We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

So poor I can't even pay attention

1232233235237238496

Comments

  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hi P I just got hit with a "you owe us £60 tax for your Private Health Insurance" for last tax year :( I get it through work, they pay for it all but we pay an excess. Speaking of I owe £100 excess for my physio sessions but no one has said anything, hmm to ring or to wait.

    Hope they've adjusted my tax code for this year so I don't owe again, they did say they'd take the £60 from this years salary too. boo to them.

    Mine's for £133 :eek: but I shall be querying it as it says I've been receiving it from two companies. I left the company that I got the benefit from over three years ago and it was one company not two!

    I'd wait until asked for the £100, until requested it's not a crime to hang on to your money for as long as possible!
    pelirocco wrote: »
    Any thing your company provides as a benefit , is taxable as a benefit in kind

    I don't work for a company that gives any benefits. I think it might be an error as I haven't earned even enough to pay taxes on. I will write a letter tomorrow to find out where their information has come from.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Baldybear wrote: »
    Ah an admirer :D You should given him cat poop more often ;)
    NewLeaf wrote: »
    HA HA HA it must have been the eau de cat poo

    I'm worried that my life is revolving around cat poop at the moment, very worried indeed...:rotfl::rotfl:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    we are pure class!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Cake - sorry to hear your news. RIP Catto (Hugs to you) x
  • missrlr
    missrlr Posts: 2,192 Forumite
    cake so sorry to hear your news but the tree sounds lovely.
    Colin's poo as an admirer catcher ..... Interesting concept
    Totally wiped out here, def have a stinky cold brewing
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    NewLeaf wrote: »
    we are pure class!

    That we are! No stopping us classy ladies!
    missrlr wrote: »
    cake so sorry to hear your news but the tree sounds lovely.
    Colin's poo as an admirer catcher ..... Interesting concept
    Totally wiped out here, def have a stinky cold brewing

    Not quite what I had in mind :rotfl::rotfl:I was doing the, what I hoped was invisible, run to the bin before collection. Too lazy to walk to the poop bin later :o

    Incidentally, colin is now going outside for a few hours every day and is far more laid back and less nervous, however, he still comes back to do his business indoors in his litter tray ;) To be honest, I was hoping he'd do it outside....

    Shame about the cold, plenty of rest and water is my prescription for you.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • the_cake
    the_cake Posts: 668 Forumite
    Piquant wrote: »
    I'm worried that my life is revolving around cat poop at the moment, very worried indeed...:rotfl::rotfl:
    Keeping animals seems to involve so much of it, doesn't it? Have never been able to work out why we, as the supposedly superior animals, scoop theirs but they don't clear up after us???
    I have had a medicinal whisky tonight as I felt exhausted and chilled through. OH has buried catto here in the garden, and The Striped One and I have had lots of cuddles. Onwards and upwards, and love all round. Huge thanks for all your kind messages, it helps a lot. xxx
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    the_cake wrote: »
    Keeping animals seems to involve so much of it, doesn't it? Have never been able to work out why we, as the supposedly superior animals, scoop theirs but they don't clear up after us???
    I have had a medicinal whisky tonight as I felt exhausted and chilled through. OH has buried catto here in the garden, and The Striped One and I have had lots of cuddles. Onwards and upwards, and love all round. Huge thanks for all your kind messages, it helps a lot. xxx

    I have found having the Bear in the garden has made me happy in a perverse sort of way. He is still with me and I chat to him whilst going about reclaiming the garden and pegging out washing. I hope having Catto in your garden helps you too.

    Who is the striped one?

    I am having a medicinal drink too, just because I am so very worried about money at the moment and I thought it might help me sleep.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • the_cake
    the_cake Posts: 668 Forumite
    The Striped One (caps. please!!!) is Catto's brother ... a.k.a. Boodle.
  • Piquant wrote: »
    I am having a medicinal drink too, just because I am so very worried about money at the moment and I thought it might help me sleep.

    Is it the tax thing worrying you Piq? They really are pants :mad: HMRC haven't got Mr F's tax right for the last 7 years. I'm sure they've miscalculated your situation. If it does turn out you owe them money make sure you use the words "financial hardship" when negotiating repayment.

    Take care

    Fortune x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.