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A fantastic February with the NSD challenge
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Right i'm back on track this month. January was a washout, used all my savings etc but i'm hopefully gonna be right back on track!
Put me down for my usual 8 NSD please. Today will be a spendy got Slimmingworld tonight but hopefully tomorrow will be my first NSD!
Good luck all
Sxx0 -
Today the first day of Feb will be my 1st NSD of the month, had my spend on the last day of January so could start the new month off with my 1st.
Had a little celebration, because I got the job I interviewed almost 3.5 hours in total over two interviews for, yehhhhhhh. Don't start for 8 weeks, as I have to give notice, but it is only 10 minutes from my house instead of the 40 minutes I now drive, which will save me loads in petrol. Salary is the same, but I get bonuses which will take it up a little, but the big bonus is lesssssssss petrol:money:. Helping the planet and my bank balance:j
Welcome to February and another good MSE month.:TSealed pot (who knows?)
All debts paid in 2013 :T, apart from overdraft, now to tackle that:)
£3760.00/£
DEBT FREE FOR CHRISTMAS 2014 please:j0 -
phoebesmum2105 wrote: »Today the first day of Feb will be my 1st NSD of the month, had my spend on the last day of January so could start the new month off with my 1st.
Had a little celebration, because I got the job I interviewed almost 3.5 hours in total over two interviews for, yehhhhhhh. Don't start for 8 weeks, as I have to give notice, but it is only 10 minutes from my house instead of the 40 minutes I now drive, which will save me loads in petrol. Salary is the same, but I get bonuses which will take it up a little, but the big bonus is lesssssssss petrol:money:. Helping the planet and my bank balance:j
Welcome to February and another good MSE month.:T
Congratulations :beer:
Sounds like a win - win situation all round :TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
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phoebesmum2105 wrote: »Had a little celebration, because I got the job I interviewed almost 3.5 hours in total over two interviews for, yehhhhhhh. Don't start for 8 weeks, as I have to give notice, but it is only 10 minutes from my house instead of the 40 minutes I now drive, which will save me loads in petrol. Salary is the same, but I get bonuses which will take it up a little, but the big bonus is lesssssssss petrol:money:. Helping the planet and my bank balance:j
Congratulations on getting the job :T :beer:Cheryl0 -
Hi
Can I be put down for 14NSDs for February please
Thanks
(Sorry its quick but I should be on my way to work:))
Cuddles:)
August PAD0 -
Hi lovely gang :A
Well, I did a massive update last night and updated the front page with all the new names.... and forgot to post it :doh::doh:
I'll be back later today with post in hand and add it then.
Sorry everyone
spoon xxxThe time you enjoy wasting is not wasted time
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Hi lovely gang :A
This thread is moving fast this month, you’re all keeping me busy:D....
A big welcome to all the newbies joining us, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time, if you humour us). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.
:hello:got-it-spend-it - of course you may join, you’re very welcome. All signed up for 10 now and 3 in a row, you can do it
I like your determination re the loan, good luck
:hello:lashley82 - hi and welcome. All signed up for 19 now. Good luck you can do it!
You’re right about it being a challenge, hopefully we’ll make it a bit easier for you
:hello:niksyg - hi and welcome out of lurkdom. All signed up for 15 now. Good luck you can do it!
Well done for your 17 last month, that’s brilliant!
:hello:Pinkpenguin - hi and welcome. All signed up for 16 now. Good luck you can do it!
If you want to know anything please just ask, we’re all happy to help
:hello:savingforoz - of course you may join, you’re very welcome. All signed up for 25 now, you can do it!
I like your user name - is that a clue?
And a big welcome back to all the regulars, great to have your company again. Sorry for being formal with the names, I need to copy and paste you on the front page (well.. not actually you..). Back to abbreviations tomorrow
:wave:arrowlili - welcome back, all signed up for 17 now and 6 in a row, you can do it!
:wave:beanielou - welcome back, all signed up for 14 now, you can do it!
