Edinburgher gets cracking!

nattypants

edinburgher wrote: »

[*]Cleaning the fish tank
[*]Shoes polished

Is it Sunday? Did I nap for too long???!!!!

edinburgher

Hey Natty!

Sunday = long run and family dinner this week.

Laura2014

gallygirl wrote: »

Well as a minimum the PO are doing an instant access account at 1.6%. Online, so get cracking! The best bet though would be to move to Santa 123 as your main account and keep the 10k earmarked in there - I switched last year, it was very easy and that was before the new easy switching process.

Good luck.

Back to you Ed .

Thank you Gallygirl x

Laura2014

edinburgher wrote: »

Laura,

You are losing money every single month. Has that got your attention? Inflation (CPI) for December was 2.0%, in reality it's probably higher than that.

Unless you are making 2-3% after tax, you are losing cash. Unfortunately we need to be as diligent protecting our savings as we do saving them in the first place

You can get £7.5k in 3 N@tionwide Flex Direct accounts at 4.89% gross for a year (one each, one joint) and £9k in Clyd3sdale/Y0rkshire Bank at 3.93?% gross until April 2015 (one each, one joint). After that, S@ntander 123 at 3% gross is your best bet for balances of £3-20k (only use them for over £3k, rates are pathetic below that).

How about setting yourself a challenge to get at least 3% on all your savings by the end of February? :T

Consider myself told
I am off to investigate your recommendations. It cannot stay as it is so your on with the Feb challenge.

Definitely agree with you over the cinema. In our house its against the law to go any other night than 241 wednesdays. :rotfl:

Many thanks

edinburgher

4 miles and 600+ calories (not) under my belt, breakfast 2 (chipolata sandwich) felt so much more rewarding than breakfast 1 (40g of porridge with flax seeds and a glass of grapefruit juice)! :j

• £6.79 to Freedom Fund
• £12 to 2017
• Completed VO survey on second hand car websites for 75p
• Completed YG survey on random crap for 25p
• Screened out of other survey, boo!
• NSD today

My plan for the rest of the afternoon is to sit on the couch with a couple mugs of strong :coffee: and possibly watch rugby :beer:

edinburgher

42p from TCB, I live like a rock star! Does anyone else think that it's in poor taste that they now beg you for tips? Last time I checked it was the responsibility of your employer to provide a salary (and I'm pretty sure their employees aren't the IT equivalent of minimum wage waiting staff!) :mad:

Alchemilla

E you ARE a rock star.

Lois_E

Agree with the other people saying there's no point wasting your life in a job you don't enjoy. Best wishes for the decisions ahead.

edinburgher

Well, I finished 'Who Moved My Cheese?'

Another dire day at work, I don't think this is one of those situations where I will be able to rejig my contribution for the next generation of cheese! :rotfl:

• £6 to Freedom Fund
• £12 to 2017
• £34.50 of Clubcard vouchers should be on their way
• Picked up a 1/2 price lamp for the hall in the Homeb@se sale
• Read the Early Retirement Extreme forum obsessively - those are some interesting and dedicated people

Alchemilla

Are you tempted to join them?