How do I get a € Euro bank account?

diamonds

grumbler wrote: »

Here you are - with your notoriously poor SOH again.

Of course you aren't going because you don't have anything to answer.

And is copy&paste the best you can do?

The only what matters is

• the account is free,
• incoming payments are free,
• there is no card,
• you can make "Currency cash withdrawals – by popping into your local Barclays branch in the UK".

All other rubbish that you successfully copied&pasted is absolutely irrelevant, except, possibly, a £ account needed, but this isn't a big deal and for your apparently much better Nationwide option you suggested a Nationwide £ current account as well.

What has sense of humour got to do with account or financial product features ? NOTHING funny enough


Of course there is nothing to answer, I posted the details DIRECT from Barclays webpage WHICH IRONICALLY backs up my points stated in a previous post and IS the BEST source, if you want to debate them details amd throw your toys out the pram 'copy & paste!, copy and paste!! (which for legal reasons quoting the whole page links to the source) call Barclays dont waste my time or the board users.


If you want to be a mod and be superior make your own forum, this is a community, not a dictatorship. Refresh yourself with the forum guide and rules.
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diamonds

VeryMan wrote: »

HSBC few months ago told me they stopped their euro accounts, do they started again???

Which is better among all the euro accounts?

http://www.hsbc.co.uk/1/2/currency-account/ways-to-apply


Barclays apparently in Grumblers opinion. In mine its bottom of the pile.

grumbler

diamonds wrote: »

What has sense of humour got to do with account or financial product features ? NOTHING funny enough

Nothing funny? I agree, but for some reason you are Rolling On The Floor Laughing

Barclays apparently in Grumblers opinion.

I said that HSBC looked good too, but you mentioned some "£1750 with HSBC" that have no idea what it was.

And SOH isn't the only your problem. Apostrophes are another chronic one.
https://www.google.co.uk/search?q=apostrophe

- have a read instead of keeping posting&pasting huge blocks of irrelevant information.

VeryMan

diamonds wrote: »

http://www.hsbc.co.uk/1/2/currency-account/ways-to-apply


Barclays apparently in Grumblers opinion. In mine its bottom of the pile.

which is the best in your opinion? and what are your arguements in few words?

diamonds

grumbler wrote: »

Nothing funny? I agree, but for some reason you are Rolling On The Floor Laughing
I said that HSBC looked good too, but you mentioned some "£1750 with HSBC" that have no idea what it was.

And SOH isn't the only your problem. Apostrophes are another chronic one.
https://www.google.co.uk/search?q=apostrophe

At you, laughing at you.


"but you mentioned some "£1750 with HSBC" correct! as again you dont know the details of the product but again willy nilly recommending it.



Ill put a !, ', $, #, @ where I want Grumbler, who made you the mod/grammar police of MSE ? No one did, sit down and respect the board rules.

diamonds

VeryMan wrote: »

which is the best in your opinion? and what are your arguements in few words?

The comdirect is the best, call them they will send the application. Its a full euro account, the staff I spoke to were very fluent english, the accent was a bit hard at times but nowhere like a indian call centre with horrendous english

If you want UK based card spending Nationwide credit card or a account.



Full € account comdirect

grumbler

diamonds wrote: »

"but you mentioned some "£1750 with HSBC" correct! as again you dont know the details of the product but again willy nilly recommending it.

Did I?
Stop misquoting me.
What I said was only that it looked good. This was after I had a brief look. Later I had a closer look and wasn't able to find anything about £1750, but possibly it was just me.

Ill put a ! where I want Grumbler, who made you the mod/grammar police of MSE ? No one did, sit down and respect the board rules.

Feel free to report me if I have broken any.

diamonds wrote: »

If you want UK based card spending Nationwide credit card or a account.

Credit card is no good for receiving payments in € or keeping euros - that are the main reasons why most people want a € account. And it's Select credit card, not juct 'credit card' that doesn't charge for conversion.

Nationwide £ current account is no good for both either. And all their £ current accounts charge 2% for spending in Europe. Only pay-for FlexPlus offers commission-free ATM withdrawals.

SLZ

diamonds wrote: »

Exactly, but others on these boards only like their own recommendations, not someone else's, I always provide choice with positives and negatives because I read about financial products in full.

My comdirect application is in the post for signing after a quick phone call to them. Easy peasy german squeezy

I quite like them, not fond of the recent changes regarding 'Ratenkredit' only being for German residents as it has scuppered my chances of low interest payments on my new car although a recent default I just got will have ruined it anyway but c'est la vie.

Will you be doing identity check online or PostIndent? I did PostIndent but only as I was in Germany at the time and Deutsche Post were a bit of a nightmare :rotfl: but Comdirect were amazing from start to finish.

VeryMan wrote: »

Which is better among all the euro accounts?

Comdirect.de is by far the best, you can open with 0€ although it's best to deposit at least 1€. The application is a simple case of filling out the PDF, signing it, sending it off and then submitting ID when asked (I did mine in Germany as I happened to be there when I got the form asking). Benefits include but not limited to; free SEPA transfers, credit lines (8.75%), free ATM withdrawals and zero fees.

DKB.de is no longer open to non-residents unless you're German or of German descent and even then in the UK, it's now impossible.

UK Euro accounts are dreadful, you need to pay for SEPA in some cases which is crazy. Stick to Germany.

mgdavid

Grumbles, you must realise you're wasting your time - just use the Ignore List, I have over a dozen dolts on there now, it's wonderful.....

diamonds

SLZ wrote: »

I quite like them, not fond of the recent changes regarding 'Ratenkredit' only being for German residents as it has scuppered my chances of low interest payments on my new car although a recent default I just got will have ruined it anyway but c'est la vie.

Will you be doing identity check online or PostIndent? I did PostIndent but only as I was in Germany at the time and Deutsche Post were a bit of a nightmare :rotfl: but Comdirect were amazing from start to finish.

Comdirect.de is by far the best, you can open with 0€ although it's best to deposit at least 1€. The application is a simple case of filling out the PDF, signing it, sending it off and then submitting ID when asked (I did mine in Germany as I happened to be there when I got the form asking). Benefits include but not limited to; free SEPA transfers, credit lines (8.75%), free ATM withdrawals and zero fees.

DKB.de is no longer open to non-residents unless you're German or of German descent and even then in the UK, it's now impossible.

UK Euro accounts are dreadful, you need to pay for SEPA in some cases which is crazy. Stick to Germany.

Online identity for me I guess. Or send ID copies with application.

I have not had a Euro account since IT but they are great to have, cover all bases - Nationwide free transactions abroad on credit card, Metro Bank next time in London (online instant access account already done), Aqua credit card, all free EU or worldwide with no transaction fees and the best deal defo seems to be comdirect for easy € management