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Fund of Funds II

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Comments

  • cloud_dog
    cloud_dog Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    If you want a reasoned debate (after all you said you did) then....... You are asking the wrong question.

    You should be asking......... Is there ever a situation where a FoF investment can be considered a reasonable option.

    My reply would be yes. There are likely to be situations where a FoF investment could be considered reasonable.
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • darkpool
    darkpool Posts: 1,671 Forumite
    jem16 wrote: »
    People are fed up giving you reasoned arguments which you completely ignore.

    ehhhmmm, i must have missed then then :(

    or are your reasoned arguments "perp high income has done well"?
  • darkpool
    darkpool Posts: 1,671 Forumite
    cloud_dog wrote: »
    If you want a reasoned debate (after all you said you did) then....... You are asking the wrong question.

    You should be asking......... Is there ever a situation where a FoF investment can be considered a reasonable option.

    My reply would be yes. There are likely to be situations where a FoF investment could be considered reasonable.

    wow! you not getting dizzy stuck up on that fence?
  • kharne
    kharne Posts: 53 Forumite
    I can see what you're driving at here, it does at least appear to be a logical question. I believe that it's that much harder to actually add value for a fund of fund manager over someone choosing individual funds themselves.

    There's enough, if not plenty of information out there on the more common active funds, as well as how to decide upon geographical/sector/Mktcap allocation. Once you've got that in place, if you're holding for the long term and leave it unchanged you'll probably do alright. The small changes an active fund of fund manager is going to make to tweak the fund allocations over the long term is going to be pretty insignificant and with additional fees, damaging.
  • jem16
    jem16 Posts: 19,689 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    darkpool wrote: »
    ehhhmmm, i must have missed then then :(

    Yes you always do.
    or are your reasoned arguments "perp high income has done well"?

    True to form.
  • darkpool
    darkpool Posts: 1,671 Forumite
    kharne wrote: »
    I can see what you're driving at here, it does at least appear to be a logical question. I believe that it's that much harder to actually add value for a fund of fund manager over someone choosing individual funds themselves.

    yeah, i think i'm asking a fair question. it says a lot that no one wants to answer it.
  • cloud_dog
    cloud_dog Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    darkpool wrote: »
    wow! you not getting dizzy stuck up on that fence?
    No, it actually helps to have a lofty position so that you can see and consider all the aspects of a situation.

    I see your still aiming for a 'reasoned debate' then...... So just answer the question with your all-seeing wisdom.
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • cloud_dog
    cloud_dog Posts: 6,339 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    darkpool wrote: »
    yeah, i think i'm asking a fair question. it says a lot that no one wants to answer it.
    I think you'll find I answered it. Its just that you didn't like the answer.

    Try to stick with the facts in our reasoned debate.
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • dunstonh
    dunstonh Posts: 119,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    cloud_dog wrote: »
    If you want a reasoned debate (after all you said you did) then....... You are asking the wrong question.

    You should be asking......... Is there ever a situation where a FoF investment can be considered a reasonable option.

    My reply would be yes. There are likely to be situations where a FoF investment could be considered reasonable.

    That is the balanced answer and the correct one. However, we know that any attempt to give a balanced answer will see you viewed as being biased.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Vanguard offers funds of indexed funds with its Life Strategy funds. Could be a good choice for many investors.
    https://www.vanguard.co.uk/uk/portal/indv/about-funds.jsp#lifestrategy™-funds
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