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DMP & Mutual Support Thread - Part 8

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Comments

  • Yay I am a geek :rotfl::rotfl::T
    Allypops
    Married with 2 children
    SPC5 # 1837- -
    DMP started April 2011 34.5% paid [STRIKE]£78800[/STRIKE]
    DFD: June 2019 DFW Long hauler #286
  • DMP Geek #0101010101.999

    HHx

    Day from hell here twin sis, work and debt, but that made me smile and I honestly thought I did not have a smile left in me :)
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Hopelessly_Hopeful
    Hopelessly_Hopeful Posts: 2,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 20 September 2012 at 8:40PM
    Day from hell here twin sis, work and debt, but that made me smile and I honestly thought I did not have a smile left in me :)


    Don't let the blighters grind you down, go get em Sister. Am so pleased you got my 1700th post!

    Anyone read the new CCCS newsletter, new FF service and the lesser spotted lump IVAs? Had to check it wasn't April 1st. There are some other corkers in there.....

    "There was also always the danger that the creditor could chase what remained of the debt later."

    "We don’t negotiate as such, but we will listen to any counter offers from creditors and report these back to you and wait for your further instruction."

    :rotfl::rotfl:

    HHx
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    Allypops wrote: »
    Perhaps I need a spreadsheet!!
    Someone give Allypops a geek number :rotfl:
    DMP Geek #0101010101.999

    Geeks of the world unite!

    groupwave-smiley-face.gif?1302011374

    Woo hoo I am back on line. Thanks BT:T
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • Growurown wrote: »
    Geeks of the world unite!

    groupwave-smiley-face.gif?1302011374

    Woo hoo I am back on line. Thanks BT:T


    Yippee

    HHx
  • Advice for the day ...

    Never try and wrap up awkward shaped ebay items after an abundance of wine :o

    Tomorrow is another day and my hit list is made:

    CCCS
    Lloyds TSB
    FOS

    :mad:
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Hi everyone, its Friday YAY! I've had a rough week, was feeling very low about our situation, wondering if the DMP was the right thing to do etc.... but now I am officially set up thanks to CCCS.

    Still a long way to go, but the feeling of knowing that we can pay all our bills and the little bills (car, dentist, vets etc) is overwhelming! I burst into tears when I realised we can actually go proper food shopping when we get paid.

    I've also had my first letter from one of the creditors saying they will freeze the interest and stop charges until they hear from CCCS.

    So today is a good day for me so far. Hope you're all feeling positive today and thanks for making me laugh (re-reading your earlier posts!).
  • D3P0
    D3P0 Posts: 97 Forumite
    Eighth Anniversary 10 Posts Combo Breaker Debt-free and Proud!
    CBC - well done, it's a serious rollercoaster I must admit. I was buzzing about getting things sorted last week and earlier this week then I had a letter from a creditor saying they would only "reduce" my interest which set me back a bit. I've bounced back now and have written to them pleading them to freeze it or at least a minimal amount which hopefully will work.

    I'm the same as you in terms of shopping etc. I get paid next Wednesday. All my bills, inc DMP go out on the 1st and then I'm sorted. Looking forward to transfering the months shopping £ to Mrs D3P0 and then what's left is mine to work out what I have each week. It won't be much but it will be mine!

    Nice to read a positive post on this Friday morning! :) Have a good weekend.
    Back in the game...
  • Hi everyone, its Friday YAY! I've had a rough week, was feeling very low about our situation, wondering if the DMP was the right thing to do etc.... but now I am officially set up thanks to CCCS.

    Still a long way to go, but the feeling of knowing that we can pay all our bills and the little bills (car, dentist, vets etc) is overwhelming! I burst into tears when I realised we can actually go proper food shopping when we get paid.

    I've also had my first letter from one of the creditors saying they will freeze the interest and stop charges until they hear from CCCS.

    So today is a good day for me so far. Hope you're all feeling positive today and thanks for making me laugh (re-reading your earlier posts!).

    Great to hear you are feeling so positive this morning CBC. Fab news on the letter from the creditor re the interest.:T
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • D3P0
    D3P0 Posts: 97 Forumite
    Eighth Anniversary 10 Posts Combo Breaker Debt-free and Proud!
    A small positive should find out about my PPI claimback with lloyds tomorrow or Monday latest. Finger's x'd. Might only be a few hundred £ but still better in my pocket than theirs!
    Back in the game...
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