Capital over £10,000 but can it be treated as exempt?

sleepless_saver

xylophone wrote: »

And I'm sure you'll feel 'forced' to claim it rather than upset the kind poster who passed on the information....:rotfl:

This kind poster is not upset as I have rotoguys permanently on my ignore list .

Horseunderwater

So no one will get Mobility under the PIP system if they can use a wheelchair then? All I can say is that some people can get anything to help with life and living, but someone like me has no chance!
I have a terminal illness, that with drugs may keep me alive for many a year (not 6 months) so no benefit. I can barely walk upstairs or further than 2-3 meters without stick or even with somedays (No benefit). ESA is a joke - I am married and he works, so cannot get anything there. Tax credit has been stopped( not that we got it as we had an overpayment to pay back). His OT has been stopped. Due to my illness I can only earn £90/week and you all wonder why people get upset? Oh and we have no savings and never will have! But we cannot get a sodden penny in any benefit from this gov't! So please do not come on here boasting about how much you get. Rubbing me very much up wrong way! Oh and did I mention that we will lose the house that we have a mortgage on in next few months?

SandraScarlett

Horseunderwater wrote: »

So no one will get Mobility under the PIP system if they can use a wheelchair then? All I can say is that some people can get anything to help with life and living, but someone like me has no chance!
I have a terminal illness, that with drugs may keep me alive for many a year (not 6 months) so no benefit. I can barely walk upstairs or further than 2-3 meters without stick or even with somedays (No benefit). ESA is a joke - I am married and he works, so cannot get anything there. Tax credit has been stopped( not that we got it as we had an overpayment to pay back). His OT has been stopped. Due to my illness I can only earn £90/week and you all wonder why people get upset? Oh and we have no savings and never will have! But we cannot get a sodden penny in any benefit from this gov't! So please do not come on here boasting about how much you get. Rubbing me very much up wrong way! Oh and did I mention that we will lose the house that we have a mortgage on in next few months?

I was so sad to read your post, and wish that I could give you some advice, but the only knowledge I have of benefits, is what I read on here.

But this board is full of very helpful people who I'm sure will be able to give you useful advice as to anything else you could claim. I do wish you and your husband all the very best, and hope that you can get the help you undoubtedly deserve. :beer:

xx

JS477

rotoguys wrote: »

Certainly

ESA Support Group 99.85
DLA HRM/MRC 100.70
AA Lower
49.30
OAP
58.95
Pension Credit
223.50
Pension Credit Housing Costs
69.81
Council Tax Benefit
28.94
TOTAL £631.05

What we were previously living on was £308.80 a week, before that it was £259.50 as we claimed Attendance Allowance.

An increase overall after all of the claims had been made of £322.25 a week!!

If you want me to break down the Pension Credit payment I can

At 2013/13 rates HRM/MRC of DLA = £108.25 per week (£55.25 + £53)

Also Lower Rate AA = £53 per week.

Also the ESA SG looks a bit low. It's usually £106.50 per week.

Are all the figures quoted above weekly amounts or are some monthly amounts?

Poppie68

JS477 wrote: »

At 2013/13 rates HRM/MRC of DLA = £108.25 per week (£55.25 + £53)

Also Lower Rate AA = £53 per week.

Also the ESA SG looks a bit low. It's usually £106.50 per week.

Are all the figures quoted above weekly amounts or are some monthly amounts?

I would'nt worry about it OP, the poster lives in their own Magical Kingdom and no longer posts under 'rotoguys'. They are busy under their AE 'Oldboy64' now.:)

seven-day-weekend

iluvmarmite wrote: »

I too have written to the daily mail with links to your posts, I think it only fair they publish what you get in benefits, what is it over £600 a week? As there are so many old folk dying of cold or not eating properly due to being poor, I think it only fair they see what they can claim and get on to it straight away. I hope they do interview you rotoguys as it will be good for the OAPs to have a spokesman telling them what they can claim.

I also hope the mail gets in touch with various benefits agencies and welfare rights workers telling them its their duty to inform the elderly and sick that its their legal duty and right to claim everything they are entitled to, with a bit of luck the old and infirm will become much much better off and live a hell of a lot longer

To be fair though, there is no need for this to happen. Pension Credit makes up a Pensioner's income to a reasonable amount and there is no rent or Council Tax to pay.They should be able to heat and eat.

My husband and I claim no means-tested Benefits. I get a State Pension, he gets a Teachers' Pension. In 2014 I will get my Local Government Pension and he will get his State Pension. Because we have been used to not having this money, we will be
able to save quite a lot of it. As the OP says, you DO get used to living on a smaller amount so that when a larger amount comes you actually don't need it.

(I also am a registered house-sitter and earn a bit of money that way).

whiteg2

rotoguys wrote: »

I am not going through the details of my income again. But when you are used to living on £257 a week then find out that you should have been having £650 a week, it takes a lot to adjust to that increase. So much so that we just don't know how to spend it all or what to spen it on. So we do the right thing, we just don't waste it because it is there we save it!

As for the rest, the government have told us that that is what we are entitled to. We are entitled to a Motability car, we are entitled to all of the benefits we receive.

Don't have a go at me - have a go at the government for allowing it to happen - and I for one would be right behind you backing you up because it is obscene!!

Correct- it is obscene. The sooner it's stopped the better

margaretclare

It really is the same bloke, isn't it? Now aka oldboy64. The one who recently informed us all that his wife - the same one who has some kind of adaptation to her bed to help her get in and out of it of a night and not to disturb him - had had a day's shopping and come back with a Mulberry handbag. I wasn't familiar with this make of bag, took it to mean a 'designer' bag, Googled it, and they're advertised for sale in Selfridges, John Lewis etc, starting at a grand and a half. Why would a woman who has difficulty getting in and out of bed need such a bag, where's she going to go, to receive her award from the Queen or something? And why would her husband need to tell us all about it at the same time as complaining that the DWP is incompetent in not paying all the benefits he's due to or not paying them on time?

I'm like SDWE. DH and I both have pensions and annuities in our own right, not means-tested. We have enough to live on, enough to be comfortable but not enough to spend obscene amounts on designer handbags! And if we did, we wouldn't brag about it.

SandraScarlett

That's the point though. He/she brags about it, knowing it's going to wind people up. There are umpteen AEs that oldboy64 has used, and though lots of posters can see through them, a lot of newbies and lurkers can't, and this causes unnecessary distress to them, which is the opposite of what MSE is about.

But I suppose bragging has to have truth in the statements. Whereas hers/his come from the world of Hans Christian Anderson et al!!!

xx

earthbound_misfit

SandraScarlett wrote: »

That's the point though. He/she brags about it, knowing it's going to wind people up.

It's horrible, especially as there is so much inclination to bash benefit claimants already, and so many convinced we all live in mansions with 1000's of pounds to spend! When the reality for the vast majority is very different and very difficult.
The system does seem to be very 'all or nothing' though. When I was on ESA and DLA I got enough HB for my own flat, premiums on ESA because of DLA (and no-one claiming carer's for me), complete council tax exemption, warm home discount in winter, and saved...
Slightly less ill and you're trying to jump through JSA hoops, look for work you probably can't do, forced to live in shared housing (or live on next to nothing as I do), can't afford much heating, have to pay 20% council tax...

It's madness, especially for those who are ill and find themselves getting better and worse depending on the stresses/deprivation caused by different entitlements! (Always save on ESA if possible! For the hard times)