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Grocery Challenge - February 2012
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OK hangs head in shame over by £4.97, so xmas fund reduced to £8.44. Overall salary over expenditure exceeded £16.53 despite hoooooooge boiler bill and loads of diesel driving down to ill FIL then FIL's funeral (obvs not money we begrudge at all). So feeling good, but not as good as I hope to feel next month when the xmas fund will be growing. Or could combine holiday and xmas fund since they are effectively just surplus income over expenditure. Mr Micawber certainly knew what he was saying when he said "Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." See you on the March board (where budget is set at £620, but may then go to £600 per month)MrsSD declutter medals 2023 🏅🏅🏅⭐⭐ 2025
25 for 25: 127 / 625
declutter: 173 / 2025
frogs eaten: 60 -
DundeeDoll wrote: »Or could combine holiday and xmas fund since they are effectively just surplus income over expenditure.
omg just reread my post. I have surplus income over expenditure. You have no idea how good that is after last year. OK you do, that's why we're all on this board. :j:j:j Thank you to all you wonderful wonderful people.MrsSD declutter medals 2023 🏅🏅🏅⭐⭐ 2025
25 for 25: 127 / 625
declutter: 173 / 2025
frogs eaten: 60 -
All updated in sig - I'm sure we forgot some cat litter but DH has been asked several times for any receipts so I'm recording a green month. Well done to all.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
I'll have to do a Feb update in my signature later. My darling dad died suddenly on Sunday and helping mum and supporting the family are all that's important right now so the receipts will be added up later and I'll catch up on how you're all doing if I get the chance.
So so sorry to hear of your loss. How very sad. Thinking of you all.
xxxxxSPC 18 Target £200 /0 -
DundeeDoll wrote: »omg just reread my post. I have surplus income over expenditure. You have no idea how good that is after last year. OK you do, that's why we're all on this board. :j:j:j Thank you to all you wonderful wonderful people.
DD you need to take credit as well for being determined to do this and change your life.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
Sorry to hear about your dad ess-six.
I had another NSD but I am still over budget by £9.51. Must do better next month. I still have my money card for Mr T as compensation and will buy my water with it (when it finally comes on offer).
Speaking of which, Mr T sent me through some money off vouchers £7 off £50 per spend but I am not tempted after my last run in with them.No buying toiletries Graduated May 2017Decluttered 2016 2469 items, 2017 1580 items :j2018 3060 itemsSealed Pot Challenge No 0380 -
My sincerest condolences to you Ess-six at this awful time.
Please do take care of yourself,
SpigsMortgage Free October 2013 :T0 -
Well hello all,
I've been MIA for most of the week but have read as much as I could though am sure I've missed quite a few.
I've finally totalled up the little spends OH has made through the week and so declaring at £213.41 for February. It is under budget but I'm disappointed in the number of NSD this month, from a lovely high of 23 in Jan we're down to only 13 in Feb which is not good.
Right I haven't looked at all at the March thread yet so I'm off there to have a peek and sign up.
All the best,
SpigsMortgage Free October 2013 :T0 -
Well I've got a few more days left yet. Went shopping yesterday to Asda which I don't get to very often so bought lots of things which I can only get there (didn't even get everything I wanted - forgot some!), plus he's been to buy a four pack today and some sausages, plus a couple of dribs and drabs through the month that I hadn't added up yet means that my current total is £398.78/£420 with another butcher's trip and small sm shop due on Monday. I already know I'll be over because I have to buy 2 week's worth of cat meat as well as ours, plus the sm bits so I imagine I'll come in at around £440 by the 9th.
To make myself feel better about it, I'm choosing to blame the fact that I got a Sainsbury's shop at the beginning of the month rather than a Tesco one. For the same price as I usually spend I've ended up with less food and the quality has not been noticably different. For this reason, I'll be going back to Tesco.Rule 7: If you're not changing it, you're choosing it.
MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
MFW 2022: 1 Jan £85579.20 ~ OPs on hold.0 -
my most sincere condolences to you Ess-six. Thinknig of you and your family at this sad and difficult timeSPC~12 ot 124
In a world that has decided that it's going to lose its mind, be more kind my friend, try to Be More Kind0
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