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Fund of Funds II
Comments
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glad to be of service, i reckon including alllllll costs i pay well under 0.5% a year. what are the typical TERs for UTs again?
For comparable UT trackers, around 0.2-0.3%. So, about 50% cheaper than what you are paying.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Soooooo........... enough said really.
(for all the reasonable posters out there I am not advocating UTs / FoF or any particular investment vehicle merely the fact that circumstances should dictate the investment method not blinkers).Personal Responsibility - Sad but True
Sometimes.... I am like a dog with a bone0 -
well the debate goes on, will any active UT fan explain* why fund managers are better at choosing shares yet they lack ability to choose UTs?
Interesting stuff.
* in a logical concise manner, not some vague wooly statements that could apply to buying anything from a bar of soap to an aircraft carrier.0 -
I can't say I'm an active UT fan, but not all asset classes have decent trackers available.
Has anyone actually said that fund managers can choose shares but not UT's ? Just because no-one has come forward and said they use FoF doesn't mean no-one believes in them. Perhaps they know they'll be lampooned by you and others if they come forward. I'd be tempted by a fund-of-trackers : I don't believe a manager can outperform by picking shares, but I think they could do better at picking asset classes. But can't a global fund with a flexible remit visit the same sorts of things as a fund-of-funds thingy ?0 -
That is a lucid, intelligent, well thought-out reply............ One which will be completely lost on darkpool.psychic_teabag wrote: »I can't say I'm an active UT fan, but not all asset classes have decent trackers available.
Has anyone actually said that fund managers can choose shares but not UT's ? Just because no-one has come forward and said they use FoF doesn't mean no-one believes in them. Perhaps they know they'll be lampooned by you and others if they come forward. I'd be tempted by a fund-of-trackers : I don't believe a manager can outperform by picking shares, but I think they could do better at picking asset classes. But can't a global fund with a flexible remit visit the same sorts of things as a fund-of-funds thingy ?Personal Responsibility - Sad but True
Sometimes.... I am like a dog with a bone0 -
of course if the pro fund management posters here lack faith in their convictions I perfectly understand their unwillingless to step up to the plate
None of my threads that are pro-passive and (vaguely) anti-active have been pulled. Just saying.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
Nor should they. You tend to remain civil and use actual arguments. You and I don't see eye to eye on investment strategy, but that's absolutely fine by me.gadgetmind wrote: »None of my threads that are pro-passive and (vaguely) anti-active have been pulled. Just saying.
The threads that get pulled get pulled for a reason, and that reason is usually because there's a lot of foaming-at-the-mouth style attacks which aren't backed by critical thinking or evidence. We all know which posters are responsible for those...I am a Chartered Financial Planner
Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.0 -
Errm, if you have to pay an IFA to be able to access these, your overall charges won't be about 50% cheaper, will they?
He doesnt need to use an IFA. Poor IFA if he ever did.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
psychic_teabag wrote: »I can't say I'm an active UT fan, but not all asset classes have decent trackers available.
Has anyone actually said that fund managers can choose shares but not UT's ? Just because no-one has come forward and said they use FoF doesn't mean no-one believes in them. Perhaps they know they'll be lampooned by you and others if they come forward. I'd be tempted by a fund-of-trackers
posters here have been saying that they believe in fund managers ability to pick shares, the next logical step is that fund managers should be better at picking UTs. but... it seems there is a limit to the naivity of these posters
fund of trackers, i could be half tempted by that. if the TER was right.0
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