Saturday and Sunday 4th and 5th February - what small DFW things will you do today?

Lost_and_nervous

Saturday and Sunday 4th and 5th February - what small DFW things will you do today?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:


Happy weekend everyone! The weekend is here and its time to relax - ish! I am determined to stay in as much as I can!

First of all I would like to thank Martin :money: for the wonderful Ideal Home Ex tickets, I have never been, have always wanted to go and thought this was a great opportunity. So thank you very much.

Been ebaying - I have 34 items listed.

I have sorted through things and now have a must get rid of pile and a 'am going to list and if it sells :j' pile.

Well my list for today:

- Do some washing on 30 and hang out on the airer
- Do some washing
- Wrap up a couple of ebay parcels to send and get ready to send.
- Walk round to the post office
- Meals from stores

I am going to go for now! See you all later xx

wannabee_in_credit

Morning, and thanks for starting us off lostandnervous.
I've woken up with a bit of a hangover this morning, and have to take ds to a party at 10am which is a bit unfortunate. Perhaps I should have thought more before cracking open the cider last night.
Anyway. I'm dreading the snow later - I haven't recovered from the trauma of being snowed in for almost a week last year, but at least I don't have to drive to work.

Here's my list for today:
checked bank account - done
checked for surveys - done
collect meat order from my local butcher
take ds to kids party and make sure I don't buy a bacon butty there
catch up on flylady
take kids out to visit friends later
meals from stores
catch up on washing and use airer not dryer

There will be more no doubt but I can't think at the moment.

niksyg

Good morning!

Snap wannabee - head is a tad sore here this morning too!

OH is racking up some overtime this morning so made him bacon sarnies for breakfast as a thankyou for puting the hours in...YUM!

- Paying in mine and OH's tax rebate cheques today :j
- Getting home insurance quotes...HATE this job but needs doing.
- Pluck, draw and dress the 8 pheasants and 6 pigeon that are hanging up outside the back door - free food!
- Washing on 30, to dry on airer inside.
- Meals from stores/leftovers
- Long walk with the dogs later as a practice for the 18miler in 2 weeks,...better wrap up warm....good exercise and plenty of feel good factor all for free
- Tomorrow should be a NSD.

Enjoy your weekend all.

Aria`s_Tail

Hi Everyone, especially to Lost, thanks for starting thread.
Well thats us officially moved and back in the land to technology (internet on!).
Had a lot gone on in the last few weeks, this seems to have been the longest move ever. :eek:
Good news is I have been offered a job that I don't need a car for and is 30 mins walk from home. Means OH can use my car to get to work and doesn't need to buy another. Bad news is I can't start until references and CRB comes through. (prob 2-3 weeks) Have taken a wage cut but should be more hours and more sociable hours and not spending £100 a week on petrol will help. :j
Have also transfered my Bcard balance onto a flexible loan (18.9% instead of 26.9%).
So back onto the MSE bandwagon now (Have spent loads on house stuff this last couple of weeks!)
Try and manage a NSD today. Don't even need to leave the house as pooches are still in kennels.
Food from stores (OH away this weekend so I can eat more cheaply).
Paint downstairs back room then I can move dining table and fridge freezer into it from the living room. Carpet was revolting with stains and holes so have ripped that up and sanded floor. Will stain it and get a large rug from Ikea, cheaper than a carpet and easier to clean and replace with the pooches paddling over it.
Check for surveys.
Heating on low and wrap up.
WM on next, will dry on airer next to radiators.
Am charging Kindle now whilst on laptop.
Check for surveys.
Chop 2 foot off a pair of curtains and hem to make them fit our bedroom window. (They could do with being a few inches wider but will recycle for time being).
Unpack bits as I pootle about.
Plan my garden.
Happy weekend everyone.

WelshWoofer

Morning all! Reporting in a for weekend duty!
Another madly busy week - will it ever end? Half term in 2 weeks thankfully!



Things to do today...

• Already taken dog to the freezing park for a run around done
• Get myself a bit more presentable - currently in thermal everything, not a good look! done
• Do the shopping - no supermarket this week, just the greengrocer and local shops - try to keep spending to less than £20, hmmm... done Just under £20
• Clean the whole house done
• Strip and wash the spare bed done
• All food from stores done
• Stay in and watch the rugby all afternoon done
• More dogwalking in the arctic! done horrible!
• Do a mini budget until payday in 10 days time - will make it without going into OD, using CC again - getting the hang of this now! Still debtfree and trying to stay that way
• Start some very boring statistical analysis for work:(

Hope everyone manages to stay warm and the snow doesn't get too bad.

natlie

Hi
we arent forecast snow today but there was a light dusting this morn - so maybe it will it didnt snow at all- dont want it though as work tonight - tips should be good from last week. came out of work with £62 including tips good night and good money for 5.5 hrs waitressing - I would recommend it as a second job even though it is exhausting

Thanks lost for starting us off

DD1 is in a major horrible mood today - im putting it down to age as she wont talk about it

Today I need to do laundry and clean the kitchen
I need to hoover and tidy hoovered stairs and landing, DD1 cleaned the bathroom, kitchen hoovered
[STRIKE]
I am working 6-12
[/STRIKE]
Help DD1 with homework RE to do not willing about enforced religious education - should be optional esp. after year 9
[STRIKE]
check weather forecast
[/STRIKE]won £10.70 on euromillions last night from last weeks winnings up £8
got to go to MrT today just to bulk out meal plan and lunch for girls for school
Ebay stuff ending today just had a £30 offer for a £60 item so sitting on that one
have a good weekend all
Nat

stitching_witch

Morning all. It's a bit nippy outside and not a lot better inside either. We've still only got three heaters on (livingroom, hall and landing) and these are all at a low setting. It's a case of wearing lots of layers in this house!


