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So poor I can't even pay attention

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  • missrlr
    missrlr Posts: 2,192 Forumite
    Yah just caught up! Go it guru you!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • I like the Gnu in the G-Know.
    Trying to shift that debt!
  • suzeesu2000
    suzeesu2000 Posts: 1,031 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    http://www.diy.com/content/marketing/free_boiler/index.jsp?menu=freeBoiler

    have a look here Piq about the boiler do dah.

    Good luck for Tuesday xx
    Saving 1 animal wont change the world - but it will change the world for that 1 animal

    25 for 2025
    2025 Frugal Living Challenge
    2025 DECLUTTERING CAMPAIGN MrsSD
    Let Thrift shopping thrive in 25!
    Make Do, Mend & Minimise in 2025 (and 2024)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I've done sums over and over again and the mathematical conclusion? I can't afford to live here and live. I'm going to be working five days/evenings at my new job, have agreed a day at the coffee shop, have the gardening jobs and paint pots. I don't want to live like this to have no time or money to myself. I've done what has to be done, scary or not - I've put my house on the market, it may not sell, but I won't know that yet.

    Today the estate agent came to value it for me, I was dreading it because of the rendering work that needs doing. His advice was to get some more quotes in so that there was proof of how much it would actually cost rather than a buyer picking a large figure out of the air and knocking it off the price. He's valued it at more than I thought it would be and that's with wonky fences and rendering. He felt that the charm of the house combined with it's location would outweigh the rendering in a buyer's eyes. We shall see.

    In the spirit of moving, I've chucked two bags of tut away, bin day tomorrow. I should be able to fit another couple in there with ease. Only another hundred or so to go.

    One of the problems with down-sizing will be excess furniture and stuff. I'll eb@y some, give the books to Barnados, they'll be able to dedicate a library to me with the amount I've got!

    Best get on with clearing out. I now have ten items listed, four have bids on :T totaling £10, it's going to take a while to make my fortune here...
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    I guess you could move in here to Forumsville ... Looking around tho, It will need decorating ..... and certainly decluttering !

    Happy Househunting :)
    Its just a bad day, Not a bad life .. :cool:
  • maddiemay
    maddiemay Posts: 5,115 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    A huge decision for you, but hopefully when your house sells and you find somewhere more economical to run, you will find a huge weight lifted from you, and the freedom to have a better life for yourself and Colin, and perhaps be nearer to, or able to visit more with the gorgeous Captain. No hugs LOL, but oodles and oodles of positive and caring thoughts coming your way. Good luck with the clearing out, OH and I had 30 years of stuff to sort and re-home when we sold up and moved 2 years ago, and I haven't missed a single thing that went!!!!
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Congratulations on taking the first steps and good luck Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Mara_uk7 wrote: »
    I guess you could move in here to Forumsville ... Looking around tho, It will need decorating ..... and certainly decluttering !

    Happy Househunting :)

    Now there's an idea, we'd have a rota for babysitting, housework and cooking and marvelous evenings with wine and laughter, who'd care about the decorating

    maddiemay wrote: »
    A huge decision for you, but hopefully when your house sells and you find somewhere more economical to run, you will find a huge weight lifted from you, and the freedom to have a better life for yourself and Colin, and perhaps be nearer to, or able to visit more with the gorgeous Captain. No hugs LOL, but oodles and oodles of positive and caring thoughts coming your way. Good luck with the clearing out, OH and I had 30 years of stuff to sort and re-home when we sold up and moved 2 years ago, and I haven't missed a single thing that went!!!!

    I've about twenty years of stuff to sort out, I don't even know what's in the loft :eek: I've started getting rid of books, if I really love them I'm keeping them or eventually getting a copy for my kindle. I'll sort more clothes for cash, only got £7 last time, but it's £7 I wouldn't have if I threw them away.

    Another two items on eb@y, one of which is my old router! I've said it worked when I unplugged it but don't ask any questions as I won't know the answers, fair I think as it's only listed for 99p

    I meant to say the Estate agent took a picture of Colin's house with the Colin's house sign I made as he thought it was really good fun, perhaps he'll add it to the brochure.... I don't know if I ever posted a picture of it here.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • maddiemay
    maddiemay Posts: 5,115 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Books were the most difficult for me too. I kept virtually no fiction, working on the principal that I could always get it from the library for 40p ordering fee, or from CS. OH has a fab collection of books about cycling and cyclists and also The Lake District, Peak District and Yorkshire, so he ended up packing dozens of boxes, had to have book cases specially made when we got here! I thinned my cookery books and other non-fiction, cannot let many music CD's go though:eek:
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,625 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 August 2013 at 6:58PM
    Whoop Piq - :T:T:T:T on getting an estate agent around and getting things moving.

    Here's wishing you a straightforward buyer, who'll pay somewhere near the asking price (as you're cool with it), be unfazed by the rendering, and who'll complete in the timeframe that you wish to work to.

    So great to hear good news.

    Greying

    Ps Please may I have an invite to the opening of the 'Piquant Wing' of the Barnados library. (whoosh, bloomin cheek:rotfl:)
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £182.09/£300 
    Non-food spend August 2025 £14.73/£50
    Bulk Fund August 2025 £0/£10 
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