due to being off work! x

    You are welcome :D If this loan was paid for 6 years then i would have expected to get more back than you did, they could be blinding you with science :D but maybe not, how much did your Hubby claim on the PPI?.
  • gilldee
    gilldee Posts: 21 Forumite
    hubby claimed £376.58!! x we are still very confussed with it all haha x
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gilldee wrote: »
    hubby claimed £376.58!! x we are still very confussed with it all haha x

    Right.... deep breaths and ...........:D :rotfl:

    1) When was the loan taken out and what term was it over?.

    2) What year did it finish?.

    3) What was the PPI amount with interest?.


    Just answer 1 2 and 3 :cool:
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Sorry :rotfl:
    4) is this the loan that they said the PPI was cancelled on? ;)
  • gilldee
    gilldee Posts: 21 Forumite
    hahaha right!! 16/3/2001 - 72mths 15/02/2007 £1418.55 ppi...dont no interest. sorry


    these are the figures we got told on the fone off blackhorse.

    no!! the ppi was cancelled on the earlier loans.
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