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Capital over £10,000 but can it be treated as exempt?

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  • xylophone
    xylophone Posts: 45,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If it's an embarrassment to you, then give it to a charity, or pay for a party at your local Centre for the Elderly.

    The OP is far too modest and retiring to reveal his good works.
  • zzzLazyDaisy
    zzzLazyDaisy Posts: 12,497 Forumite
    Part of the Furniture Combo Breaker
    rotoguys wrote: »
    Certainly

    ESA Support Group 99.85
    DLA HRM/MRC 100.70
    AA Lower
    49.30
    OAP
    58.95
    Pension Credit
    223.50
    Pension Credit Housing Costs
    69.81
    Council Tax Benefit
    28.94
    TOTAL £631.05

    You cannot get HRM DLA and a motability car - it is one or the other.
    I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.
  • rotoguys
    rotoguys Posts: 599 Forumite
    As I have said umpteen times, I hope everyone who has fallen on hard times, gets the support that they need, but I also hope that those who are working hard do not feel that, in comparison, they're the ones who have fallen on hard times.

    When I read your posts, it reminds me of the film "The Seven Faces of Eve". On one hand, you state that you are going to write/have written to your MP and IDS. But then at other times, it's as if someone completely different posted. It may be that you are unaware of how some of your posts come across, but don't you think it is a tad insensitive to post/boast that you receive over £200 more a week than you know what to do with?

    If it's an embarrassment to you, then give it to a charity, or pay for a party at your local Centre for the Elderly. They'd love it. It's like the "celebrities" who announced, very publicly, that they were going to refuse their Winter Fuel Allowance. Why not do it quietly and privately? Oh of course, they wouldn't get the publicity!

    xx

    I'm not going to keep on repeating myself.

    But it is entirely true. If someone paid you £631 a week, I think you would have a hell of a job spending it!
    I know it is an obscene amount. Giving it away won't solve the problem, the problem can only be solved if the government realise what they are doing and reduce these add on premiums.

    It's ridiculous. We each get an award for our disabilities, me DLA my wife AA.
    Then because we claim a means tested benefit they give us another £110.60 being a disability premium!! What the hell for?
    So in reality we get paid twice for the same disabilities.

    Then if we weren't claiming a means tested benefit neither of us could claim the Carers Allowance as we both have overlapping benefits.

    Yet in a means tested benefit they give £31 each for a Carers premium. And to add insult to injury, it is paid to us because we live with each other??? err yes we are married!

    Mad!! the whole thing is mad!!!

    So giving it away or not claiming it will not solve the problem - the benefit system itself needs damn well changing that allows it to happen.
  • rotoguys
    rotoguys Posts: 599 Forumite
    You cannot get HRM DLA and a motability car - it is one or the other.

    I know and if you had read my much earlier thread that is what I said.

    I gave up the HRM. But the question was how the gross figure was made up.

    I could have included the mortage interest paid and the Sainsbury bill and the gas and the electricity!!!
  • rotoguys
    rotoguys Posts: 599 Forumite
    xylophone wrote: »
    If it's an embarrassment to you, then give it to a charity, or pay for a party at your local Centre for the Elderly.

    The OP is far too modest and retiring to reveal his good works.

    But it will not solve the problem will it.

    The system is wrong. See my post above.

    The government needs to stop paying these ridiculous premiums for disabilities and sorting out the carers premiums for husband and wife - we care for each other because we are married not because we get paid to do it!!
  • If someone paid you £631 a week, I think you would have a hell of a job spending it!

    The word "paid" implies it was earned, I think "gave" would be more apt. As we don't get anything like that, I have never had that particular problem.:)

    I do, however, have to budget for things like the roof needing repairing last year (£1400) and shmillions for plumbing problems :eek:, but I was daft enough to believe that you should put money away for a rainy day. :o

    I look forward to seeing you on TV, being interviewed by Robert Peston and Adam Bolton, regarding your new position as (unpaid) advisor to IDS. I visualise you as resembling the late Reginald Maudling. I am close? ;)

    xx
  • rotoguys wrote: »
    Thanks for that, but the link doesn't work!

    And who is Pauline????????

    Pauline was your daughter who found you slumped over your PC, remember?
    Metranil dreams of becoming a neon,
    You don't even take him seriously,
    How am I going to get to heaven?,
    When I'm just balanced so precariously..
  • If someone paid you £631 a week, I think you would have a hell of a job spending it!

    The word "paid" implies it was earned, I think "gave" would be more apt. As we don't get anything like that, I have never had that particular problem.:)

    I do, however, have to budget for things like the roof needing repairing last year (£1400) and shmillions for plumbing problems :eek:, but I was daft enough to believe that you should put money away for a rainy day. :o

    I look forward to seeing you on TV, being interviewed by Robert Peston and Adam Bolton, regarding your new position as (unpaid) advisor to IDS. I visualise you as resembling the late Reginald Maudling. I am close? ;)

    xx

    I too have to maintain our home, and yes you are right I should have said gave/awarded instead of paid. No I haven't earned the money - it is a free handout!

    Yes you are not that far wrong from Maudling!!

    I will have no objection in showing just what this government is doing with taxpayers money.
    You may think I jest!!
  • Pauline was your daughter who found you slumped over your PC, remember?

    You what!!!

    Don't be so silly, my daughters' name isn't Pauline!!
    As for her finding me slumped over my PC, I have never heard of anything so damn crazy!!

    Whatever you are taking, tell me the name of it - it seems pretty good stuff!!
  • xylophone
    xylophone Posts: 45,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You may think I jest!!
    No, I think you're "avin a larf.." - putting in a thumb, and pulling out a (benefit) plum, and saying "What a clever boy am I!" ;)(Apologies to Jack Horner)
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