Reclaiming in the USA?

greenmantle

From what I've read US banks are as rapacious as their UK counterparts.

More so, for a more antiquated service, as far as I can tell (banked with HSBC in US and UK; US frustratingly creaky; needless to say, the systems didn't interact at all)

I've had so many $39 overdraft fees for ridiculously low overdraws - many for under $10

Yup, it happens within minutes, it seems. I was so surprised in the US when I got hit for being $5 over; there wasn't a crumb of customer service awareness on the part of the teller who told me about the charge (I was putting an expenses check *in* at the time). In the UK there would most likely have been a bit of negotiation.

It's cultural. People are used to the widespread charges levied in the States, but remember the fuss here when most of the cash machines/ATMs started charging? It didn't stick. At HSBC US, they charged me for checking my balance on their own machines... Unimaginable in the UK.

Orford

At HSBC US, they charged me for checking my balance on their own machines... Unimaginable in the UK.

Not entirely unheard of, Bank of Irelandcharge £1 for ATM printout:

http://forums.moneysavingexpert.com/showthread.html?t=1698897

johncolin78

haven't seen this thread for ages. I haven;t done anything to reclaim from Bank of America, but I am going to get the wheels rolling again as I am starting my friends barclays case again on hardship grounds, what a coincedence.

The main problem I remember when bringing the claim to small claims court is who to sue? US small claims law is very particular that you sue the right entity / person, if you don't name the correct party or mis-spell their name, the case will be thrown out.

After getting numerous messages ignored eventually they gave me a name in Florida.

Am going to get back into this, will try and post regularly on here

I am still in the USA:beer: