Edinburgher gets cracking!

HelenDaveKids

Will join you with wine.. broke up for 2 weeks and 6 days on Thursday!!!!!

Excellent news about Mrs E xx

lilyp

:j:j:j

Just caught up. Congrats Ed and hope Mrs E is feeling better. Babies are the best! So very pleased for you both xxx

Karmacat

edinburgher wrote: »

• Lovely lunch at a country(ish) pub with Mrs E
• Have finally beaten SP. Gits have closed my account and are refunding £587 within a week :mad::T:beer:
• Mortgage paperwork through
• Off to drink wine

All excellent news except someone closing your account! Even the refund is good Is SP starting price? Googled, and thats all I can find ... fascinating!

gallygirl

Karmacat wrote: »

All excellent news except someone closing your account! Even the refund is good Is SP starting price? Googled, and thats all I can find ... fascinating!

I think he means Scottish Power have finally closed his account and are refunding his money. I found a two-pronged attack of posting on FB and emailing the Chief Exec worked for me with NPower. FB also worked with my insurance co, seems like they don't like being shamed on their own websites

Karmacat

Ah! Thanks GG. I've got matched betting on the brain

Must remember that about shaming them online ...

edinburgher

Must remember that about shaming them online ...

It took 4 phone calls, 6-8 secure messages, 3 emails, 2 posts on their FB page and 2-3 exchanges with their 'social' team before it was resolved. I didn't even get an insincere apology - just a curt message with no line breaks, grammatical errors, spelling mistakes and an operator with a pseudonym!

I'll be cancelling my boiler cover once the year is up (another SSE group company).

Glad it's done, !!!! poor customer service :mad:

It is lovely and sunny today. Perhaps inspired by books on how money can become a massive PITA, Mrs E and I have been discussing the sorts of homes we've never considered before (i.e. smallish new builds in modern estates). I honestly don't think that we'd miss our gigantic rooms, but are the perks of more rooms, reduced energy bills, less DIY and a garden worth the fact that these homes are typically further away from services, with a bigger commute? Please excuse me, that sentence was never ending :eek:

Suffice to say, there are various new build developments within 5-10 miles of our current flat where we could have a 3 bedroom house and a garden for another £10k or so. Previously we'd always been hung up on the 'better' neighbourhoods, but I'm starting to feel a wee bit like we're thinking like middle aged parents with teenagers, and not a young couple with one baby on the way...

Ran 9.35 miles, but my heart wasn't in it. Off to relax :coffee:

giblet1979

Just to say - I feel your pain. SP are a nightmare, and having bought a house late last year with them listed as providers, I've spent over 12 hours on the phone with them and still don't have a DD set up. I made a formal complaint which was not acknowledged, except for a £98 bill in the post (we're not even living in the house yet), and a 'black mark' on my parent's account, even though I specified which account I was referring to.
Hate them!
I've now switched, even though I can't guarantee it'll be cheaper, but with no tie in, I refuse to pay them any more and can switch again when I'm clearer on the costs.
*takes deep breath*
Sorry, rant over! Hope you have a lovely rest of your weekend.

Alchemilla

There was an article in the Grauniad about SP yesterday, reporting similar problems to yours.

I have been very happy living in proper city working class areas and middle class ones. We live in what is referred to as a sought-after village now, and there are still undesirables around.

edinburgher

Finance news:

• 2017 is no more, all money rolled into Baby Pot, other pots trimmed (+£1,414.16)
• Freedom Fund to be re-evaluated to fit into something different...
• Spends reduced for factor, car replacement, broadband and contents insurance
• Spend increased for Emergency Fund
• No longer paying interest to our pots for recurring expenses, all interest to be added to Emergency Fund
• No longer using our Spanish bank cashback to spend on crap, all cashback to be added to Emergency Fund
• No longer using TCB cashback to spend on crap, all cashback to be added to Emergency Fund
• House move to be re-considered once baby is 1

ljaneyr

Hi Edingurgher

I'm currently reading your diary (around page 16) but also keeping up with recent events too!

I was just wondering what you consider to be a sensible emergency fund with a baby on the way? Also is it just for you or Mrs E too?

I hope you don't think I'm being too nosy but we are thinking of a little one in the not too distant future. I'm finding it difficult splitting savings between our wedding/honeymoon pot, renovation pot and emergency savings as they seem to grow quite slowly

Janey