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overwhelmed new member

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  • maganan
    maganan Posts: 254 Forumite
    Part of the Furniture Combo Breaker
    Coco114 wrote: »
    PS Masonn ..... Do you fancy being my "life coach" ......? :D

    thats just what I thought..................hope he's cheap though :rotfl:
    Final no going back LBM 20/12/10
    Debt Jan 2011 [STRIKE]£28217.65[/STRIKE][STRIKE][/STRIKE] DMP start 01/02/11 -[STRIKE][/STRIKE]
    Debt free[STRIKE][/STRIKE][STRIKE][/STRIKE]26 September 2014 :):beer:
    £2 Savers Club - 2012 no 105 2012 Sealed pot challenge no 1282 DMP mutual support thread No 405
    Proud to HAVE dealt with my debts:j
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Or maybe a flap jack lover :)

    X
    The final chapter - £4893 to go out of £30K
  • Denis_UK
    Denis_UK Posts: 105 Forumite
    [QUOTE=Coco114;53582919

    And I hope he and his shiny new car will be very happy :rotfl:

    Coco x[/QUOTE]

    Tell him it devalued 20% as he drove it off the forecourt in your situation that money could have been spent more wisely.
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Indeed it could Denis - and there in lies to problem :)
    The final chapter - £4893 to go out of £30K
  • Denis_UK
    Denis_UK Posts: 105 Forumite
    I sincerly hope if you decide to sell up you can do it with you in control of your finances.

    Post a full SOA you will get help,some brutal but necassary.

    Do it.
  • Good luck coco I am new here too and overwhelmed, but it seems a great place to find.... wish I had been honest with myself earlier.... X
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Drowning you are in the right place :) getting yourself on here is a HUGE step - very best of luck x

    Denis - I intend to be in control of my finances (rather than it controlling me) getting rid of the house is my first step.
    I have made just about as many adjustments as I can (some small tweaking still) but I have to be honest , I have taken all the advice , brutal or otherwise , that I can stomach for now :) I have made enormous changes - which I hope stay with me forever !
    Once I know how big the shortfall is - then I decide where I go from here :)

    Coco x
    The final chapter - £4893 to go out of £30K
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Denis I just re-read my post - if it came across in a rude manner that's not how I intended it :o
    I think I am just feeling wiped out today !

    Sorry if it was rude !

    Coco x
    The final chapter - £4893 to go out of £30K
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    edited 5 June 2012 at 8:16PM
    Good grief, I don't get on the thread for a day and all this happens!!

    Coco, huge hugs. You're never on your own, we're all here fighting your corner. Masonn, you're a star, don't think anyone would ever be in a grump with you as all your advice is so well meant. You really should be a writer you know!

    So glad you've taken such major steps. Funny with sky isn't it, took me ages to cut back the package, felt like I was depriving the family of what everyone else has. Have we noticed? Same with the gym membership, what a flippin' waste that was :rotfl::rotfl:.

    You've covered for the ex for long enough, don't feel bad about passing on his details. What would he have done?

    Hope you've eaten all the flapjack. We made scones today. Not even a crumb left!!

    Keep on keeping on!

    Edit: just read your thread on the mortgage board. So glad you've got some good advice. Don't take it hard, everyone means well. And get thee to the grocery challenge!
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • Coco114
    Coco114 Posts: 770 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Yes Ma'am :D

    C xx
    The final chapter - £4893 to go out of £30K
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