My sister is so worried about tax credits in April '12

gillianread

my last baby was 3 years ago, i had 90 a month, now i had a baby in jan, had not had my up to date but its not gonna go from 41 to 250 a month is it , thats just a bit stupid, also whats wrong with a 30000 getting the basic money to help a family of 5, remember we have to pay put for morgage council tax etc etc, which my mum who is on bennys don't have to pay .

mummyroysof3

i was worried about the tax credit changes but hubby only earns £15500(works 36 hours) and we have 3 children,so non of the changes apply to us do they?

gillianread

well anyway i phoned them up and they took off the withdrawn payment thing, they need to word their letters a bit better

sunnyone

mummyroysof3 wrote: »

i was worried about the tax credit changes but hubby only earns £15500(works 36 hours) and we have 3 children,so non of the changes apply to us do they?

It does affect you, you will get a canny increase.

Charityworker

I can see this thread has decended into a load of benefit hating trolls again. The amount of threads on this subject this board proves that in april there are going to be a lot of families living in poverty. Hope the government are happy with themselves.

Charityworker

missparrot wrote: »

i cant believe people keep having children they cannot afford!

TROLL ALERT!

Having a child is a financial responsibility for at least 16 - 18 years. If your financially well off when you have a baby how are you supposed to know what the future holds? Everyone has ups and downs.

MissMoneypenny

missparrot wrote: »

i cant believe people keep having children they cannot afford!

Charityworker wrote: »

Having a child is a financial responsibility for at least 16 - 18 years. If your financially well off when you have a baby how are you supposed to know what the future holds?

"keep having children they cannot afford!"
As in, they are already claiming welfare (Tax Credits) for their child, then they have another baby, and another baby. They couldn't even keep 1 child, but they still have more children that they also can't afford.

As for "what the future holds"; 50% of marriages fail. Financial planning should be based on that fact and not on looking to live on welfare for years.

If you do rely on welfare to keep you/your family for years, then you have to accept that changes will happen. He who pays the piper, calls the tune.

smk77

seven-day-weekend wrote: »

I personally find it quite unbelievable that people on £30k a year get Government money to bring up their family.

Why is that? Governments need to invest in the future of the country. Someone with kids earning £30k each year is paying more tax than the average person, is probably saving less than a £30k earner without kids (they'll be spending more and generating more wealth within the economy) and also contributing further with their kids who will in the future be an asset to the country.

The harder it is made for the £30k earners then the less children will be born to those that are earning above average. i.e. those that have done well for themselves.

I have a reasonably high earning and educated friend who doesn't know if he is going to have kids because of the cost. The loss in tax credits he would have got plus the loss in child benefit make it more likely that he won't. The result of this will be a couple less kids who would have been brought up in a good background with good chance academic success. That's exactly the type of child that this (or any) Government should be supporting because the future return far outweighs the £10 tax credits each week.

MissMoneypenny

smk77 wrote: »

I have a reasonably high earning and educated friend who doesn't know if he is going to have kids because of the cost. The loss in tax credits he would have got plus the loss in child benefit make it more likely that he won't. The result of this will be a couple less kids who would have been brought up in a good background with good chance academic success.

Really? If your friend is not going to have children because he wanted to receive welfare for his children and has now found out he can't, it doesn't sound like he would have brought his children up to be achievers. Successful people don't base their future life choices on how much welfare they can claim.

Both of my children earn too much to claim welfare and they (and I) am very proud of their hard work. Their partners have the same drive as they do.

smk77 wrote: »

That's exactly the type of child that this (or any) Government should be supporting because the future return far outweighs the £10 tax credits each week.

You really think this county needs more welfare claimants???

What we need is for people to keep their own families so that the taxes raised can then be used to pay off the massive debts this country has. The welfare bill is out of hand and needs to be cut.

daviecol

MissMoneypenny wrote: »

If you do rely on welfare to keep you/your family for years, then you have to accept that changes will happen. He who pays the piper, calls the tune.

It's been a long time coming that's for sure!