Tigz's Debt Diary.......start work on the 23rd!

tigzem

Pay day today.... so after my bills etc I have £80 left, this is going into my ISA towards my own place fund.... yay!!!

I feel like I'm not doing anything towards my debt but sadly I need all my money to get my dep etc together. If there is any left over, then I'll put that towards the debt.

tigtag02

£80 is a good figure Tigz - you'll be there in no time
xx

tigzem

SarahNeedle1872 wrote: »

I had an 'annual assessment' thru the post - our *morning* post never comes before 1400!
According to that, the payment was due, so u may find u get something thru the post as well in the next few days

Sarah x

I just worry with tax credits as you hear so many nightmare stories about people being over-paid then not getting anything the next year whilst they re-claim the money back.

Ah well.... I've not spent it (yet) so if it's wrong I'll have it to pay back.

Will expect an assessment shortly then.

tigzem

Arrrgggghhhh - there is a lovely house up for rent, lovely location, perfect size and great garden but it's available now....!! No fair

I'm getting really excited about getting my own place, will be sad not to be with Mum but it's the right thing for me to do.

Got another voucher listed on ebay... fingers crossed. Every little helps.

Was thinking of doing a bootsale on sun but the weather forecast is rain!

Lucy1982_2

Oh no!!! I hate it when that happens. I find shopping like that, when I have money there is nothing I like and when I don't I could buy the whole shop!

I think the local weather was saying rain until at least Tuesday... very depressing.

tigzem

Wooohoooo.... got my offer letter from HSBC this morning. They are prepared to pay me back £639.20 (I was claiming £746) which I'm going to accept - they will take this amount off my debt..... yay!!! Am really pleased about it, the whole amount would've been better but this is better than them saying no :beer:

asp746

nice one....that's about a yrs worth of payments in one go - if you get my drift.

:beer: what are your balances now??

sammy115

Great news Tigz, that will mean you will have reduced your debt by over a £1,000 since you started.

That deserves a pat on the back

tigzem

Woohoo.... I received £15 worth of vouchers this morning. Also have recently received a £10 John Lewis voucher from pigsback and due another £15 worth of vouchers next week.... yay!!! Probably save them for xmas or for my new house.

tigzem

Balance of my ISA at the moment is £749.31, I have £158 working it's way into the account so total so far is £907.31. I finally got some housing benefit paid into my account, so have used £100 of it towards my savings.

I'm hoping to get my new place anytime from the 10th of Sept so I'll have a min of 8 weeks worth of IWC £40 & CB £18. 8 x £58 = £464.00.

Plus, I'm going to be getting £30.27 pw HB, so 8 x £30.27 = £242.16.

So - £907.31 + £464 + £242.16 = £1613.47 which leaves me about £16 short of total fund..... easy!!! lol


ps- another voucher sold on ebay for £1.20, 200 extra points for buying Hipp organic formula.