So far:

• lovely warm and filling porridge for breakfast
• fed and watered the chickens
• made a fleece jacket for one chicken who's decided to moult in this weather :eek: - used fabric and velcro from the sewingroom stores
• checked banking :eek::eek::eek:
• checked for surveys

I will also:

• bake a coffee and walnut battenburg - all from stores and marzipan given to me by a colleague
• bake a batch of Millie's cookies whilst oven is on for cake
• keep an eye on surveys
• list loads of *stuff* on Ebay
• encourage DH to do the same!!
• finish knitting DH's fingerless gloves
• make newspaper pots to plant the garlic in
• all meals from stores
• have 2x NSDs

That'll do for this weekend. I might get into the sewingroom but every time I write it doen I fail miserably. My theory is that if I don't write it here, I might actually get round to doing it

determined_new_ms

Morning guys & yay for the weekend :j today is going to be a strain. Have to go viewing rooms with dd. She is in a foul mood and is spoiling for an argument - has been for the last 1/2 hr, and its been snowing I need the patience of Mother Theresa!

What will I do today:

• checked banking x2 - no surprises
• checked ebay & Topcashback
• check through fridge & work things into meal plan!
• go shopping at some point
• list a couple of things on ebay
• finish painting bathroom - has been derailed recently!
• send off things needed for Tesco cc - am going to give "stoozing" a go
• spend some time with my long suffering oh

think that's about all I can manage. Have a lovely day everyone x

ixia

Morning everyone and thanks to lost for starting us

Today's list:

• moving money around from different pots to cover grocery spend- will use vouchers
• buy a sun voucher in it for next wk for ald!
• do a tidy
• hang washing on airer to dry
• ordered a free card from martin's email
• was going to buy a hairdye roots very bad :eek: found one under DD1's bed not quite my colour but not far off so will use that saving a fiver :T
• check OH's van tyres
• visit MIL will walk save petrol
• all meals from stores
• make a meal plan for next week
• check banking/emails

Have a great Saturday everyone

tizchris

Hi all
I think Im getting the hang of this.
Apart from changing insurances, sky package, food shopping habits, energy supplier etc I seemed to hit a brick wall. How else could I make/save more cash to put towards my debt free masterplan. Reading through these forums and trying to apply some clever thinking Ive managed this week to:
1. Carpool the 50 miles each way to work which will save me a fortune
2. Use a gift voucher I had from Christmas to purchase a badly needed pair of school shoes for son:D
3. Decided on a nice bottle of red for Friday night, however realised I was near the voucher limit on Morrisons card so topped petrol up for next week, got voucher and picked up a £9.99 bottle on sale 1/2 price for free.
4. Used Martins tips to get free Valentines card and photo book for £2.99, usually would go to shops and shell out £30-40 on card and flowers. :T
All in all pretty productive week, just out of interest does anyone have any advice on how much I should budget for a family of four for a week? I know how much I can get by on but Id like to see if I can reduce it further.
Have a great and money saving weekend

Wannabe01

Good morning everyone, I think this weekend will be mainly spent in the house as it is so cold out there and the sky looks so heavy so it could possibly snow (would mean that weather forecast is right).

My list for today
:)Catch up with emails done
:)Do some course work (maths) work in progress
:)Dust and hoover the house Didn't get time to do this so on tomorrows list.
:)Look into jobs Didn't get time to do this so on tomorrows list
:)Check bank done Not looking good for the next 2 weeks, should manage but will be very tight
:)Catch up with freebies (received my free card and some coffee this morning) Didn't get time to do this so on tomorrows list.
:)Have a free cup of coffee
:)Dailies – click, bucks, points and bingo done
:)Surveys – inbox, one poll and lightspeed done
:)Catch up with the washing (Dh did most of it yesterday so not much to do) and hang on airer instead of using dryer done
:)Check airer and move dry things to ironing pile (dh used it yesterday instead of dryer I’m impressed) done
:)Meals from the meal plan done
Try and get the coal fire on for dh coming in from work done
:)Help ds to get his homework done Didn't get this done so on list for tomorrow
:)Make a start on organising diary for next week work in progress
:)Sort meal plans for next week and make a shopping list done
:)Do an online A order as it’s a lot cheaper than going to the local store Done Managed to save £2 on my budget, its not much but every penny counts.
:)Sort out ebay and paypal account ready to get listing Didn't get time to get this done so its on list for tomorrow
:)Sort a to do list for tomorrow done

I think that is everything that I need to get done today. Have a good Saturday everyone .

Its been a busy day today but I don't seem to have got much done but felt really low after checking the bank so I have been finding it hard to get motivated.