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Edinburgher gets cracking!

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  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You get to an age where you realise however crap you think you are, when you look around you you realise a good proportion of the people in favour are actually waaay worse.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi Ed,

    Firstly - urgh! to the office game.

    Secondly, hope you've stopped beating yourself up about the mistake, it has happened, its in the past, you've explained there's alot that signals to why it happened. I too would beat myself up about it but if there is anything to learn from it then take that and move on ((hugs)) And it is the weekend :D

    and*pops hand up* another question :o The savings target in my sig and on the challenge i have joined of SF's is what i will use if necessary for Emergency Savings - what is your target - is it 3mths / 6mths wages or 3mths / 6mths outgoings - i am struggling setting a target :o

    Study is ongoing so i will be reading the info you kindly posted for me by Wednesday as my light sunday chill and read time has instead become a date with my Mr - restaurant vouchers at the ready courtesy of T's voucher exchange :) walking shoes at the ready - why take the car when you can walk several miles ? :) and shopping list for supermarket i never get to but has fab own brand stuff at really good prices :T

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Evening Mr E, I'm pretty sure that all of us have made mistakes a work during our careers which had a cost - it's frustrating but you learn from it. At least you can make sure any handover you do is professional and useful :)

    Enjoy your weekend and forget work, fresh air (maybe you won't have so much rain as us).

    Best wishes Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • edinburgher
    edinburgher Posts: 13,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good evening all (thanks for the understanding and encouragement). I've already had an early dinner with Mrs E, popped out to get some groceries and am just about to toddle of to the couch to watch some nonsense TV :)
    and*pops hand up* another question The savings target in my sig and on the challenge i have joined of SF's is what i will use if necessary for Emergency Savings - what is your target - is it 3mths / 6mths wages or 3mths / 6mths outgoings - i am struggling setting a target

    We're aiming for 3 months outgoings, I'd add 3 months at a time if we had any dependents. I wouldn't base it on wages as we don't spend anything like our wages on things that we really need (i.e. we don't *need* a car/holiday fund/whatever if we have no jobs)!

    Just completed a really carp VO survey - my final comment was 'Tedious, intolerably long and frankly made me think about hurting myself' :rotfl:

  • Just completed a really carp VO survey - my final comment was 'Tedious, intolerably long and frankly made me think about hurting myself' :rotfl:

    ROFL:rotfl:

    Chin up at work. My job gets like this. Do this, but dont do it this way, no that wrong do it this way. Buy this but dont spend any money this month, but we need this stuff. And on and on.

    I have worked out that the people at the bottom dont care, the ones at the top dont know and the ones in the middle just dont. To be blunt, I take the attitude that as long as they are paying me, I dont care what they think or if I look good bad or indifferent - their opinions, their office politics and their dumb ideas have about as much interest to me as yesterdays toothpaste. FCUK them.

    And homebrew makes everything better!:rotfl:
  • Hi Ed,

    I'm back, after a small absence. Blummin' burglars kicked me front door in so I've been busy.

    Glad to see you and Dedicated have been getting along so well, though. I'll have to read what you said very carefully - looks interesting.

    Happy weekend!
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks again Ed :D - i will need to look through my outgoings and see if there are any 'non essential' type - only 1 i can think of and that is minimal (£30) holiday savings a month. But my outgoings doesn't include my gas& electric bill - i don't budget for them and just squeeze the budget when they need paying - this is just how its been since dfw days and has stuck for now / until my income increases. All of my income is paid out each month / accounted for one way or another.

    Hope you are having a nice weekend

    *waves* to PB
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 25 January 2014 at 4:27PM
    Just noticed your weight in your siggy.
    I would kill to be 9 stone anything.

    Eta @dedicated not @E. Sorry E forgot was your diary!
  • edinburgher
    edinburgher Posts: 13,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 January 2014 at 6:54PM
    To be blunt, I take the attitude that as long as they are paying me, I dont care what they think or if I look good bad or indifferent - their opinions, their office politics and their dumb ideas have about as much interest to me as yesterdays toothpaste

    Speaks a man who doesn't have to squeeze another 20+ years out of his 'career' :p
    I'm back, after a small absence. Blummin' burglars kicked me front door in so I've been busy.

    Are you ok? Must have been a real shock :eek:
    *waves* to PB

    Are you guys related? :rotfl:

    • £5.07 to Freedom Fund
    • £10.54 to 2017
    • Completed week long VO survey :j
    • Early (low quality) jog, no food beforehand, bad idea
    • Shopping at L1dl and HB (almost all vegetarian food, odd side effect of running diet)
    • Ordered new compression socks for after running (Dad reckons it aids recovery)
    • Just about finishing cleaning fish tank
    • Making HM bread, houmous and shiitake risotto
    • Putting through a Wilko order for various things including flip top beer bottles, going to make some potent HB to include with male relatives Christmas gifts :beer:
    • Hoovered
    • Polished shoes
  • edinburgher
    edinburgher Posts: 13,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was somewhat shocked to see SD was leaving us yesterday, what a shame. While I don't know the circumstances behind it other than he no longer found the MFW approach worthwhile, I can't help but feel that MFW is ideally suited to people at the start of their working lives. Granted, I find this lark boring as hell at times, but I can also see how sensible decisions made at an early juncture will set us up for the rest of our lives. It must be harder to see the light when you're already 50+, with a mad dash to the finish, as opposed to a disciplined marathon in support of the future.

    Today I've been shopping with Mrs E and managed a very restrained trip to the mall, with less than £1.50 spent on a can of chicken noodle soup (I may have a slight hangover :o) and a cheese scone.

    Mrs E actually did some shopping, so her impact on the credit card was higher!
    • £5.57 to Freedom Fund
    • £10.54 to 2017
    • Screened out of VO survey
    • Parked too close to the kerb, broke cheap wheel cover/hubcap dealy. Luckily Mrs E's Mum gave us a spare box of the things when we got the car, I'm not the first person to do it :rotfl:
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