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How do I get a € Euro bank account?

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  • SLZ
    SLZ Posts: 233 Forumite
    diamonds wrote: »
    Online identity for me I guess. Or send ID copies with application.

    I have not had a Euro account since IT but they are great to have, cover all bases - Nationwide free transactions abroad on credit card, Metro Bank next time in London (online instant access account already done), Aqua credit card, all free EU or worldwide with no transaction fees and the best deal defo seems to be comdirect for easy € management :)
    You'll be sent a list with the various forms of ID they'll need, they don't let you send in anything that isn't notarised which costs a lot so hopefully they'll let you do PostIndent or online ID which apparently is just putting passport and various proofs up to the webcam after a chat.

    Not bad at all. In all honesty though, if you can get an account with them Hilton HHonors have a good card in Germany that is FX free in the UK (or was when I took it out) you pay 48€pa now though. Still worth it for the rewards I'd say.
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    SLZ wrote: »
    You'll be sent a list with the various forms of ID they'll need, they don't let you send in anything that isn't notarised which costs a lot so hopefully they'll let you do PostIndent or online ID which apparently is just putting passport and various proofs up to the webcam after a chat.

    Not bad at all. In all honesty though, if you can get an account with them Hilton HHonors have a good card in Germany that is FX free in the UK (or was when I took it out) you pay 48€pa now though. Still worth it for the rewards I'd say.

    Oh nice, SLZ you are a source of great G€rman info, a great addition to the board you make :)
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    grumbler wrote: »
    Did I?
    Stop misquoting it.
    What I said was only that it looked good. This was after I had a brief look. Later I had a closer look and wasn't able to find anything about £1750, but possibly it was just me.Feel free to report me if I have broken any.
    Credit card is no good for receiving payments in € or keeping euros - that are the main reasons why most people want a € account. And it's Select credit card, not juct 'credit card' that doesn't charge for conversion.

    Nationwide £ current account is no good for both either. And all their £ current accounts charge 2% for spending in Europe. Only pay-for FlexPlus offers commission-free ATM withdrawals.



    "stop misquoting" then "but possibly it was just me"


    Contradictory...


    Just like Barclays...
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 April 2016 at 10:36PM
    diamonds wrote: »
    "stop misquoting" then "but possibly it was just me"
    Problem No3 - with your logic.

    (1) Yes, I said "HSBC looks good". Yes you misquoted me (not "it" that was an obvious typo as it was preceded by "Did I?") by saying that I recommended it.

    (2) Yes, I can't find anything about £1750 at HSBC website and, possibly, it's just me.

    There is no any logical connection between (1) and (2) and hence no contradiction except in your convoluted mind.

    While we are here, what exactly was "contradictory" about Barclays?
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    Anyone have any other ideas, surely Santander do a Euro account even if for higher earners it is a Eurozone bank, I'm sure TSB will catch up given its been short term Spanish owned.
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • SLZ
    SLZ Posts: 233 Forumite
    diamonds wrote: »
    Oh nice, SLZ you are a source of great G€rman info, a great addition to the board you make :)
    Yes I've researched it all and had experience with them all in one way or another (Deutsche Bank is by far the worst from a customer service stand point), I do think that someone should do a write up as setting up € accounts get asked a lot.

    I'm not a good source for defaults on German (or indeed €) debts though, that is a new one that I'm going through right now and has effectively screwed my future credit for the next 3 years but hey what can you do :rotfl:
  • VeryMan
    VeryMan Posts: 279 Forumite
    I don't trust comdirect. I am not gonna deposit them 200k. I trust Barclays and HSBC more.

    I have Barclays euro account, is there a reason I would switch to HSBC?
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    Santander Jersey has no monthly fee on their Gold Account, card payments are debited once a month but given interest is nil due to Euro
    thats not a benefit.


    You need €7500 initially to open, might be handy for some but not the majority

    http://www.santanderpb.je

    http://www.santanderpb.je/documents/gold_bank_account_leaflet.pdf
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • VeryMan
    VeryMan Posts: 279 Forumite
    Also, I don't trust offshore accounts. I want a UK bank account to be protected for 75k
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    edited 25 April 2016 at 10:51PM
    VeryMan wrote: »
    I don't trust comdirect. I am not gonna deposit them 200k. I trust Barclays and HSBC more.

    I have Barclays euro account, is there a reason I would switch to HSBC?

    It is a better international bank that can open you accounts in 37 countries and transfer your UK credit files, with 200K you will pay no Premier account fees.

    http://www.hsbc.co.uk/1/2/overseas-account-opening








    Also Citibank

    Citi bank card can change linked currency accounts from online banking https://www.citibank.co.uk/personal/card-linkage.do

    Who is Citigold for?

    Citigold is a combination of three premium services - expert wealth management, international banking accounts and services for your international lifestyle.

    When you start a relationship with Citigold, you will receive the time, attention and knowledge of an expert wealth management and international banking team, led by your own dedicated Relationship Manager.

    Citigold is available if you maintain a minimum average monthly balance of £75,000 (or currency equivalent) across all your Citi UK accounts, including investments or hold an account with Citi International Personal Bank in London or Jersey.If you don't meet these criteria, a monthly fee of £25 will apply.
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
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