:wave:blindtoast - welcome back, all signed up for 12 now and 6 in a row. What kind of talk is that, of course you get get 6 in a row, easy peasy!!
Glad you like the cake prizes
:wave:butdoineedit? - welcome back, all signed up for 15 now, you can do it!
I know.. cake... and the best thing is.. it’s calorie free, how about that?
:wave:Byatt - welcome back, all signed up for 15 now, you can do it!
I know... you have to be quick to keep up on here....
:wave:chris81418 - welcome back, the place wouldn’t be the same without you x All signed up for your usual 19 now and 6 in a row, you can do it!
:wave:Igamogam - welcome back, all signed up for 10 now and 3 in a row, you can do it!
Sorry, I have no idea about font sizes, etc, a complete techno numpty here...
:wave:immie - welcome back, all signed up for 15 now, you can do it!
You’re sounding very organised with your spends and presents this month, fingers crossed they all work out
:wave:iwanttogoonholiday - welcome back, all signed up for 15 now, you can do it!
Hope you and little one are both doing OK?
:wave:JES_F1 - back, all signed up for 15 now, you can do it!
:wave:jintyb - welcome back, all signed up for 15 now, you can do it!
Calorie-free cake coming up x
:wave:JustDave - welcome back, all signed up for 10 now and 3 in a row, you can do it!
:wave:kerri gt - welcome back, all signed up for 14 now, you can do it!
:wave:marmiterulesok - welcome back, all signed up for 17 now and 4 in a row, you can do it!
:wave:mfmaybe - welcome back, all signed up for 12 now and 3 in a row, you can do it!
:wave:miss_t - welcome back, all signed up for 10 now and 3 in a row, you can do it!
Eeek to your pay, that’s dreadful, there’s some good advice from Nora, hope that helps x
:wave:muffin man 7 - welcome back, all signed up for 10 now and 5 in a row, you can do it!
Sorry about your bad start to the year, that’s not good, take care x
:wave:Redouble - welcome back, all signed up for 10 now and 5 in a row, you can do it!
:wave:Sazdaz - welcome back, all signed up for 10 now, you can do it!
:wave:SuziQ1962 - welcome back, all signed up for 14 now, you can do it!
:wave:The Dragon - welcome back, all signed up for 10 now and 5 in a row, you can do it!
:wave:thrifty fifty - welcome back, all signed up for 10 now, you can do it!
:wave:yasmin2 - welcome back, all signed up for 12 now and 3 in a row, you can do it!
:wave:zafiro1984 - welcome back, all signed up for 14 now, you can do it!
Sorry you’re feeling a bit down. There’s no point in looking back and thinking about how much money you’ve wasted, I’d be permanently depressed if I did that. Pick yourself up and resolve not to do it again, small steps is the way to do it. (((hugs))) xx
That's better, all up to date now
See you all later
spoon xxThe time you enjoy wasting is not wasted time
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Good morning everyone! :wave:solventsoon wrote: »Well, I did a massive update last night and updated the front page with all the new names.... and forgot to post it :doh::doh:
I'll be back later today with post in hand and add it then.
Sorry everyone
Whoops! How annoying for you Spoon. And no need to apologise - you already do so much for this thread! You are a star! :starmod:
Anyway, I was just popping in to say that I'm keeping my fingers crossed that I manage to catch NSD number 1 todayand good luck everyone with catching lots of NSDs this month!
:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Hi all, I really need to join this challenge. Had the minor lb moment last summer, then the sledgehammer lb moment after Xmas. Where on earth has all our money gone?!
Kept all my grocery receipts for jan and although I was being frugal, I visited the supermarket 18 times :eek:
So i will count every credit card and cash transaction as a spend, but not direct debits or debt repayments.
As it's half term this month, could you put me down for
6 NSD for FEBMake £2020 in 2020 £178.81/£2020
SPC 13 #51
Feb Grocery Challenge £4.68/£2000
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