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Edinburgher gets cracking!

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edinburgher wrote: »
    Finance news:
    • 2017 is no more, all money rolled into Baby Pot, other pots trimmed (+£1,414.16)
    • Freedom Fund to be re-evaluated to fit into something different...
    • Spends reduced for factor, car replacement, broadband and contents insurance
    • Spend increased for Emergency Fund
    • No longer paying interest to our pots for recurring expenses, all interest to be added to Emergency Fund
    • No longer using our Spanish bank cashback to spend on crap, all cashback to be added to Emergency Fund
    • No longer using TCB cashback to spend on crap, all cashback to be added to Emergency Fund
    • House move to be re-considered once baby is 1 :)
    Oh dear, he's nesting :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Sounds like a good plan....
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • edinburgher
    edinburgher Posts: 13,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was just wondering what you consider to be a sensible emergency fund with a baby on the way? Also is it just for you or Mrs E too?

    Hi Janey. I'd like 3-6 months of expenses, but we have quite a way to go! :eek:
    Oh dear, he's nesting .

    Must. provide. for. bebbeh! :rotfl:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds *really* focussed, Ed! And thats definitely whats needed, for all of us. Keep going!
    2023: the year I get to buy a car
  • Busymumofthreeplusdog
    Busymumofthreeplusdog Posts: 304 Forumite
    Wow Mr E! Wish I'd been that focused with baby number uno! We opted for the mortgage break (commonly offered in the late 1990s/early 21st centuary!) and again with the second( moved while pregnant - not to be recommended). Not quite sure how we managed to wing it with the third but we did. I guess you cut your cloth to suit your circumstances if you are sensible. Or if you are really sensible like Mr E you create a baby fund! Great plan!
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • edinburgher
    edinburgher Posts: 13,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cripes - I've been up all night - literally :eek:

    £1.04 to Baby Pot.

    Tried to start cooking baked potatoes for dinner, but the circuit breaker keeps tripping :rotfl:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wish I had known we could've picked each other's brains :)
  • edinburgher
    edinburgher Posts: 13,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    elantan wrote: »
    Wish I had known we could've picked each other's brains :)

    See, now it's time to start getting ready for work, I'm ready to sleep! :D
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 7 April 2014 at 7:16AM
    Mr E, sorry to hear you've had a sleepless night. You must be preparing for when little E is born :o

    Hopefully you can have an early night :)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edinburgher wrote: »
    See, now it's time to start getting ready for work, I'm ready to sleep! :D

    Now it's time for me to go to bed ... Sadly that won't be happening today for various reasons, so I imagine that by 10pm tonight I will resemble a burst couch
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